February 2021

Florence's...

Service For Life !

Insider Tips for Healthy, Wealthy and Happy Living

If you're not already a subscriber to my free e–newsletter e - mail me at Florence@bchrealestate.com to sign up

Florence Gadbois, Realtor CA BRE#01040021 (805) 701 - 8410 E - mail: Florence@BchRealEstate.com

Do You Need To Clean Up Your Tech?

It is often said that a tidy space equals a tidy mind, but what about your computer? Messy cords, cables and too many unsorted files can make it hard to find things and focus at your workspace. In today’s Service For Life ! ® Free consumer newsletter, you’ll learn practical tips to declutter your digital life and increase your productivity!

You’ll also learn about simple things you do every day that can improve your heart health, how to save smartly for a baby, and tips to save money on energy bills – plus fun facts, a trivia challenge, and lots more.

Below are the sales statistics for the Beach/Marina area , which includes Mandalay Shores, Hollywood Beach, Silverstrand Beach, Mandalay Bay, Seabridge, Westport, The Colony, HarborWalk, HarbourWest, CI Waterfront Homes and Harbour Island. Note: Inventory less than 6 months is considered a seller’s market; more than 6 months, a buyer’s.

Active Listings

Closed Escrows

Inventory (months)

2017 2018 2019 2020 2021

2017 2018 2019 2020 2021 2017 2018 2019 2020 2021 75 70 67 80 22 4.02 2.13 4.49 4.14

January

21 21 14 23

10 thru 1/18

84 53 91 92 84 63 69 89 88 60 87 90 107 54 108 93 112 70 128 78 102 97 122 80 103 92 125 62 95 95 126 51 96 81 115 34 61 87 100 41 63 79 93 32

February 18 12 15 11

3.95 2.59 3.37 4.68 3.9 2.51 4.5 4.68 4.72 2.42 5.46 4.9 4.99 2.82 6.98 4.29 4.19 4.2 7.04 4.38 4.26 4.1 6.88 4.05 3.82 4.21 7.04 4.78 3.83 3.67 6.3 1.5 2.4 4.13 5.74 1.8 2.45 3.81 4.71 1.23 2.54 3.32 4.3 0.89

March

34 28 14 17 18 19 20 17

April May June July

8

20 31 18

44 22 11 22 22 15 24 46 30 32 29 32

August

September 29 23 27 45

October

28 16 15 49

November 23 19 14 19 December 11 12 22 29

I just listed 2171 Martinque, Madeira floor plan with garage attached and centrally located near the clubhouse. Coming up: a great Antigua floor plan that has been beautifully updated with new windows, guartz counters and the copper plumbing has been re-routed, taking it out of the slab under the downstairs neighbor! Finally, I want you to know, that you may call me for any reason. And please let me know if a friend, family member or neighbor needs a caring, experienced real estate professional to help in buying or selling.

Warmest regards, Florence

Florence Gadbois DRE#01040021 RE/MAX Gold Coast

Get Free money-saving home tips at my web site: BchRealEstate.com

4480 Antigua Way

2 bedrooms 2 baths +Loft

Antigua Floor Plan

Approx 1459 sq ft

Beautifully updated and Freshly painted New Carpeting Replumbed to remove plumbing from under the slab

$749,000

(Available 2/5/2021 for showings)

Florence’s…

Service For Life ! “Insider Tips For Healthy, Wealthy & Happy Living…” Declutter Your Tech (Part 1) This two-part series focuses on how to declutter your technology. This month covers tips and tricks to safely declutter physical tech items, while next month will focus on digital decluttering. We’ve included a handy checklist you can stick to your fridge!  Start with your tech drawer/cupboard of old computer and media-related content (everyone seems to have one). Once you’ve identified these items, divide into three piles: sell (give yourself a deadline to make sure you get rid of these items) keep , or scrap/recycle . Look out for: o Old cellphones o Power cables that no longer fit your current computer or laptop o Gaming devices o Well-worn cameras that you’ve replaced with a newer one o Unused computer speakers o Controls for devices you no longer use, like old TVs and DVD players o Tapes, CDs, floppy disks  For items you decide to keep, ensure they are stored in a designated space like a closet or drawer , preferably in either a protective cover or in a drawer organizer. Don’t forget to label them so you can easily identify the item when you need it.  How to recycle : o Speakers, gaming consoles, and small electronic devices can be recycled at large retailers like Best Buy that have a recycling program. o Most large grocery stores provide cell phone recycling. o If you have an old Apple device, you should be able to not only recycle but also gain credit or trade-in value. Go to www.apple.com/recycling for more info. o CDs and DVDs cannot be recycled in your regular bin. Instead, they need to be donated to thrift stores, or sent away to safe recycling programs like GreenDisk ( www.greendisk.com ). o Your city or state may also subsidize tech recycling. Check their website for more information.  Old photos . Digitizing is the best way to ensure your valuable old photos are backed up and saved. You can scan each one yourself, or pay a service (try ScanDigital.com or ScanMyPhotos.com ) to do it.  How To Get Top Dollar Selling Your Home... If you’re thinking about selling your home soon, request my Free Consumer Guide, “ 7 Insider Tips To Net More Money Selling Your Own Home .” This report will be your secret weapon to maximize the net profits from the sale of your home. You can get a free copy by calling me at… 805-701-8410

Selling Your Home Soon? You’ll need my Free Consumer Guide titled, “6 Steps For Selling Your Home For TOP DOLLAR.” Call me right now at 805-701-8410 to get a copy…

February 2021 Oxnard, California

Inside This Issue…

Declutter Your Tech (Part 1 Of 2)…Page 1

Small Steps For Heart Health …Page 2

Saving $ For A Baby The Smart Way …Page 3

Unique Uses For Plastic Bags …Page 3

Answer This Trivia Question And You Could Win $75 gift card for Lure Restaurant...Page 4

What’s The Purpose Of A Home Inspection?...Page 4

Get Free money-saving home tips at my web site: BchRealEstate.com

Small Steps To A Healthier Heart Researchers at Harvard say that small health improvements are an important part of heart disease prevention. Small steps, they say, are the key to succeeding at improving heart health. Improve your heart health with these tips: • Use those muscles. Lifting small objects, like a bag of pet food, is a great way to tone arm muscles. Incremental movements build strength and may motivate you to later join a gym and increase the weights you’re able to lift. • Take short walks . A short, brisk walk is a great way to energize your body and get it used to short bursts of exercise. • Go to the dentist . Regular professional cleanings and taking good care of your teeth at home are linked to a healthier heart. • Watch the liquid calories . Soda and other sweetened drinks are laden with added calories. Swapping for water flavored with fruit, or low sugar alternatives, could save 100 calories a day. • Get nutty! Snacking on nuts, like walnuts or almonds, is great for heart health. Try a handful instead of chips or candy. • Breathe. The practice of slow and deep breathing, even if only for a few minutes a day, can help lower blood pressure. Set a reminder to breathe on your phone to keep you on track. • Eat an extra serving of fruit or vegetables. Just one extra portion of fruit or vegetable a day can help your whole body! • Limit red meat. Swapping meat with fish once a week can benefit your heart and brain. • Eat more fiber. Foods like whole grain cereals, barley, spinach, pears, kidney beans, and prunes are packed with fiber which can help prevent heart disease.

Word Of The Month… Studies have shown your income and wealth are directly related to the size and depth of your vocabulary. Here is this month’s word, so you can impress your friends (and maybe even fatten your wallet!)… Meaning: Engaging in online arguments involving personal attacks on one or more parties. Sample Sentence: Wow. This person is really flaming my post! Have A Laugh… Q: What’s the difference between an underdressed person on a motorcycle and a well-dressed person on a tricycle? A: Attire! A Social Experiment Scientists studying the use of Facebook and its effect on mood proved that Facebook does in fact cause depression, and the more it is used the worse a person’s mood becomes. Despite being a scientist, Nobel-prize winning physicist Albert Einstein did not want his brain to be studied. He left specific instructions to cremate and secretly scatter his remains to “discourage idolaters.” However, Thomas Harvey, the pathologist on call when Einstein died, didn’t follow the instructions and in fact stole his brain! When Einstein’s family were told, they didn’t object, and Harvey was allowed to keep Einstein’s brain in his basement. Flaming - online (Flame-ing) Verb What Happened To Einstein’s Brain?

Quotes To Live By… “Luck is the residue of design.”

–John Milton, poet

“You were born with the ability to change someone’s life. Don’t ever waste it.”

–Dale Partridge, pastor/author

“Magic is in believing in yourself, if you can do that, you can make anything happen.” –Johann Wolfgang von Goethe, writer

Get Free money-saving home tips at my web site: BchRealEstate.com

Save For A Baby Babies are expensive. According to recent figures, the cost of raising a child is a whopping $233,610! Here are some ideas to get smart with your money and save for a baby: • Check your insurance and shop around. Call your provider and note the overall cost of pre- and postnatal care, then shop around to find the best option. You could save on copays, deductibles, and in-network doctors. • Start saving on health expenses, smartly: o HSAs (health savings accounts) are applicable if you have a high deductible insurance plan. An HSA might be good option if you can’t change insurance. Plus, they are tax exempt! o Flexible spending account (FSA) – these are usually established through an employer and can help pay for medical costs. This fund is also tax exempt. o Dependent Care FSA (DCFSA). Another type of account offered by employers, this one is for childcare expenses for children under 13. You can save up to $5,000 per year in this account on a married filing joint household. • 529 Plan. This helps you to prepay or set up a savings account for education expenses. Each state has different rules, but withdrawals for qualified education expenses are tax-free.

Brain Teaser… Turn me on my side and I’m everything. Cut me in half and I’m nothing. What am I?

(See page 4 for the answer.)

What’s My Home Worth? If you want to know your home’s current value, I will gladly conduct a Maximum Value Home Audit . Request this “no charge” in-depth home value analysis by calling me at: 805-701- 8410 . Did You Know… According to artificial intelligence experts, 40 percent of human jobs could be replaced by equally capable robots in around the next 20 years. 5 Ideas For Gardening In The Cold… It might feel like winter, but spring is just around the corner, giving you the perfect opportunity to get started on the garden: 1. Feed the birds whose food sources may have run out. 2. Start sowing seeds indoors, like eggplant and peppers and use a grow light to germinate. 3. Prune roses while they’re still dormant. Cut back by around a third. Lifehack Tech Websites These handy websites will give you the ability to track messages, packages, and fact-check at the click of a button! www.getnotify.com – This site tracks emails and tells you whether they were opened and read by the receiver. www.snopes.com – Snopes is a fact- checking site. If you’ve ever dubious about content on social media, be sure to check out its validity on Snopes. www.packagetrackr.com – Frustrated that you don’t know where your package is? This site allows you to identify the shipping company and track all your items in one place. 4. Plant bulbs in Florida and other frost-free regions. Plant cool weather crops like spinach, potatoes, chard, carrots and radishes. 5.

Here’s A Free, Valuable Resource… Now You Can Search The Home Market, Get Helpful Community Information, AND Receive Important Resources For Saving Time And Money When Buying Or Selling At BchRealEstate.com

Cool Uses For Plastic Bags Plastic bags need not be one-time use items. They have lots of reusable purposes. Try these ideas to make use of them, instead of letting them pile up under the sink or go right into the trash! • Add a stash to the car for a portable trash bin. • Take them on vacation as a travel laundry bag. • Weatherproof your padlocks. Stop them from freezing by adding a sandwich bag over the lock. • Portable poop bags. Save on buying doggy bags from the store and re- use old plastic bags. • Use as a doggy water bowl when out hiking. • Dispose of cooking oil in used resealable sandwich bags. • Craft! Bloggers and crafters have used old plastic bags to make rugs, bags, and even rope. Get online to find out how! Search Pinterest.com for “trash bag crafts.” • Keep a paintbrush fresh. If you’re in the middle of painting, but waiting for the first coat to dry, wrap the used paintbrush in a plastic bag to keep from drying out. Then simply unwrap and re-use.

Get Free money-saving home tips at my web site: BchRealEstate.com

Thanks For Thinking of Me!

“Who Else Wants To Win $75 gift card for Lure Restaurant?” Guess who won last month’s Trivia Question? I’m pleased to announce the lucky winner of last month’s drawing. And the winner is…drum roll please: Kathleen Cronin is the winner in my trivia drawing!

Did you know I can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping me in mind with your referrals…and spreading the word about my services.

Only one U.S. President was born on July 4 (Coolidge) but three Presidents died on July 4. Which ones?

Brain Teaser Answer:

a) John Adams, Martin Van Buren, Warren Harding b) John Adams, James Monroe, Thomas Jefferson c) James Monroe, Franklin Pierce, Richard Nixon d) Thomas Jefferson, John Tyler, Harry Truman

The number 8!

11 Tips To Reduce Your Energy Bill •

Check the seals on windows, doors, and appliances.

The answer is: b) John Adams, James Monroe, Thomas Jefferson. Adams and Jefferson died on the very same day, July 4, 1826, within a few hours of one another. James Monroe died in 1831. So let’s move on to this month’s trivia question. Tennis champion Serena Williams won which major tournament while pregnant with her first child? a) Australian Open b) Wimbledon c) French Open d) ATP Finals

• •

Fix leaky faucets.

Shop around providers for the lowest rate.

• •

Take shorter showers.

Turn the furnace temperature down at night. Use energy efficient light bulbs and appliances. Check your local provider for discounts/rebates on energy efficient appliances. Wash clothes in cold or warm water. Replace your showerhead with an efficient one. Look for the WaterSense label. Reduce the temperature on your water heater. THANK YOU for reading my Service For Life ! ® personal newsletter. I wanted to produce a newsletter that has great content and is fun and valuable to you. Your constructive feedback is always welcome. AND… whether you’re thinking of buying, selling or financing real estate, or just want to stop by and say “Hi,” I’d love to hear from you… Florence Gadbois Dre#01040021 RE/MAX Gold Coast 805-701-8410 florence@bchrealestate.com BchRealEstate.com • • • Fix leaky ductwork. • Disclaimer: The information contained in this letter is intended for informational purposes. It should not substitute as legal, accounting, investment, medical or other professional services advice. Always seek a competent professional for answers to your specific questions. This letter is not intended to solicit real estate properties currently for sale. • •

Call Me At 805-701-8410 OR Email Me at florence@bchrealestate.com And You Could Be One Of My Next Winners!

Real Estate Corner… Q. What’s the purpose of a home inspection?

A. A home inspection is performed after the buyer and seller have entered into a written contract. It’s a review of the home’s condition, including the heating system, attic, foundation, and a mold review. The point is to identify any area of the home that needs replacement or repair. You’ll use the report to set the final price of your purchase. You may choose to buy the house and make the repairs, or you may walk away from the property if the costs would be too high for your budget and the sellers refuse to lower the price or make the repairs. You can get your earnest money back provided your contract has a “sale contingent on inspection” clause. You’ll also need to get an appraisal, which serves to assess a value to the property. You need to know that the property you’ve selected will appraise at or above the amount you’ve contracted to pay for it . Want to learn more? Ask for my Free Consumer Report called “Top 10 First-Time Homebuyer Mistakes To Avoid.” I’ll send a copy right over to you.

Do you have a real estate question you want answered? Feel free to call me at 805-701-8410. Perhaps I’ll feature it in my next issue!

Get Free money-saving home tips at my web site: BchRealEstate.com

Florence’s…. Colony MarketWatch ™

Homes Currently Active …

Address

Bdrms

Baths

Sq. Ft.

Floor Plan

Asking Price

Martinique

2 2 3 3 2

2 2 3 3 2

1459 1368 2059 2059 1766

Martinique (Phase I)

$620,000

2171 Martinique

Madeira

$699,000 $1,150,888 $1,257,888 $1,550,888 $1,055,732

Vina del Mar Vina del Mar San Sebastian

San Tropez San Tropez

Capri (Ambassador)

Market Average

Homes Accepting Back Up Offers… Address

Bdrms

Baths

Sq. Ft.

Floor Plan

Asking Price

Antigua

2

2

1368

Madeira

$725,000 $725,000

Market Average

Sale Pending…

Address

Bdrms

Baths

Sq. Ft.

Floor Plan

Asking Price

San Tropez Cir Cannes Square Market Average

2 3

2 3

1627 2059

Capri

$829,888 $1,050,000 $939,944

San Tropez

Sold Properties… (04/01/20 Thru 01/20/21) Address List $ Sale $

Sq.Ft.

$/sq.ft

Floor Plan

Date Sold

1955 Majorca

$539,000 $545,000 $587,900 $595,000 $624,888 $619,888 $619,000 $624,888 $629,888 $639,888 $650,000 $648,888 $679,888 $655,000

$530,000 $547,500 $570,000 $595,000 $620,000 $605,000 $605,000 $624,888 $625,000 $635,000 $635,000 $650,000 $650,000 $655,000

1217 1368 1368 1368 1217 1368 1113 1218 1807 1218 1368 1368 1217 1368

$435.50 $400.22 $416.67 $434.94 $509.45 $441.93 $556.15 $513.04 $348.58 $521.35 $464.18 $475.15 $558.20 $478.80

Martinique

06/24/20 07/02/20 04/13/20 07/10/20 11/20/20 07/29/20

2365 Martinique

Madeira Madeira

4413 Antigua

2206 Martinique

Madeira (upper level)

4442 Antigua Way 1936 San Tropez 2242 Martinique 1947 San Tropez 4687 San Sebastian 2007 San Tropez 4492 Antigua Way

Martinique

Madeira (Ambassador) Martinique (Phase I)

01/14/21

Martinique (Ambassador) 10/06/20

Capri

06/26/20

Martinique (Ambassador) 09/18/20

Madeira

07/22/20 08/17/20

4415 Antigua

Madeira

2067 San Sebastian 2363 Martinique

Martinique (Ambassador) 07/10/20

Madeira

10/28/20

2021 Majorca

$669,888

$659,000

1549

$425.44

Antigua

04/03/20

2241 Martinique

$690,000

$675,000

1627

$414.87

Capri

12/23/20

2177 Martinique

$679,888

$679,888

1450

$465.68

Antigua

07/23/20

2317 Martinique

$699,000

$685,000

1627

$421.02

Capri

01/20/21 10/30/20 12/03/20 12/01/20 12/08/20

2386 Martinique 2121 Martinique 2133 Martinique 4423 Antigua 4477 Antigua

$689,888 $689,000 $699,999 $687,000 $710,000

$690,000 $694,000 $700,000 $705,000 $725,000

1459 1368 1368 1368 1550

$472.93 $506.94 $511.70 $515.35 $467.74

Antigua Madeira Madeira Madeira Antigua

08/17/20

4742 San Sebastian

$889,000

$875,000

1368

$639.15

Madeira (Ambassador)

07/16/20

2345 Vina del Mar

$989,000

$940,000

2692

$349.18

Costa de Oro

05/01/20 09/17/20

2323 Vina del Mar Market Average

$1,149,888 $1,050,000 2360

$444.92 $466.35

Vina del Mar

$685,946

$677,611

RE/MAX represented buyer, seller or both . Properties as of January 20, 2021 and may not be listed by RE/MAX. Information herein has not been verified, is not guaranteed, and is subject to change

Florence’s…

MarketWatch ™ “ Here’s Neighborhood Home Information For HarborWalk To Help You Evaluate The Value Of Your Investment. ”

Active Properties… None

Properties Accepting Back Up Offers… Address List $

Sq.Ft. Floor Plan

Harbor

$640,000 $640,000

1198

Plan D (end unit)

Market Average

Sold Properties (01/01/2020 – 01/18/2021 Address List $ Sale $ Sq.F t.

$/sq.ft

Floor Plan

Date Sold

3110 Harbor

$456,800 $465,000 925

$502.70 Plan C (end unit)

08/17/20 07/07/20 05/13/20 09/03/20

2935 Harbor 3142 Sunset 3644 Sunset

$474,900 $474,900 925 $599,000 $580,000 1294 $639,500 $625,000 1474

$513.41 Plan C $448.22 Plan D

$424.02 T-2

3120 Sunset

$642,000 $625,550 1198

$522.16 Plan D

11/18/20

3034 Sunset

$649,000 $630,000 1198 $675,000 $635,000 1474 $649,000 $642,000 1198 $669,000 $660,000 1319 $749,900 $725,000 1485 $729,000 $729,000 1485 $850,000 $850,000 1489

$525,88 Plan D

06/16/20

4506 LaBrea

$430.80 T-2

07/20/20 07/31/20 10/08/20 11/16/20 02/28/20 10/20/20

2967 Harbor 3480 Sunset 3320 Sunset

$535.89 Plan D (end unit)

$500.38 T-2

$488.22 Villa (end unit)

3340 Sunset

$490.91 Villa (end unit) $570.85 Villa (end unit)

3125 Harbor

Market Average

$648,66 6

$636,78 7

$496.12

Bold: REMAX Represented Buyers, Sellers or Both

The information referenced has been provided by the Ventura County MLS Corporation’s MLS as of January 18, 2021. The listings and sales are not exclusive to RE/MAX Gold Coast Realtors and may have been represented by others. Display of the MLS data is deemed reliable, but not guaranteed by the MLS and prices are subject to change.

See HarborWalk floor plans at:

HarborWalkCondos.com

Florence’s

MarketWatch ™ “ Here’s Neighborhood Home Information For Harbour Island To Help You Evaluate The Value Of Your Investment. ”

Homes Currently Active … Address

Bdrms

Baths

Sq. Ft.

Floor Plan

Asking Price

Emerald Isle

2

2

1937

Plan A (Avalon)

$874,000 $874,000

Market Average

Sold Properties (01/01/20 Thru 01/29/21) Address List $ Sale $

Sq.Ft. $/sq.ft

Floor Plan

Date Sold 03/26/2020 03/11/2020 11/06/2020 01/13/2020 08/11/2020 07/14/2020 09/11/2020 01/27/2021 07/10/2020 01/28/2021 8/19/2020 01/20/2021 09/29/2020 07/27/2020 12/11/2020 12/15/2020 10/27/2020

1747 Emerald Isle 1737 Emerald Isle 4206 Harbour Island 1748 Emerald Isle 4216 Harbour Island 4241 Harbour Island 4226 Harbour Island 1706 Emerald Isle 1715 Pearl Way 1727 Pearl Way 1743 Emerald Isle 1737 Pearl Way 4222 Harbour Island 1728 Emerald Isle 1703 Emerald Isle 1712 Emerald Isle Market Average 1727 Emeral Isle 1703 Pearl Way

$779,000 $865,000 $$849,000 $850,000 $869,000 $899,000 $885,000 $929,000 $935,000 $899,000 $939,000 $975,000 $974,900 $995,000 $999,000

$720,000 $810,000 $849,000 $850,000 $865,000 $875,000 $875,000 $900,000 $905,000 $910,000 $920,000 $950,000 $974,900 $975,000 $999,00

1937 2164 2164 2164 1937 1937 1937 2164 2164 2164 1937 2164 2164 2164 2164

$371.71 $399.72 $392.33 $392.79 $446.57 $451.73 $451.73 $415.90 $432.07 $420.52 $474.96 $439.00 $450.51 $450.55 $461.65 $499.08 $536.28 $447.98

Plan A (Avalon) Plan B (Balboa) Plan B (Balboa) Plan B (Balboa) Plan A (Avalon) Plan A (Avalon) Plan A (Avalon) Plan B (Balboa) Plan B (Balboa) Plan B (Balboa) Plan A (Avalon) Plan B (Balboa) Plan B (Balboa) Plan B (Balboa) Plan B (Balboa) Plan B (Balboa) Plan B (Balboa)

$1,099,000 $1,080,000 2164 $1,179,000 $1,160,500 2164 $1,825,000 $1,800,000 4018

Plan D (Mel Mar) 06/23/2020

$ 985,877 $ 967,688 $438.66 Bold: REMAX Represented Buyers, Sellers or Both

The information referenced has been provided by the Ventura County MLS Corporation’s MLS as of January. 29, 2021. The listings and sales are not exclusive to RE/MAX Gold Coast Realtors and may have been represented by others. Display of the MLS data is deemed reliable, but not guaranteed by the MLS and prices are subject to change.