May 2023

Florence's...

Service For Life !

Insider Tips for Healthy, Wealthy and Happy Living

If you're not already a subscriber to my free e–newsletter e - mail me at Florence@bchrealestate.com to sign up

Florence Gadbois, Realtor CA DRE#01040021 (805) 701 - 8410 E - mail: Florence@BchRealEstate.com

Can Food Protect You From Pollution?

Toxic build- up from pollution and chemicals can be part of our everyday lives. In today’s Service For Life ! ® Free consumer newsletter, you’ll learn tips to help neutralize the threat from pollution with your diet.

You’ll also learn whether it’s a good id ea to pay for credit monitoring, how to combat cyberbullying, and how to write a thank-you note for every occasion – plus fun facts, a trivia challenge, and lots more.

CLOSED ESCROWS

ACTIVE LISTINGS

LISTING INVENTORY (months)

2019 2020 2021 2022 2023 2019 2020 2021 2022 2023 2019 2020 2021 2022 2023

January February

14 23 20 13 14 15 11 13 13 20 14 17 20 27 16

67 80 22 21 22 4.49 4.14 1.19 0.92 1.48 91 92 23 21 26 3.37 4.68 1.55 0.53 1.54

March

69 89 17 12 28

4.5 4.68 0.53 0.92 1.83

April May June

20 17 18 23 18 8 22 20 11 22 34 26 24 46 30 17 29 32 28 19 27 45 27 14 15 49 26 16 14 19 25 7 22 29 18 15

87 90 14 22 30 5.46 4.9 0.86 0.88

9 thru 4/27

108 93 29 21 128 78 28 30 122 80 18 47 125 62 34 37 126 51 20 35 115 34 16 37 100 41 20 39 93 32 21 33

6.98 4.29 1 1.27 7.04 4.38 0.62 1.86 6.88 4.05 1.23 1.69 7.04 4.78 0.73 1.65 6.3 1.5 0.62 1.85 5.74 1.8 0.9 2.03 4.71 1.23 0.875 2.19 4.3 0.89 0.897 1.26

July

August

September

October

November December

Just put a great T-2 at HarborWalk on the market. It is a rare one with an ocean view and update with double pane window and a great kitchen. Great location at 3604 Sunset. Asking: $975,000. Also just 4475 Antigua Way into escrow at The Colony. Great Martinique floor plan with attached garage. Asking Price: $799,000 Finally, I want you to know, that you may call me for any reason. And please let me know if a friend, family member or neighbor needs a caring, experienced real estate professional to help in buying or selling. I truly appreciate your friendship and referrals. Enjoy your issue!

Warmest regards, Florence

Florence Gadbois DRE #01040021 RE/MAX Gold Coast

Get Free money-saving home tips at my web site: BchRealEstate.com

Florenc e’ s …

Service For Life ! “Insider Tips For Healthy, Wealthy & Happy Living…” Foods That Combat Pollution Pollution can have a detrimental impact on our health and well-being, causing breathing problems like asthma, skin issues such as psoriasis, a weakened immune system, and high blood pressure. Pollution exposure has even been linked to cancer and heart disease. While we can’t always escape exposure to pollutants, we may be able to help reduce its effects. Foods rich in antioxidants may help prevent and even reverse cell damage caused by pollutants. Try including these in your diet: • Green tea : this wonderful tea contains a chemical called polyphenol, which has been shown to counteract the effects of environmental pollutants like pesticides and smoke. Aim for 2-3 cups per day. • Fruits and vegetables : kiwis, citrus, spinach, berries, broccoli, kale, and tomatoes are all packed with Vitamin C, which is great for boosting immunity, reducing the rate of cardiovascular disease, and improving asthma. Aim for 1 ½ to 2 cups of fruit and 2 to 3 cups of vegetables per day. • Fish oil : fatty fish — like mackerel and salmon — contain Omega-3 fatty acids which are not only great for your brain, lung, and heart health, but also combat the effects of air pollution. Aim for 2-3 servings of fatty fish a week. • High-fiber foods : cruciferous vegetables like broccoli, cauliflower, kale, brussels sprouts, bok choy, and cabbage are high in the compound sulforaphane which supports the liver in detoxing harmful pollutants from your body. The fiber in these vegetables helps to limit the body’s absorption of toxins and helps to expel them, too. Aim for 2 cups a day. Wherever possible, aim to buy organic produce to limit exposure to synthetic chemicals like herbicides or fertilizer. Wash your produce with a fruit and vegetable wash before eating to rinse off lingering pesticides, as well as reducing bacteria picked up throughout the produce processing cycle. You can make your own rinse with 1 part white vinegar and 4 parts water. Thinking Of Selling Your Home Soon? Don’t attempt to sell your home without my Free Consumer Guide, “ 6 Steps For Selling Your Home For Top Dollar .” My exclusive report will give you all the facts for a fast, top dollar sale. Get your free copy by calling me at… 805-701-8410



If you’re thinking about selling your home soon, request my Free Consumer Guide, “7 Insider Tips To Net More Money Selling Your Own Home.” Call me right now at 805-701-8410 for details…

May 2023 Oxnard, California

Inside This Issue…

Foods That Protect From Pollution …Page 1

Is Credit Monitoring Worth Paying For? …Page 2

Tips to Keep Kids Safe From Online Bullies …Page 2

The Perfect Thank-You …Page 3

Answer This Trivia Question And You Could Win $75 gift card for Lure Restaurant...Page 4 What Are The Top Three Things I Need To Do To Sell My Home? …Page 4

Get Free money-saving home tips at my web site: BchRealEstate.com

Why Pay To Monitor Credit?

Word of the Month… Studies have shown your income and wealth are directly related to the size and depth of your vocabulary. Here is this month’s word, so you can impress your friends (and maybe even fatten your wallet!)… Northpaw (north-paw) noun Meaning : A right-handed person, usually used to refer to an athlete.

First, what exactly IS credit monitoring? Monitoring your credit simply means keeping track of changes on your credit report (like new lines of credit or changes in balances). The three main credit agencies TransUnion, Experian, and Equifax monitor your credit, and you can get your credit report once per year for free from each of them at: annualcreditreport.com . However, if you want to check your report more than once per year, regular monitoring of your credit can help you discover problems earlier to prevent identity theft and work on improving your credit score. Websites like creditkarma.com or wallethub.com are free to join and they can alert you to changes in your score, when a new line of credit has been opened, and may provide tips to help you improve your credit score. So why you would pay to monitor your credit when you can access your credit report for free? Credit monitoring companies that charge monthly fees — like Identity Guard, IdentityIQ, or LifeLock, will usually provide more current information on any changes on your report, send you alerts by text or email when changes occur, and some companies may even investigate suspicious activity for you. They also don’t usually sell your data, like some of the free companies may. If privacy is important to you and you want to actively monitor your report, it might be worth it to pay for a service. Also, check with your credit card company – some offer free credit monitoring as a benefit.

Sample Sentence: That boxer has a sharp northpaw jab.

Have A Laugh… How would you like to hear a construction joke? Sorry, I’m still working on it!

Homemade Fruit Fly Traps Save yourself the cash and make your own just-as-effective homemade fruit fly traps: • Find an unused glass jar or plastic container, like an old water bottle.

Here’s A Free, Valuable Resource… Now You Can Search The Home Market, Get Helpful Community Information, AND Receive Important Resources For Saving Time And Money When Buying Or Selling At BchRealEstate.com

•

Add a few drops of dish soap, a tablespoon of apple cider vinegar, and a tablespoon of sugar. If using a bottle, drill a few holes in the lid, or — if using a jar — add plastic wrap over the top of the jar and poke a few holes in the top with a pin. Watch those annoying flies collect in the bottom of the jar!

•

Kids And Cyberbullies

•

Cyberbullying – bullying online or through social media apps — is becoming more prevalent. Here are some signs to watch out for and what to do if you think it’s happening with your kid(s): • Look for warning signs such as : an increase in device/social media use, hiding device use in your presence, emotional responses after using a device (sadness, anger), avoidance of social situations that they once enjoyed, abrupt changes to their social media profiles. • Tips to combat cyberbullying : keep device use limited to common areas of the home, talk with your kids about bullying and what it may look like on social media, provide support so they know they can come to you, don’t overreact or remove their device and instead talk through possible solutions to empower them, document the bullying by taking screenshots of the bullying and keeping a record of what happened, inform school administrators if bullying is coming from classmates, and if there is a potential threat to safety, take the documentation to law enforcement. Lastly, provide reassurance and support to your child while you navigate this challenge together.

B Quotes To Live By… “ Good health is not something we can buy. However, it can be an extremely valuable savings account .” – Anne Wilson Schaef, Author “ At times, our own light goes out and is rekindled by a spark from another person. Each of us has cause to think with deep gratitude of those who have lighted the flame within us .” – Albert Schweitzer, Doctor & Philosopher “It isn’t enough to talk about peace. One must believe in it. One must work at it. ” – Eleanor Roosevelt, the longest-serving First Lady

Get Free money-saving home tips at my web site: BchRealEstate.com

How To Write A Great Thank-You Note

1 Brain Teaser… When I am occupied, I can provide protection. But when I am empty, I cannot move on my own and protect no one. And I’m often ignored for months at a time. What am I? (See page 4 for the answer.) Real Estate Question? Maybe you want to know how much your home is worth. Or maybe you just need a recommendation for a handyman, carpet cleaner or plumber… Either way, I love hearing from all of my good friends and clients. And I’m happy to help answer questions you might have about anything relating to real estate or home-ownership. If you have a question, tip or idea, call me at 805-701-8410 I’m here to help! Did You Know? The fastest gust of wind ever recorded reached a whopping 253 miles an hour. A weather station measured the gust during a tropical cyclone named Olivia that hit Barrow Island, Australia in 1996. Top AI Websites AI (artificial intelligence) is the latest technology trend that is supposed to help minimize time we spend on tasks, research, and even writing! Check out: openai.com – use an interactive AI model that answers questions, admits when it’s wrong, and has boundaries for inappropriate requests. Ask questions like, “when do I need a new hot water tank” or “summarize the book XYZ.” letsenhance.io – automatically enhances images, improving their resolution, tone, and texture, no matter how old the image is. Also can generate AI art! thing-translator.appspot.com – This website allows you to take a photo of an item and translate it into a local language where you are travelling. For example, if you wanted another piece of bread in restaurant in Europe, you could take a picture of the bread and use the translator to find the correct word in the language you’re looking for.

Whether you’re sending an email follow-up for a job interview or thanking a relative for a Christmas gift, there’s an art to the thank -you note. It shows that you’ve gone out of your way to show appreciation. In an age where communication is instantaneous, it can be difficult to know when to send an email, text, or make the effort to write a handwritten card, and what to say. Here are some general guidelines: • Emails : it’s most appropriate to send an email in a professional scenario — such as sending a note following a job interview — to remind them of your interest and to thank the interviewer for their time. It shows you are interested and that you follow through. However, if you attended a formal event, it may be worth making the extra effort to thank the hosts in writing. • Text messages : sending a text is for informal situations, like thanking friends and family for visiting or for suggestions they’ve provided . Also, a text when you’re using a gift, maybe with a photo attached, is a gr eat way to show the sender that you appreciate their gift and are getting use out of it (think a picture of the baby in the new clothes Grandma sent). • Writing a handwritten note : thank-you cards these days are more commonly sent as a follow-up to a wedding; to thank friends and family for their thoughtful gifts; to the host of a charity event or dinner; after someone has written a letter of recommendation on your behalf; to thank friends for hosting a dinner party; or to mark a major life-change or anniversary. • What to say in your note : if writing a handwritten note, bear in mind it doesn’t need to be an essay but do be specific and mail it promptly. Tell them what you are thanking them for — if it was for a gift, mention said gift and how you plan to use it — how it made you feel, and how much you appreciate their efforts. If marking a major life change, your note can offer support and encouragement, while at the same time acknowledging the transition or change they are experiencing. In an age when we’re all busy, the gesture of sending a note shows kindness and appreciation for your relationship.

Get Free money-saving home tips at my web site: BchRealEstate.com

Thanks For Thinking of Me! Did you know I can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping me in mind with your referrals…and spreading the word about my services.

“Who Else Wants To Win $75 Gift Card for Lure Restaurant ?”

Guess who won last month’s Trivia Question? I’m pleased to announce the lucky winner of last month’s quiz. And the winner is …drum roll please: Michelle Swofford of Sherman Oaks. What award- winning actress was nominated for a “Worst New Star” Golden Raspberry for her very first feature film role? a) Helen Mirren b) Kristin Scott Thomas c) Maggie Smith d) Judy Dench? The answer is b) Kristin Scott Thomas. She was cast as the romantic lead in Prince’s 1986 film, “Under the Cherry Moon,” at age 26. The film was a flop with critics, winning a total of five Golden Raspberry Awards in 1986. S o let’s move on to this month’s trivia question. What is the smallest country in the world? a) Ireland b) Vatican City c) The Maldives d) Saint Kitts and Nevis

Brain Teaser Answer: A glove!

Seasonal Home Maintenance This handy seasonal checklist can head off issues before they arise: • Fall : clear leaves and debris from yard/gutters, check fireplace for cracks, service furnace, seal caulking on windows, inspect the roof for damage. Winter : Clean and store outdoor furniture, get out your snow blower or shovel, add faucet covers to your outdoor faucets to protect them from frost; turn off the outdoor water supply to prevent damage to your pipes. Spring : clean windows, power wash deck and walkways, have the dryer vent checked for lint, check the windows for rot and caulking, service your water heater, and fertilize outdoor plants and lawn. Summer : refinish deck, maintain garden, fix paving, replace outdoor faucets if needed. THANK YOU for reading my Service For Life ! ® personal newsletter. I wanted to produce a newsletter that has great content and is fun and valuable to you. Your constructive feedback is always welcome. AND… whether you’re thinking of buying, selling or financing real estate, or just want to stop by and say “Hi,” I’d love to hear from you… Florence Gadbois DRE#01040021 RE/MAX Gold Coast 805-701-8410 florence@BchRealEstate.com BchRealEstate.com • • Disclaimer: The information contained in this letter is intended for informational purposes. It should not substitute as legal, accounting, investment, medical or other professional services advice. Always seek a competent professional for answers to your specific questions. This letter is not intended to solicit real estate properties currently for sale. •

Call Me At 805-701-8410 OR Email Me At florence@BchRealEstate.com And You Could Be One Of My Next Winners!

Real Estate Corner…

Q. What are the top three things I need to do to sell my home?

A. Here’s a list of important things you’ll need to do:

• Set a realistic price. Homes that are over-priced can linger on the market for months, while homes that are priced correctly usually sell faster and for the most money possible. Look at recent listings in your area and their actual sales prices, and visit homes for sale in the neighborhood before deciding on a price. • Get your home ready to show. Clear out clutter, freshen paint, and clean up landscaping. Remember buyers notice everything! • Review the promotional plan of a Home Marketing Expert. An experienced REALTOR ® can help you sell quickly by advertising your home in more ways than simply creating a MLS

description. Plus, they can help you avoid costly mistakes on contracts and disclosures required by law to sell real estate.

Want to learn more? Ask for my Free Consumer Report called “7 Insider Tips to Net More Money Selling Your Home.” I’ll send a copy right over to you.

Do you have a real estate question you want answered? Feel free to call me at 805-701-8410. Perhaps I’ll feature it in my next issue!

Get Free money-saving home tips at my web site: BchRealEstate.com

Florence’s…. Colony MarketWatch ™ Here’s Neighborhood Home Information For The Colony To Help You Evaluate The Value Of Your Investment. ”

Homes Currently Active …

Address

Bdrms Baths Sq. Ft.

Floor Plan

Asking Price

Martinique

2 3

2

1113 2059

Martinique (Phase I)

$695,000

Cannes Square

2.5

San Tropez

$1,349,888 $1,022,044

Market Average

Properties Accepting Back Up Offers … Address

Bdrms

Baths

Sq. Ft.

Floor Plan Martinique Martinique

Asking Price

Majorca

2 2

2 2

1217 1217

$749,000

4475 Antigua

$799,000 $774,000

Market Average

Properties Pending …

Address

Bdrms

Baths

Sq. Ft.

Floor Plan

Asking Price

2151 Martinique

2

2

1627

Capri

$839,000 $839,000

Market Average

Sold Propert ies… (5/01/22 Thru 4/28/23) Address List $

Sale $

Sq.Ft.

$/sq.ft

Floor Plan

Date Sold

2223 Martinique

$699,000

$664,050** 1113

$596.10

Martinique (Phase I)

02/17/23

2200 Martinique

$769,000

$700,000

1617

$432.90

Capri

01/06/23

2143 Martinique

$730,000

$720,000

1113

$646.90

Martinique (Phase I)

12/12/22 01/27/23 10/21/22 08/23/22 08/03/22 06/17/22 09/02/22 06/24/22 08/31/22 05/25/22 03/22/23 12/02/22 02/16/23 04/26/23 05/10/22

1965 Majorca

$729,888 $739,000 $780,000 $799,000 $795,000 $815,000 $819,888 $849,888 $845,000 $839,888 $875,000 $949,888 $999,900 $899,000 $940,000

$725,000 $739,888 $750,000 $790,000 $795,000 $807,000 $805,000 $820,000 $836,000 $840,000 $875,000 $875,888 $884,000 $907,000 $940,000

1217 1113 1114 1113 1368 1368 1368 1627 1368 1459 1114 1550 2692 1557 1217

$599.74 $664.77 $673.25 $709.79 $580.72 $589.48 $661.46 $504.00 $611.11 $575.74 $785.46 $565.09 $328.38 $585.54 $771.76

Martinique

2355 Martinique 2125 Martinique 2305 Martinique 2327 Martinique

Martinique (Phase I) Martinique (Phase I)

Martinique (Phase I)

Madeira Madeira Madeira

4481 Antigua 2005 Majorca 2017 Majorca

Capri

1990 San Tropez 2227 Martinique 2175 Martinique

Madeira Antigua

Martinique (Phase I)

1931 Majorca

Antigua

2360 Vina del Mar

Costa de Oro

1910 Majorca

Antigua

4726 San Sebastian

Martinique (Ambassador) 10/06/22

2003 San Tropez

$875,000

$955,000

1369

$697.55

Madeira (Ambassador)

05/04/22 10/21/22

1954 San Tropez 2214 Cannes Sq

$987,000

$1,002,000 1628

$615.48 $602.23

Capri (Ambassador)

$1,200,000 $1,240,000 2059

San Tropez

08/30/22

2337 Vina del Mar

$1,450,000 $1,300,000 2360

$550.85

Vina del Mar

04/26/23 08/11/22

2303 Vina del Mar 2315 Vina del Mar

$1,989,888 $1,900,000 2360 $1,999,000 $1,900,000 2139

$805,08 $888.27

Vina del Mar San Tropez

07/20/22

$ 955,442 $ 868,904

$688.35

Market Average

RE/MAX represented buyer, seller or both .

Florence represented buyer, seller or both

**Does not include buyer agent commission Properties as of Apr 28, 2023 and may not be listed by RE/MAX. Information herein has not been verified, is not guaranteed, and is subject to change

Florence’s… MarketWatch ™

“ Here’s Neighborhood Home Information For HarborWalk To Help You Evaluate The Value Of Your Investment. ”

Active Listings… Address

List $

Sq.Ft Floor Plan

$975,000

1319

3604 Sunset Lane

T-2 (view)

Sunset Lane

$1,250,000 $1,112,500

1559

Villa (end unit)

Market Average

Accepting Back Up offers … Address List $

Sq.Ft Floor Plan

Harbor blvd

$1,049,000 $1,049,000

1518

Villa (end unit)

Market Average

Sold Properties (01/01/2022 – 04/28/2023 Address List $ Sale $

Sq.Ft. $/sq.ft

Floor Plan

Date Sold

2957 Harbor 3046 Sunset 3134 Sunset 4534 LaBrea 2957 Harbor 3204 Sunset 2943 Harbor 3540 Sunset 3224 Sunset

$565,000 $595,000 $649,500 $699,000 $699,000 $850,000 $797,000 $900,000 $865,000

$572,000 $595,000 $620,000 $725,000 $690,000 $810000 $817,000 $850,000 $865,000

925 925 925

$618.38 $643.24 $670.27 $638.77 $745.95 $606.71 $681.96 $576.66 $617.42

Plan C Plan C

03/25/22 10/07/22 02/25/22 08/08/22 02/02/23 10/12/22 03/30/22 06/14/22 02/25/22 08/25/22

Plan C (end unit)

1135

T-3

925

Plan C

1401 1198 1474 1401

Villa

Plan D (end unit)

T-1

Villa

3131 Harbor

$975,000

$925,000

1502

$615.85

Villa

3544 Sunset

$995,000

$997,000

1474

$676.39

T-1

03/21/23

3145 Harbor

$999,997

$999,997

1489

$671.14

Villa

06/09/22

3125 Harbor Blvd $999,000

$1,000,000

1489

$671.59

Villa

03/11/22

Market Average $648,79 Bold: REMAX Represented Buyers, Sellers or Both $814,499 $805,077

The information referenced has been provided by the Ventura County MLS Corporation’s MLS as of Apr 28, 2023. The listings and sales are not exclusive to RE/MAX Gold Coast Realtors and may have been represented by others. Display of the MLS data is deemed reliable, but not guaranteed by the MLS and prices are subject to change.

See HarborWalk floor plans at: HarborWalkCondos.com