December 2019

Florence's...

Service For Life !

Insider Tips for Healthy, Wealthy and Happy Living

If you're not already a subscriber to my free e–newsletter e-mail me at Florence@bchrealestate.com to sign up

Florence Gadbois, Realtor CA BRE#01040021 (805) 701-8410 E-mail: Florence@BchRealEstate.com

Are You Ready To Wake Up Happy?

Waking up with a positive mindset sets the tone for the entire day … and sometimes the entire week! In today’s Service For Life ! ® Free consumer newsletter, you’ll learn several tips for starting the day off on the right foot. You’ll also get tips for decluttering your garage, (those who have seen my garage know how much I need this!!), how to teach kids to be responsible, and several ideas for gifts that don’t take up space – plus fun facts, a trivia challenge, and lots more. But first… Here are the sales statistics for the Beach/Marina area, which includes Mandalay Shores, Hollywood Beach, Silverstrand Beach, Mandalay Bay, Seabridge, Westport, The Colony, HarborWalk, HarborsWest C.I. Waterfront Homes, and Harbour Island. Note: Inventory less than 6 months is considered a seller’s market: more than 6 months, a buyer’s.

Closed Escrows

Active Listings

Inventory (months)

2015 2016 2017 2018 2019 11 17 21 21 14 16 14 18 12 15 25 18 34 28 14 19 17 18 19 20 29 23 20 31 18 24 21 44 22 11 28 24 22 15 24 28 22 30 32 29

2015 2016 2017 2018 2019 2015 2016 2017 2018 2019 50 62 75 70 67 2.48 2.7 4.02 2.13 4.49 53 63 84 53 91 2.78 3.03 3.95 2.59 3.37 72 70 84 63 69 3.03 3.69 3.9 2.51 4.5 87 80 88 60 87 4.33 3.58 4.72 2.42 5.46 95 74 107 54 108 4.22 3.8 4.99 2.82 6.98 96 83 112 70 128 4.35 4.73 4.19 4.2 7.04 99 102 102 97 122 4.3 5.27 4.26 4.1 6.88 95 112 103 92 125 4.13 5.11 3.82 4.21 7.04 91 106 95 95 126 3.83 5.18 3.83 3.67 6.3 87 107 96 81 115 3.33 4.52 2.4 4.13 5.74 75 93 61 87 100 2.8 4.06 2.45 3.81

January February

March

April May June

July

August

September 27 26 29 23 27

October

25 24 28 16 15

November 21 19 23 19 December 20 22 11 12

10 thru 11/18

64 83 63 79

2.81 3.64 2.54 3.32

We have 3111 Harbor in HarborWalk due to close the first week in December and a new listing in The Colony: a bright and sunny upstairs Madeira with cathedral ceilings and skylights Asking: $649,000 as well as a Madeira fixer-upper downstairs asking: $539,000. Call me for more information Finally, I want you to know, that you may call me for any reason. And please let me know if a friend, family member or neighbor needs a caring, competent real estate professional to help in buying or selling. I truly appreciate your friendship and referrals. Enjoy your issue!

Warmest regards,

Florence Florence Gadbois DRE#01040021 RE/MAX Gold Coast

Get Free money-saving home tips at my web site: BchRealEstate.com

Florence’s…

Save Thousands When Buying A Home… Did you know there’s a free consumer report revealing ways to save time and money when buying a home? It’s called “ 8 Secrets For Saving Thousands When Finding and Buying Your Next Home ,” and it’s great even if you’re not planning to buy soon. Get your free copy by calling me at…805-701-8410 Tackle the day with a positive mindset. Happiness doesn’t happen to you; it’s a choice you make each and every time you react or make a decision. Before you even get out of bed in the morning, make the decision you’re going to have a good day and you’ve already taken a big step in achieving that goal. Service For Life ! “Insider Tips For Healthy, Wealthy & Happy Living…” How To Wake Up Happy Every Day Starting the morning with a positive mindset can set the mood for your entire day. Use these tips to wake up on the right side of the bed!  Start the night before. A positive mindset starts with a good night’s sleep. Minimize electronics usage, heavy food, and caffeine and alcohol late at night. Drop into bed at a reasonable hour, and make sure your room is dark, quiet, and free from distractions. Get at least seven hours of sleep so you’re well rested and ready to tackle the day ahead.  Create a stress-free morning routine. Make it a habit to set out your clothes, prep the coffee machine, and pack school lunches so you start the morning without chaos or stress.  Wake up gently. Avoid using a loud, jarring alarm. Instead, choose a soothing sound to ease from sleep to wakefulness. If you wake up in the dark, consider investing in a sunrise alarm clock, which mimics the sunrise. And don’t use your smartphone alarm: Once you pick it up, it’s too easy to fall into the rabbit hole of distractions before you even get out of bed.  Cultivate a sense of gratitude. Whether you write it down or simply think it to yourself, take a moment to be thankful for the day ahead. This might be even one simple thing that makes you feel good, but sitting in that feeling of appreciation and gratitude preps your attitude for the whole day.  Seek out good news. It’s too easy to get mired in negativity as soon as you hop online for the day. Instead, start the day with an inspiring, happy, or hopeful story. Try Positive.News or Upworthy.com for feel-good articles. 

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Here’s free advice if you’re buying or re-financing your home. It’s my Free Consumer Guide titled, “7 Secrets For Saving Thousands When Financing Your Home.” Call me at 805-701-8410 to get a copy…

December 2019 Oxnard, California

Inside This Issue…

How to Wake Up Happy…Page 1

Garage Cleaning And Storage Tips…Page 2

3 Ways To Teach Kids Responsibility…Page 3

Gifts That Keep Giving…Page 3

Answer This Trivia Question and You Could Win $75 Gift Card for Lure Restaurant...Page 4

What Mistakes Should I Avoid When Investing In Real Estate?...Page 4

Get Free money-saving home tips at my web site: BchRealEstate.com

Word of the Month… Studies have shown your income and wealth are directly related to the size and depth of your vocabulary. Here is this month’s word, so you can impress your friends (and maybe even fatten your wallet!)… Meaning: an informal group of individuals with a common identity and sense of solidarity Sample Sentence: When she found herself in conflict with a classmate, she knew she could count on her squad to back her up. Easy Choice At sentencing, the judge said: “You have a choice! Ten thousand dollars, or 6 months in jail.” The convicted, relieved, said: “I’ll take the money, Your Honor!” Stuck: An Airport Story Facing a delayed or cancelled flight? Here are a few things to know:  Avoid being involuntarily “bumped” due to overbooking by checking in 24 hours in advance. If you checked in early enough, you may be entitled to compensation. Speak to someone at the airline as quickly as possible. Using the airline’s app, you may be alerted to delays quicker, and you can conduct your own research for new flight itineraries. Some credit cards offer a trip-delay benefit. Look into your options.   Squad (skwad) noun

Decluttering The Garage From athletic equipment to holiday décor, the garage often ends up being the dumping ground for storing big, bulky items that don’t have anywhere else to go … but that doesn’t mean it has to be overrun and unruly. Start here to get that mess under control. ( Save this article to go with the previous articles in our 4- part series ). 1. Give yourself room — and time — to declutter. Start in the morning on a day with good weather. Pull everything possible into the driveway. As you clear the garage, group like items together: automotive products, tools, holiday items, sporting equipment and toys, etc. 2. Throw away, right away. Some things aren’t even worth sorting. Toss old newspapers and magazines into the recycling bin. Set old electronics, paint, and other chemicals aside so you can properly dispose of them later. Anything that’s broken needs to go right into the trash. 3. Thoroughly clean the garage. Use a shop vac to clean up the floor, shelving units, and cobwebbed corners. Wipe down all countertops, cabinets, and drawers. 4. Decide on storage. Once you’ve sorted all of your items, think about how they can best be stored. Because items in the garage are often used only occasionally, vertical and overhead storage is a good use of space. Use a variety of cabinets and bins to separate and store items, and label them clearly so you can easily locate things in the future. Use locked cabinets for household chemicals and dangerous items to keep kids and pets out. Consider storing larger items, like kayaks and artificial Christmas trees, hanging from the ceiling. You can also find ceiling storage racks at home improvement stores. Also, label everything clearly! 5. Don’t put everything back in the garage — yet! As you sort through everything that was in the garage, put duplicate items and anything you no longer need or want in a separate place. These items will be donated or put into a yard sale later — but they don’t get to go back into the garage. 6. Mindfully keep the garage organized. Moving forward, as you use items in the garage, put them back where they came from. Before buying another tool, garden sprayer, or basketball, make sure you don’t already have what you need. Check those new labels you created first.

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Know your rights. Read more at: www.transportation.gov/ airconsumer/fly-rights

Quotes To Live By… “A man knows when he is growing old, because he begins to look like his father.” –Gabriel Garcia Marquez

“If you don’t stand for something, you’ll fall for anything.”

–Unknown

“Advice is like the snow. The softer it falls, the longer it dwells upon, and the deeper it sinks into the mind.” –Samuel Taylor Coleridge, poet

Get Free money-saving home tips at my web site: BchRealEstate.com

Teaching Kids Responsibility Learning how to be a responsible person starts at a young age. Here’s how you can help kids grow into responsible adults: 1. Practice good habits. Children observe the behavior of those around them. Model responsibility as the desirable and appropriate way to act, and talk about it clearly (and kindly) when necessary. 2. Establish routines and structure — and avoid rewards. From a young age, provide clear (but reasonable) expectations about what kids should do. Things like brushing teeth, making the bed, and getting a backpack together should just become common things they know they need to do. Don’t use rewards to build habits; simply establish these tasks as part of the routine. 3. Be comfortable with consequences. If irresponsible behavior results in negative consequences, let the child sit with them. If you enforce the rules, they are less likely to be broken in the future.

Brain Teaser… What number is missing from this series of numbers?

1, 1, 2, 3, 5, 8, 13, __, 34

(See page 4 for the answer.)

What’s My Home Worth? If you want to know your home’s current value, I will gladly conduct a Maximum Value Home Audit . Request this “no charge” in-depth home value analysis by calling me at:805-701-8410. Prevent Carbon Monoxide Poisoning Carbon monoxide poisoning happens most often in the winter, when we close up our homes and use appliances and products that use fuel. Take steps to prevent an unintended problem.  Remove or replace fuel-burning machines. If you have fuel-burning products like generators, keep them out of the living space. When using fuel-burning products, use them outside or in a well- ventilated space. Keep sources of carbon monoxide (like furnaces and clothes dryers) in working order. Install carbon monoxide alarms to help monitor for problems. If you suspect a gas leak, call a professional and remove everyone from the house immediately. Creative Classes Websites Let your inner artist out! These websites offer dozens of online courses that encourage creativity. www.udemy.com – Starting at $11.99 per course, Udemy’s heavy emphasis is on design, photography, and business- related classes. www.skillshare.com – From illustration and writing to photo and film, each class on this site features short lessons and a hands-on project.     www.MasterClass.com – Classes are taught by renowned writers, chefs and other great minds: think Margaret Atwood, Ron Howard, and Simone Biles.

A Heartfelt Message to My Special Clients and Friends… Deni Howarth just sold 2383 Vina del Mar Daryl Page purchased a townhome and is selling his upper level Maderia Ted Cooper is about to close escrow On 3111 Harbor

DID YOU KNOW … Unlike most real estate agents, I DON’T spend my time pestering people with phone calls or bothersome interruptions to find good clients. Instead, I dedicate 110% of my time and energies to providing such outstanding service, people naturally think of me when a friend or family member needs help buying or selling a home. THANKS for your referrals!

Thank You, I truly appreciate it.

Gifts That Keep Giving So many items end up on shelves and in drawers, collecting dust once their novelty has worn off. Next time you’d like to give a gift, consider giving something that can live on dust-free.  Eco-friendly, reusable items. Items like canvas shopping bags, mesh produce bags, stainless steel straws, and collapsible silicon takeaway containers can be used anytime someone goes shopping or out to dinner.  Charitable donation. From microfinance loan programs for small businesses in developing nations to local, grassroots projects, there are thousands of organizations trumpeting just as many issues. Find out what cause is important to the recipient of your gift and make a donation in his or her name.  Intangible activities or lessons. Whether it’s music lessons or yoga classes, gifting the opportunity to learn or perfect a skill gives people the chance to grow personally in a meaningful way.

Get Free money-saving home tips at my web site: BchRealEstate.com

Thanks For Thinking of Me!

“Who Else Wants To Win $75 Gift Card for Lure Restaurant?”

Did you know I can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping me in mind with your referrals…and spreading the word about my services.

Guess who won last month’s Trivia Question? I’m pleased to announce the lucky winner of last month’s quiz. And the winner is…drum roll please: Elaine Miller of Hueneme Bay was the lucky winner of the drawing. To Enter the drawing submit your answer for this month’s Question by Dec 10 th .

Brain Teaser Answer:

21 (each number is the previous two numbers added together)

Which female ‘monster’ appeared in a movie first? a) Bride of Frankenstein b) The Mummy c) Carrie d) Vampire Carmilla

Fun Facts About Birds  Ostrich eyes are the largest of any land animal. When ducks nap in groups, those on the perimeter sleep with one eye open. The majority of hummingbirds weigh less than a nickel. Many bird species including cardinals smear crushed or living ants on themselves- called ‘anting,’ but scientists aren’t sure why. Writing On The Wall If you need to remove pen or marker from a painted wall, use hairspray. Spray a lot of the product on the problem area and wipe it off with a paper towel. If that doesn’t work, try rubbing alcohol on a sponge. THANK YOU for reading my Service For Life ! ® personal newsletter. I wanted to produce a newsletter that has great content and is fun and valuable to you. Your constructive feedback is always welcome. AND… whether you’re thinking of buying, selling or financing real estate, or just want to stop by and say “Hi,” I’d love to hear from you… Florence Gadbois DRE#01040021 RE/MAX Gold Coast 805-701-8410 Florence@BchRealEstate.com BchRealEstate.com Disclaimer: The information contained in this letter is intended for informational purposes. It should not substitute as legal, accounting, investment, medical or other professional services advice. Always seek a competent professional for answers to your specific questions. This letter is not intended to solicit real estate properties currently for sale.   

The answer is: a) Bride of Frankenstein, who appeared in a film in 1935. So let’s move on to this month’s trivia question. Which singer became one of the two new judges for the 10 th season of the television show American Idol? a) Ryan Seacrest b) Steven Tyler c) Gwen Stefani d) Adam Levine

Call Me At 805-701-8410 OR Email Me At Florence@BchRealEstate.com And You Could Be One Of My Next Winners!

Real Estate Corner…

Q. What are some mistakes I should avoid when I invest in real estate?

A. Even smart investors make mistakes . Here are three common mistakes and what you should do instead:

 Not Doing Your Homework. Evaluate your financial situation and understand the right numbers to calculate. Learn the basics about cash flow, appreciation, and loan amortization.  Not finding the right property. Do a thorough search, including “off MLS” deals and best buys, to find the right property for you. Work with a REALTOR ® who is an Investor Specialist. He or she can help find a good investment property.  Failing to get a professional inspection. You need to know if there have been problems with the property and that they’ve been properly addressed.

To learn more about owning investment property, call and ask for my Free Consumer Report called “How To Avoid 8 Dumb Mistakes Even Smart Investors Make.” I’ll be glad to send a copy right to you.

Do you have a real estate question you want answered? Feel free to call me at 805-701-8410. Perhaps I’ll feature your question in my next issue!

Get Free money-saving home tips at my web site: BchRealEstate.com

Florence’s….

MarketWatch ™ “ Here’s Neighborhood Home Information For The Colony To Help You Evaluate The Value Of Your Investment. ”

Homes Currently Active …

Address

Bdrms

Baths

Sq. Ft.

Floor Plan

Asking Price

2103 Martinique

2 2 2

2 2 2

1368 1368 1368

Madeira

$539,000 $578,900 $649,000 $588,967

Antigua

Madeira

2206 Martinique

Madeira (upper level)

Market Average

Active Taking Back Up Offers… Address

Bdrms

Baths

Sq. Ft.

Floor Plan Martinique

Asking Price

Majorca

2 2 2 2 3

2 2 2 2 3

1217 1368 1550 1780 2360

$535,888 $599,888 $835,000 $678,000 $1,125,888 $754,933

Martinique

Madeira

San Sebastian Antigua Way Vina del Mar

Antigua (Ambassador)

Capri

Vina del Mar

Market Average

Pending Properties…

Address

Bdrms

Baths

Sq. Ft.

Floor Plan

Asking Price

Martinique

2

2

1450

Antigua (phase I)

$659,000 $659,000

Market Average

Sold Properties… (01/01/19 Thru 11/18/19) Address List $ Sale $

Sq.Ft. $/sq.ft

Floor Plan

Date Sold

2382 Vina del Mar

$499,000 $569,888 $539,000

$504,000 $525,000 $535,000

1113 1549 1113

$452.83 Martinique (Phase I)

10/31/19 08/06/19

4431 Antigua

$338.93 Antigua

2223 Martinique

$480.68 Martinique (Phase I)

02/28/19

2305 Martinique

$539,000

$535,000

1113

$480.68 Martinique (Phase I)

05/15/19

4463 Antigua

$589,000 $579,000 $605,000 $615,000 $665,000 $729,000 $999,000 $959,000 $1,175,888 $1,299,000

$575,000 $579,000 $580,000 $605,000 $625,000 $709,000 $939,000 $949,000

1368 1450 1627 1459 1627 1550 2360 2360

420.32

Madeira

07/08/19 05/17/19 05/03/19 03/30/19 10/29/19 04/15/19 05/10/19 08/26/19 11/06/19

4446 Antigua 2031 Majorca 2351 Martinique 2361 Martiique

$373.79 Antigua $356.48 Capri $398.81 Antigua $384.14 Capri

4711 San Sebastian 2222 Cannes Square 2353 Vina del Mar 2127 Vina del Mar 2315 Vina del Mar

$457.42 Antigua (Ambassador)

$397.88 Vina del Mar $402.12 Vina del Mar

$1,100,000 2149 $1,300,000 2139

$511.87 Cannes

$607.76 San Tropez

06/07/19

$731,525

$711,909

$428.62

Market Average

Florence represented buyer, seller or both . Properties as of November 18, 2019 and may not be listed by RE/MAX. Information herein has not been verified, is not guaranteed, and is subject to change

TO SEE COLONY FLOOR PLANS Check out my Colony Web Site: http://THECOLONYATMANDALAY.COM

Florence’s

MarketWatch ™ “ Here’s Neighborhood Home Information For HarborWalk To Help You Evaluate The Value Of Your Investment. ”

Homes Currently Active …

None

Properties Accepting Back Up Offers … Address Bdrms Baths

Sq. Ft.

Floor Plan

Asking Price

Sunset Lane

2 2

1 2

925

Plan C Plan D

$415,000 $575,000 $495,000

Harbor

1198

Market Average

Pending Properties … Address

Bdrms

Baths

Sq. Ft.

Floor Plan

Asking Price

3111 Harbor

2

2

1128

Plan B

$499,000 $499,000

Market Average

Sold Properties (01/01/19 Thru 11/18/19) Address List $ Sale $

Sq.Ft. $/sq.ft

Floor Plan

Date Sold

3043 Harbor 3130 Sunset 3061 Harbor 3304 Sunset 3634 Sunset 3450 Sunset 3444 Sunset 3136 Sunset 3135 Harbor 3131 Harbor 3201 Harbor 3380 Sunset

$425,000 $479,000 $525,000 $549,900 $595,000 $610,000 $639,000 $627,000 $729,000 $699,000 $779,000 $795,000 $620,992

$445,000 $440,000 $495,000 $549,000 $565,000 $595,000 $611,000 $615,000 $700,000 $701,000 $779,000 $785,000 $607,333

1128

$394.50 $51784 $438.83 $372.20 $428.35 $451.10 $414.52 $513.36 $499.29 $466.71 $524.57 $532.20 $454.13

Plan B Plan C Plan B

07/03/19 09/30/19 07/11/19 05/22/19 07/26/19 09/27/19 09/09/19 08/26/19 03/25/19 07/18/19 08/12/19 07/08/19

925

1128 1475 1319 1319 1474 1198 1402 1501 1485 1485

Villa

T-2 T-2

Villa

Plan D

Villa (end unit)

Villa Villa Villa

Market Average

Bold: REMAX Represented Buyers, Sellers or Both

The information referenced has been provided by the Ventura County MLS Corporation’s MLS as of Nov. 18, 2019. The listings and sales are not exclusive to RE/MAX Gold Coast Realtors and may have been represented by others. Display of the MLS data is deemed reliable, but not guaranteed by the MLS and prices are subject to change.

Florence’s

MarketWatch ™ “ Here’s Neighborhood Home Information For Harbour Island To Help You Evaluate The Value Of Your Investment. ”

Homes Currently Active … Address

Bdrms

Baths

Sq. Ft.

Floor Plan

Asking Price

1747 Emerald Isle

2 3 2 2

2 2 2 2

1937 2164 1937 2164

Plan A Plan B Plan A Plan B

$779,000 $865,000 $899,000 $997,000

Emerald Isle Harbour Island Emerald Isle

$885,000

Market Average

Homes Accepting Back Up Offers … Address Bdrms Baths

Sq. Ft.

Floor Plan

Asking Price

Emerald Isle

2

2

2164

Plan B

$850,000 $850,000

Market Average

Sold Properties (01/01/19 Thru 11/30/19) Address List $ Sale $

Sq.Ft. $/sq.ft

Floor Plan

Date Sold

1717 Pearl

$899,000

$880,000

2164

$406.65 $506.95 $373.32

Plan B Plan C Plan D

04/25/19 09/09/19 08/29/19

1953 Emerald Isle

$1,369,000 $1,350,000 2663

4254 Harbour Island $1,800,000 $1,600,000 4018

Market Average $459.16 Bold: REMAX Represented Buyers, Sellers or Both $1,356,000 $1,243,333

The information referenced has been provided by the Ventura County MLS Corporation’s MLS as of Nov 30, 2019. The listings and sales are not exclusive to RE/MAX Gold Coast Realtors and may have been represented by others. Display of the MLS data is deemed reliable, but not guaranteed by the MLS and prices are subject to change.