September 2022

Florence's...

Service For Life !

Insider Tips for Healthy, Wealthy and Happy Living

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Florence Gadbois, Realtor CA DRE#01040021 (805) 701 - 8410 E - mail: Florence@BchRealEstate.com

Are Your Doctors’ Appointments Successful?

Being prepared ahead of time for your doctors’ appointments can ease anxiety and make your time in the doctor’s office more beneficial to you and your health. In today’s Service For Life ! ® Free consumer newsletter, you’ll learn tips to make sure you remember to ask all of your questions and leave feeling “seen.” You’ll also learn about how you can help the young people in your life get a head start on the road to a healthy financial future, how to recover a forgotten Wi-Fi password, and how to make your guests feel at home – plus fun facts, a trivia challenge, and lots more. Here’s are the sales statistics for the beach/marina area, which includes : Mandalay Shores, Hollywood Beach, Silverstrand Beach, Mandalay Bay, Seabridge, Westport, Port Marluna, The Colony HarborWalk, HarborWest, CI Waterfront Homes Harbour Island. Note: Inventory less than 6 months is considered a seller ’ s market; more than 6 month ’ s a buyer ’ s.

Closed Escrows

Active Listings

Listing Inventory (months)

2018 2019 2020 2021 2022 21 14 23 20 13 12 15 11 13 13 28 14 17 20 27 19 20 17 18 23 31 18 8 22 20 22 11 22 34 26 15 24 46 30 17

2018 2019 2020 2021 2022 2018 2019 2020 2021 2022 70 67 80 22 21 2.13 4.49 4.14 1.19 0.92 53 91 92 23 21 2.59 3.37 4.68 1.55 0.525 63 69 89 17 12 2.51 4.5 4.68 0.53 0.92 60 87 90 14 22 2.42 5.46 4.9 0.86 0.88 54 108 93 29 21 2.82 6.98 4.29 1 1.27 70 128 78 28 30 4.2 7.04 4.38 0.62 1.86 97 122 80 18 47 4.1 6.88 4.05 1.23 1.69 92 125 62 34 37 4.21 7.04 4.78 0.73

January February

March

April May June

July

August

32 29 32 28 23 27 45 27 16 15 49 26 19 14 19 25 12 22 29 18

9 thru 8/22

September

95 126 51 20 81 115 34 16 87 100 41 20 79 93 32 21

3.67 6.3 1.5 0.62 4.13 5.74 1.8 0.9 3.81 4.71 1.23 0.875 3.32 4.3 0.89 0.897

October

November December

In August we closed 2 escrows: 2125 Martinique (Martinique floor plan with garage attached) sold for $750,000 and 2214 Cannes Square (San Tropez floor plan beautifully updated) sold for $1,240,000.

Finally, I want you to know, that you may call me for any reason. And please let me know if a friend, family member or neighbor needs a caring, competent, experienced real estate professional to help in buying or selling.

I truly appreciate your friendship and referrals. Enjoy your issue!

Warmest regards, Florence Florence Gadbois DRE #01040021 RE/MAX Gold Coast

Get Free money-saving home tips at my web site: BchRealEstate.com

Florenc e’s…

Service For Life ! “Insider Tips For Healthy, Wealthy & Happy Living…”



Buying A Home Soon? Get my Free Consumer Guide, “8 Secrets For Saving Thousands When Buying Your Home.” Call me right now at 805-701-8410 for details…

Prepare For Success At The Doctor’s Office

Going to the doctor can be a bit stressful, even if the reason for your visit is as simple as an annual check- up. It’s easy to become flustered once you’re in an exam room, and the questions you may have had in mind to ask your doctor can quickly disappear.

September 2022 Oxnard, California

Inside This Issue…

You can make your next appointment a stress-free success with a bit of preparation. Try these tips:

How To Have A Good Doctor’s Appointment …Page 1

• Take notes : If you’re having specific symptoms, keep a journal of the day-to-day changes. Add details like what you eat, what time, changes in mood or appetite, as any little detail might be important. If you’re taking medications, include those as well so your doctor is fully informed. Make notes, too, of questions you have for your doctor – your visit is a two-way conversation and you want to maximize both your own time and your doctor’s . • Timing is everything : Delays at the doctor’s office can increase feelings of anxiety and nervousness. If you can, make appointments first thing in the morning. That could help you avoid the inevitable delays as doctors see other patients and appointment times run over. Try to make sure your day is as free as possible so you don’t stress about your next task if you end up waiting. • Be honest : Not being entirely honest or withholding information from your doctor can be a detriment to you and your health. Remember: your doctor is there to help you. If you find you have a hard time actually saying something you’re embarrassed about– try practicing it out loud in a mirror before your appointment. • Be flexible : You may have a specific treatment in mind when you go into your appointment, but your doctor is a professional. It’s a good idea to at least listen to all the options. Learn How To Maximize The Value Of Your Home Did you know there’s a free consumer report showing what to fix to net the most value for your home? It’s called “ Make Your Home Show Like A Model Without Breaking The Bank ” and it’s an essential guide to homeowner profits. You can get a free copy by calling me at… 805-701-8410

Help Young Adults With Money …Page 2

Wi-Fi Password Recovery …Page 2

Must-Haves In A Comfy Guest Room (Or Airbnb) …Page 3

Answer This Trivia Question and You Could Win $75 Gift Card for Lure Restaurant...Page 4

What Should I Look For In A Real Estate Agent?...Page 4

Get Free money-saving home tips at my web site: BchRealEstate.com

Help Young Adults With Finances

Word of the Month… Studies have shown your income and wealth are directly related to the size and depth of your vocabulary. Here is this month’s word, so you can impress your friends (and maybe even fatten your wallet!)… net-zero (pronounced net-zee-roe) adjective Meaning: something that results in no loss or gain when added together; also a structure that offsets its own energy use (through solar, wind, etc.) Sample Sentence: The first net-zero hotel in the U.S. opened earlier this year. Is It Time For New Tires? Take some time this month to walk around your car, paying special attention to the tires, to stay safe on the road. • Tread : Take a penny with President Lincoln’s head

Keeping track of budgets, money spent, and money saved is a terrific way to start out on the road to a healthy financial future. Share these smartphone apps with the young adults in your life to easily track finances. Mint is a terrific way to track the 50/30/20 rule: 50% of income for essentials (e.g. rent, food), 30% for wants (e.g. shopping, eating out), and 20% for savings (e.g. paying down debt, “pay yourself first” emergency fund). YNAB , another budgeting app recommended by NerdWallet and free for college students for one year, encourages users to be more intentional with their spending, accounting for every dollar earned. NerdWallet also has its own free app that allows users to track spending, debt, and credit score, which follows us throughout adulthood. Consulting a financial adviser is another terrific piece of advice for the young adults in your life – it’s never too early to get advice on ways to achieve financial goals.

Copy and Paste Current Grey Box (see Internal Text Box Rotating Reference Sheet) FREE Consumer Help Is Just A Phone Call Away Learn valuable secrets for saving thousands and avoiding costly mistakes when buying, selling or refinancing a home. Best of all, it’s FREE. Ask about my “ Insider’s Free Resources ” by calling me at: 805-701-8410

DID YOU KNOW … Unlike most real estate agents, I DON’T spend my time pestering people with phone calls or bothersome interruptions to find good clients. Instead, I dedicate 110% of my time and energies to providing such outstanding service, people naturally think of me when a friend or family member needs help buying or selling a home. THANKS for your referrals!

facing down. Place it into each tire’s tread. If you can still see the top of his head, it’s time for new tires. If not, you’re good to go! Pressure : Check your tire pressure regularly. If your tires are losing more than one pound per square inch (PSI) a month, it may be time to have them checked out.

•

You Forgot Your Wi-Fi Password. Now What?

Have A Laugh … How can you tell it’s a dogwood tree? By its bark.

B Quotes To Live By… “ Life starts all over again when it gets crisp in the fall .” – F. Scott Fitzgerald, writer “ Everything you want to be, you already are. You’re simply on the path to discovering it. ” – Alicia Keys, singer “Promise me that you’ll always remember that you’re braver than you believe and stronger than you seem and smarter than you think.” – A.A. Milne, writer (Winnie the Pooh)

A friend asks for your Wi-Fi password, but you’re at a loss . Now what? Here are the steps to easily retrieve your password:

Mac •

Open the Keychain Access app.

• Search for the name of the wireless network for which you’d like the password. When found, double click on it. • Check the Show Password box to see the password spelled out. Windows • Open the Network and Sharing Center . • Next to Connections , select your Wi-Fi network, and then Wireless Properties . • Within Wireless Network Properties , select the Security tab, and then check the box next to Show Characters .

Get Free money-saving home tips at my web site: BchRealEstate.com

Make Your Guests Feel At Home Whether they’re staying in a gu est room, or in a hosted Airbnb, here are a few ways to ensure your guests feel right at home during their stay. 1. Once you’ve show n your guests where they’ll be staying, take some time to walk them through the space. Point out where they can store their luggage and hang clothes, which bathroom they’ll be using, which light switches do what in the room, how to operate any window coverings, and power outlets for charging phones and laptop computers. This is also a good time to share a set of keys and go over the different locks to the house, as well as the security system if you have one. 2. A tray or basket of toiletry necessities left out provides guests with items they may have forgotten – and will be grateful to have. Think toothbrushes, toothpaste, shampoo and conditioner, shaving cream, a comb, and aspirin or pain relief. Be sure that the bathroom your guests will be using is stocked with toilet paper and facial tissue, too. 3. Additional in-room niceties to consider are an alarm clock, bedside lamp, nightlight, extra blanket, and a pen and notepad in case of in the-night inspiration. To that end, also make note of the Wi-Fi password so they can do some late-night browsing without having to disturb you. 4. Make your guests feel even more at home by showing them where they can find everything they would need in the kitchen, from glasses and coffee mugs, to bowls and plates, and silverware. Who knows, maybe they’ll feel so much at home they’ll put the coffee on for you in the morning.

1 Clean A Cast Iron Skillet As tempted as you may be to clean your cast iron skillet with soap, purists often say there’s a better way (however, a small amount of dish soap now and then won’t harm your pan) . Here's what to do instead: • Use water as hot as you can stand. Wear gloves if necessary. • Use a scrub brush to loosen stuck on food. Add some coarse salt and water to remove anything that’s really taken ahold. You can also buy a chain-mail scrubber meant for cast iron. Heat up a small amount of oil in the pan and wipe the interior of the pan with a paper towel until it’s got its sheen back. Brain Teaser… A man pushes his car to a hotel and tells its owner he’s bankrupt . Why? (See page 4 for the answer.) Real Estate Question? Maybe you want to know how much your home is worth. Or maybe you just need a recommendation for a handyman, carpet cleaner or plumber… Either way, I love hearing from all of my good friends and clients. And I’m happy to help answer questions you might have about anything relating to real estate or home-ownership. If you have a question, tip or idea, call me at 805-701-8410 . I’m here to h elp! • • Rinse and dry well. Best Weather Websites Weather can change on a dime. Here are some websites to keep an eye on what’s happening to-the-minute. www.weather.com – Local, national, and worldwide forecasts from The Weather Channel. www.accuweather.com – Area forecasts down to the minute. Arguably the most accurate! www.noaa.gov/weather – The National Oceanic and Atmospheric Administration runs this site, with authorized severe weather warnings and lots of graphs and data. • Store in a dry place.

Copy and Paste Current Grey Box (see Internal Text Box Rotating Reference Sheet)

Get Free money-saving home tips at my web site: BchRealEstate.com

Thanks For Thinking of Me! Did you know I can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping me in mind with your referrals…and spreading the word about my services.

“Who Else Wants To Win $75 Gift Card for Lure Restaurant ?” Guess who won last month’s Trivia Question? I’m pleased to announce the lucky winner of last month’s quiz. And the winner is …drum roll please: Mary Freeman of The Colony. Queen Victoria was an influential monarch in many ways. Which of these did not become popular because of Queen Victoria? a) white wedding dresses b) Christmas trees c) bridesmaids wearing the same color d) engagement rings The answer is c) bridesmaids wearing the same color. This fashion came from ancient Rome, when the bridal party all wore the same outfit to confuse attackers/evil spirits! So let’s move on to this month’s trivia question. Which of these has been used as medicine, for courage, and was often a symbol of wealth and privilege? a) Chocolate b) Salt c) Coffee d) Wine

Brain Teaser Answer: He’s playing Monopoly.

How To Safely Store Firewood … As the temperatures begin to cool, it’s time to start thinking about storing firewood to enjoy all winter long. Here, a few tips on how to do so safely. • Keep the firewood stored outside – about 20 feet from your door – to avoid hitchhiking pests seeking warmth inside. Stack wood up to four feet high. Cover the firewood to avoid it getting wet from rain or snow. Pick up kindling lying around your firewood pile. Keep the area free of weeds or tall grass. • • THANK YOU for reading my Service For Life ! ® personal newsletter. I wanted to produce a newsletter that has great content and is fun and valuable to you. Your constructive feedback is always welcome. AND… whether you’re thinking of buying, selling or financing real estate, or just want to stop by and say “Hi,” I’d love to hear from you… Florence Gadbois DRE #01040021 RE/MAX Gold Coast 805-701-8410 florence@BchRealEstate.com BchRealEstate.com Disclaimer: The information contained in this letter is intended for informational purposes. It should not substitute as legal, accounting, investment, medical or other professional services advice. Always seek a competent professional for answers to your specific questions. This letter is not intended to solicit real estate properties currently for sale. • • Did You Know? 2,500 types of apples are grown in the United States.

Call Me At 805-701-8410 OR Email Me At florence@BchRealEstate.com And You Could Be One Of My Next Winners!

Real Estate Corner…

Q . We’ve been thinking of hiring a REALTOR to list our property. What should we look for in a qualified, competent agent?

A. Just because someone passed a state licensing examination doesn’t mean they are qualified to handle your needs. All agents are not the same. Here are a few things you should look for in a qualified agent. 1. First, determine if they specialize in your area or type of home. 2. Ask them how they helped clients overcome specific problems they encountered in a past transaction. 3. Ask them specifically what they will do for you if they represent you. They should have a step-by-step plan of action. 4. Ask them how long they’ve practiced real estate, and how many transactions they have under their belt. 5. Ask them about their marketing skills. Most agents are trained to handle transactions and understand the law, but not all of them are trained in effective marketing. Want to learn more? Ask for my Free Consumer Report called “12 Questions You Should Ask Before Hiring a Real Estate Agent.” I’ll send a copy right over to you.

Do you have a real estate question you want answered? Feel free to call me at 805-701-8410 . Perhaps I’ll feature it in my next issue!

Get Free money-saving home tips at my web site: BchRealEstate.com

Florence’s…. Colony MarketWatch ™ Here’s Neighborhood Home Information For The Colony To Help You Evaluate The Value Of Your Investment. ” Homes Currently Active … Address Bdrms Baths Sq. Ft. Floor Plan

Asking Price

2200 Martinique

2

2

1627

Capri

$880,000 $789,888 $987,000

Martinique San tropez

2 2

2 2

1113 1628

Martinique

Capri (Ambassador)

$885,629

Market Average

Active Under Contract …

Address Antigua

Bdrms

Baths

Sq. Ft.

Floor Plan Martinique

Asking Price

2

2

1217

$ 815,000 $ 815,000

Market Average

Properties Pending …

Address Majorca

Bdrms

Baths

Sq. Ft.

Floor Plan

Asking Price

2

2

1627

Capri

$849,888 $849,888

Market Average

Sold Propert ies… (09/01/21 Thru 08/30/22) Address List $ Sale $

Sq.Ft.

$/sq.ft

Floor Plan

Date Sold

2105 Martinique

$725,000

$725,000

1368

$529.97

Madeira

09/17/21 02/17/22

2015 Majorca 4482 Antigua

$779,888 $739,000

$730,00 $744,500

1368 1217

$533.63 $611.75

Madeira

Martinique

09/22/21

2125 Martinique

$780,000

$750,000

1114

$673.25

Martinique

08/23/22

1994 San Tropez

$749,000

$756,500

1217

$477.38

Martinique (Ambassador) 09/29/21

1914 Majorca

$699,000

$765,000

1217

$628.59

Martinique

01/24/22 09/15/21 11/22/21 08/03/22 06/17/22 11/12/21 06/24/22 11/16/21 02/03/22 05/25/22 03/15/22 02/23/22

2167 Martinique 2307 Martinique 2305 Martinique 2327 Martinique

$779,888 $799,888 $799,000 $795,000 $803,888 $819,888 $820,888 $839,000 $845,000 $849,000 $849,888 $875,000

$780,000 $780,000 $790,000 $795,000 $805,000 $805,000 $812,500 $835,000 $836,000 $849,000 $849,888 $850,000

1522 1459 1113 1368 1368 1368 1549 1368 1368 1459 1459 1628

$512.48 $534.61 $709.79 $580.72 $661.46 $524.53 $610.30 $611.11 $581.90 $582.51 $522.43

Antigua Antigua

Martinique

Madeira

1937 Majorca 2005 Majorca 2007 Majorca 1913 Majorca

$588,.02 Madeira

Madeira Antigua Madeira Madeira Antigua

1990 San Tropez 2377 Martinique 2257 Martinique 2311 Martinique

Antigua

Capri

09/22/21

2287 Martinique

$850,000

$850,000

1628

$522.43

Capri

09/20/21

4427 Antigua

$862,500

$867,750

1628

$533.34

Capri

04/01/22 02/18/22

4687 San Sebastian

$869,888

$875,000 $891,800

1807 1627

$484.23 $548.13

Capri Capri

4681 San Sebastian $895,000

04/27/22

2121 Martinique

$899,000

$899,000

1368

$656.68

Madeira

03/23/22 05/10/22

1910 Majorca

$899,000 $875,000

$907,000 $955,000

1557 1369

$585.54 $697.55

Antigua

2003 San Tropez

Madeira (Ambassador)

05/04/22

2214 Cannes Sq

$1,200,000

$1,240,000 2059

$602.23

San Tropez

08/30/22 04/26/22 08/11/22 07/20/22 12/21/21

2244 Cannes

$1,245,000 $1,989,888

$1,245,000 2360 $1,900,000 2360 $1,900,000 2139

$527.54 $805,08 $888.27 $761.52 $616.60

Vina del Mar Vina del Mar San Tropez

2303 Vina del Mar

2315 Vina del Mar $1,999,000

2211 Vina del Mar Market Average

$2,050,000 $ 923,990

$2,050,000 2692

Costa de Oro

$ 928,913

RE/MAX represented buyer, seller or both . Properties as of Aug 30, 2022 and may not be listed by RE/MAX. Information herein has not been verified, is not guaranteed, and is subject to change

Florence’s… MarketWatch ™

“ Here’s Neighborhood Home Information For HarborWalk To Help You Evaluate The Value Of Your Investment. ”

Active Under Contract … Address

List $

Sq.Ft. Floor Plan

Sunset Sunset

$595,000 $850,000 $850,000

935

Plan C

1401

Villa

Market Average

Sold Properties (07/01/2021 – 08/27/2022 Address List $ Sale $

Sq.Ft. $/sq.ft

Floor Plan

Date Sold

3035 Harbor 2957 Harbor 3134 Sunset

$490,000 $565,000 $649,500

$540,000 $572,000 $620,000

781 925 925

$691.42 $618.38 $670.27

Plan A Plan C

09/29/21 03/25/22 02/25/22 07/30/21 07/21/21 08/18/21 10/14/21 07/09/21 08/06/21 07/16/21 03/30/22 08/30/21 06/14/22 02/25/22 08/25/21 08/2522 12/17/21

Plan C (end unit)

2947 Harbor

$650,000

$632,500

1198

$527.96

Plan D

4514 LaBrea 3110 Sunset 2943 Harbor 2949 Harbor 3013 Harbor 4531 La Brea 2943 Harbor 3354 Sunset 3540 Sunset 3224 Sunset

$659,000 $690,000 $699,000 $769,000 $769,000 $800,000 $797,000 $825,000 $900,000 $865,000

$680,000 $689,900 $700,000 $755,000 $764,000 $800,000 $817,000 $845,000 $850,000 $865,000

1319

$515.54 $745.83 $584.31 $630.22 $677.30 $568.99 $681.96 $542.01 $576.66 $617.42

T-2

925

Plan C (end unit) Plan D (end unit)

1198 1198 1128 1406 1198 1559 1474 1401

Plan D Plan B

Villa

Plan D (end unit)

Villa

T-2

Villa

3364 Sunset

$899,000

$899,000

1485

$605.39

Villa

3131 Harbor

$975,000 $950,000

$925,000 $960,000

1502 1401

$615.85 $685.22

Villa Villa

4505 La Brea

3145 Harbor

$999,997

$999,997

1489

$671.14

Villa

06/09/22

3125 Harbor Blvd $999,000

$1,000,000

1489

$671.59

Villa

03/11/22 11/01/21

3264 Sunset

$900,000

$1,052,750

1485

$708.92

Villa (end unit)

Market Average $619.74 Bold: REMAX Represented Buyers, Sellers or Both $766,382 $765,588

The information referenced has been provided by the Ventura County MLS Corporation’s MLS as of Aug 27, 2022. The listings and sales are not exclusive to RE/MAX Gold Coast Realtors and may have been represented by others. Display of the MLS data is deemed reliable, but not guaranteed by the MLS and prices are subject to change.

See HarborWalk floor plans at: HarborWalkCondos.com