September 2020

Florence's...

Service For Life !

Insider Tips for Healthy, Wealthy and Happy Living

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Florence Gadbois, Realtor CA BRE#01040021 (805) 701 - 8410 E - mail: Florence@BchRealEstate.com

Are You Addicted To Tech?

Approximately two-thirds of people have some sort of tech addiction. In today’s Service For Life ! ® Free consumer newsletter, you’ll learn how to cut your digital addiction — or how to avoid it if you haven’t fallen prey.

You’ll also learn how to extend your car engine’s life, easy upgrades for your rental home, and how to help a teen learn how to drive – plus fun facts, a trivia challenge, and lots more.

Here’s are the sales statistics for the Beach/Marina area, which includes Mandalay Shores, Hollywood Beach, Silverstrand Beach, Mandalay Bay, Seabridge, Westport, The Colony, HarborWalk, HarborWest, CI Waterfront Homes, and Harbour Island. Note: Inventory less than 6 months is considered a seller’s market; more than 6 months, a buyer’s.

Closed Escrows

Active Listings

Inventory (months)

2016 2017 2018 2019 2020 17 21 21 14 23

2016 2017 2018 2019 2020 2016 2017 2018 2019 2020 62 75 70 67 80 2.7 4.02 2.13 4.49 4.14 63 84 53 91 92 3.03 3.95 2.59 3.37 4.68 70 84 63 69 89 3.69 3.9 2.51 4.5 4.68 80 88 60 87 90 3.58 4.72 2.42 5.46 4.9 74 107 54 108 93 3.8 4.99 2.82 6.98 4.29 83 112 70 128 78 4.73 4.19 4.2 7.04 4.38 102 102 97 122 80 5.27 4.26 4.1 6.88 4.05 112 103 92 125 62 5.11 3.82 4.21 7.04

January

February 14 18 12 15 11

March

18 34 28 14 17 17 18 19 20 17

April May June July

8

23 20 31 18

21 44 22 11 22

24 22 15 24

46

August

22 30 32 29 16 thru 8/17

September 26 29 23 27

106 95 95 126 107 96 81 115 93 61 87 100 83 63 79 93

5.18 3.83 3.67 6.3 4.52 2.4 4.13 5.74 4.06 2.45 3.81 4.71 3.64 2.54 3.32 4.3

October

24 28 16 15

November 19 23 19 14 December 22 11 12 22

Currently, there is nothing available at The Colony or HarborWalk. Thinking of Selling? With today’s record low loan rates, low inventory, and increased buyer demand, now may be the time. Let’s talk!

Finally, I want you to know, that you may call me for any reason. And please let me know if a friend, family member or neighbor needs a caring, experienced real estate professional to help in buying or selling. I truly appreciate your friendship and referrals. Enjoy your issue!

Warmest regards, Florence

Florence Gadbois CA BRE#01040021 RE/MAX Gold Coast

Get Free money-saving home tips at my web site: BchRealEstate.com

Florence’s…

Learn How To Maximize The Value Of Your Home Did you know there’s a free consumer report showing what to fix to net the most value for your home? It’s called “ Make Your Home Show Like A Model Without Breaking The Bank ” and it’s an essential guide to homeowner profits. You can get a free copy by calling me at… 805-701-8410 4. Ease into a digital detox . It’s healthy to take a break from technology, but like any addiction, start small. Have a meal without your smartphone at your side. Then go for a shopping trip without it. You don’t need to quit using technology altogether; instead, focus on easing up on your dependency. Service For Life ! “Insider Tips For Healthy, Wealthy & Happy Living…” Combat Digital Addiction Texting with friends, scrolling through social media feeds, and checking our email just one more time: Every day we become a little more reliant on digital technology to do our work, stay informed, and remain connected with friends and family. The more we lean into technology, the harder it can be to get away from it. Having a digital addiction means having the inability to control our use of technology — an affliction that approximately two-thirds of the population appears to have to some extent, according to Trend Hunter. Break the habit (or avoid it!) with these four tips. 1. Track tech habits. Measuring and acknowledging how much time you spend on technology puts the problem into perspective. This information alone may be incentive to cut back. Apps like Moment ( InTheMoment.io ) and QualityTime ( QualityTimeApp.com ) help you track and manage time spent on technology. 2. Don’t trust yourself. We may think we can just kick the digital habit at any time, but that’s the problem with a habit. Avoid temptation by removing digital devices from reach. Lock them up or give them to someone else to hold on to for a certain amount of time or at certain times of the day. Also, keep them out of the bedroom at night. 3. Turn off notifications. Every time you’re notified about a new email, message, or news update, there’s a compelling reason to drop what you’re doing and check in with your tech. Disable all but the most urgent notifications from your web and mobile apps. 

Buying A Home Soon? Get my Free Consumer Guide, “8 Secrets For Saving Thousands When Buying Your Home.” Call me right now at 805-701-8410 for details…

September 2020 Oxnard, California

Inside This Issue…

4 Ways To Curb A Tech Addiction…Page 1

Extend Your Vehicle’s Lifespan…Page 2

Upgrade Your Rental Home…Page 2

5 Tips For Stress-Free Teen Driving…Page 3

Answer This Trivia Question and You Could Win $75 Gift Card for Lure Restaurant...Page 4 My Home Isn’t Selling, What Should I Change About My Marketing Tactics?…Page 4

Get Free money-saving home tips at my web site: BchRealEstate.com

Extend Your Engine’s Life

Word of the Month… Studies have shown your income and wealth are directly related to the size and depth of your vocabulary. Here is this month’s word, so you can impress your friends (and maybe even fatten your wallet!)… Meaning : The fear of being without a mobile device. The word is derived from no-mobile-phone-phobia. Sample Sentence: Because of her nomophobia, she chose not to go on a long day hike that would have taken her out of cell phone range. Beyond homes, cars, and other tangible items, you likely have digital assets and information someone else will need to access after you’ve passed away. Get your digital details in order now:  Inventory all your digital items, including cloud storage, email, social media, and phone. Designate contacts for those services that have built-in features that make it easy to pass data to  Nomophobia (no-mo-fo-bee-ah) noun Estate Planning: Digital Assets

Replacing a vehicle’s engine is costly and inconvenient. Keep yours running as long as possible with a few key good habits.

 Avoid quick acceleration. Don’t race a car’s engine when you start it up, especially in cold weather. Accelerate slowly when you begin driving, and don’t drive at high speeds or accelerate quickly when it’s very hot or cold outside.  Avoid idling. It’s common to let a car “warm up” by letting it idle before driving, but this results in soot deposits on cylinder walls, oil contamination, and other conditions that can have a long-term, negative impact. Note : if it’s very cold out, you should warm the engine up before driving to allow oil and other fluids to circulate.  Combine errands. Driving for a longer period of time during low- traffic hours is easier on your engine and better for the environment.  Maintain wheel-well splash guards. These help keep water, slush, and salt from splashing into the engine compartment, which can cause damage.

FREE Consumer Help Is Just A Phone Call Away

DID YOU KNOW …

Unlike most real estate agents, I DON’T spend my time pestering people with phone calls or bothersome interruptions to find good clients. Instead, I dedicate 110% of my time and energies to providing such outstanding service, people naturally think of me when a friend or family member needs help buying or selling a home. THANKS for your referrals!

Learn valuable secrets for saving thousands and avoiding costly mistakes when buying, selling or refinancing a home. Best of all, it’s FREE. Ask about my “ Insider’s Free Resources ” by calling me at: 805-701-8410

surviving family members. For example, Google has an Inactive Account Manager feature and Facebook has a Legacy Contact feature. Set up your password manager program (like Dashlane [ Dashlane.com ] or LastPass

Easy Rental Upgrades Renting a home is temporary, but the upgrades you make don’t need to be. Update your rental home with these ideas … and then take them with you when you move.

B

[ LastPass.com ]) with an emergency access user.

Quotes To Live By… “Never, ever underestimate the importance of having fun.”

On the walls: Add removable wallpaper and framed art. Use creative shelving units to hide awkward outlets. Choose new curtains.

–Randy Pausch, educator

In the bathroom: Upgrade the showerhead. Choose a new shower curtain.

“A crown is merely a hat that lets the rain in.” –Frederick the Great “Success isn’t about how much money you make. It’s about the difference you make in people’s lives.” –Michelle Obama

Upgrade electricals: Install your own light fixtures throughout the home. Swap standard light switches with dimmer switches. Add a smart thermostat and wireless speakers. Add personality: Add color with furniture covers and throw pillows. Use removable washi tape or stainless-steel contact paper on boring appliances (find both at craft or home stores). Place plants throughout the home. Switch bland door knobs and kitchen hardware for more stylish ones.

Get Free money-saving home tips at my web site: BchRealEstate.com

How To Help Teen Drivers Learning to drive can be stressful and scary — for new teen drivers and the people teaching them to drive. Improve the process by following this five-step method when you practice together, and ease both your fears. 1. Make a plan for driving lessons. Decide where your teen will be driving, how he/she’ll get there, and what skills you’ll be practicing. The best way to become a better driver is to drive, so give your teen lots of time behind the wheel in lots of scenarios, including “scary” conditions like driving at night, in heavy traffic, and in bad weather. 2. Provide clear instructions. Avoid yelling or panicking. Instead, use a calm, even tone to instruct your teen on what to do. Don’t distract with superfluous conversation, especially with a brand-new driver. 3. Avoid distractions. Model the behavior you want your teen to have, both while teaching him/her to drive, and when you’re behind the wheel and your teen is in the passenger seat. Don’t text or fiddle with tech when driving. Don’t eat or drink. Keep music to a minimal volume. 4. Evaluate the experience together, especially if it was tricky. When your teen has reached the planned destination, talk about the drive. What went well? What went wrong? How could the situation be handled better next time? Offer praise where appropriate and point out opportunities for improvement. 5. Maintain a progress log together. After each drive, note where and how long your teen drove, what the conditions were, and the skills practiced. This is a great place to make notes from your joint evaluation so you can remember to revisit skills that need a bit more practice.

1 Brain Teaser… A man is walking in the middle of nowhere when it begins to rain. He doesn’t have an umbrella or a hat and has nowhere to hide. He arrives home completely soaked, yet not a single hair on his head is wet. How is that possible? (See page 4 for the answer.) Real Estate Question? Maybe you want to know how much your home is worth. Or maybe you just need a recommendation for a handyman, carpet cleaner or plumber… Either way, I love hearing from all of my good friends and clients. And I’m happy to help answer questions you might have about anything relating to real estate or home-ownership. If you have a question, tip or idea, call me at 805-701-8410. I’m here to help! Scram, Squirrel! Regardless of where you live, bird feeders attract a host of colorful feathered friends to the backyard — but squirrels always want in on the fun! Keep those pesky squirrels at bay:  Mix a tablespoon of powdered cayenne in with every 10-pound bag of birdseed. Birds don’t mind, but squirrels hate it. If the bird feeder is on a pole, cover the pole with petroleum jelly.  Journaling Websites Get your thoughts down online from anywhere – you never need to remember your journal. 750Words.com – Make writing a daily habit with 750 words (approximately three pages) in a private space. Plus, track your writing habits. IntelligentChange.com/Pages/Five- Minute-Journal-App – Three questions to help you instill gratitude, set purpose for your day, and create empowering beliefs every day. Daylio.WebFlow.io – For the person who doesn’t like to write much, this app lets you record your mood and activities through emojis or short notes.  Hang feeders on a string at least two feet away from any tree.

Get Free money-saving home tips at my web site: BchRealEstate.com

Thanks For Thinking of Me! Did you know I can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping me in mind with your referrals…and spreading the word about my services.

“Who Else Wants To Win $75 Gift Card for Lure Restaurant?” Guess who won last month’s Trivia Question? I’m pleased to announce the lucky winner of last month’s quiz. And the winner is…drum roll please: Jerry Meller of The Colony was the winner of the drawing.

Brain Teaser Answer: The man is bald.

What popular 1980s TV show had one of the most-watched single episodes in television history?

Hello, Yellow! Yellow is often affiliated with happiness, but there’s more to this sunny color.  Natural yellow pigments include ochre, saffron, turmeric and Garcinia tree resin.  The human eye processes the color yellow first.  It is one of the primary colors. The other two are red and blue.  Its high light reflectance value helps it act as a secondary light source. Face It Q: What did the right eye say to the left eye? THANK YOU for reading my Service For Life ! ® personal newsletter. I wanted to produce a newsletter that has great content and is fun and valuable to you. Your constructive feedback is always welcome. AND… whether you’re thinking of buying, selling or financing real estate, or just want to stop by and say “Hi,” I’d love to hear from you… Florence Gadbois CA DRE#01040021 805-701-8410 Florence@BchRealEstate.com BchRealEstate.com Disclaimer: The information contained in this letter is intended for informational purposes. It should not substitute as legal, accounting, investment, medical or other professional services advice. Always seek a competent professional for answers to your specific questions. This letter is not intended to solicit real estate properties currently for sale. A: Between you and me, something smells.

a) Dallas b) M*A*S*H c) Dynasty d) Roseanne

The answer b) M*A*S*H. The final episode of the beloved series ran in February 1983 and was watched by more than 100 million people. So let’s move on to this month’s trivia question . Submit your answer to this month’s trivia to be included in the drawing for the winner.

What inspired cartoon character Scooby-Doo’s name?

a) a song b) a dessert c) a dance move d) a pet

Call Me At 805-701-8410 OR Email Me At Florence@BchRealEstate.com And You Could Be One Of My Next Winners!

Real Estate Corner… Q. My home isn’t selling. What should I change about my marketing tactics? A. Homes may not sell for various reasons, including your asking price, your home’s condition and timing If you’ve taken it off the market and are looking to try again, interview several different REALTORS ® and choose a new one who shares your goals and stands out as a Home Marketing Expert. As a Home Marketing Expert, your REALTOR ® should provide you with a dynamic new marketing plan that goes beyond holding open houses and sending out flyers. Here are some things to look for in the plan:  Offering updated ideas about your home’s condition, staging and asking price.  Using all advertising avenues, including online. Did you post compelling pictures of your home the first time you tried to sell it? Did you include a virtual home tour? People selling larger properties are even using drone videos to show all the home’s outside features.  Posting on social media. Does this person use Facebook to showcase properties (in an appropriate manner)?  Getting the attention of other REALTORS ® . Does this person have contacts with REALTORS ® who are already working with out-of-town buyers who may be moving to the area? To learn more about how to sell your home the second time, call and ask for my Free Consumer Report called “4 Tips To Guarantee Your Home Sells The Second Time.” I’ll send a copy right over to you. Call me at 805-701-8410 .

Get Free money-saving home tips at my web site: BchRealEstate.com

Florence’s….

MarketWatch ™ “ Here’s Neighborhood Home Information For The Colony To Help You Evaluate The Value Of Your Investment. ”

Homes Currently Active … None

Homes Accepting Back Up Offers …

Address

Bdrms

Baths

Sq. Ft.

Floor Plan Vina del Mar

Asking Price

Vina del Mar

3

2.5

2360

$1,085,888 $1,085,888

Market Average

Sold Properties… (06/01/19 Thru 08/19/20) Address List $ Sale $

Sq.Ft.

$/sq.ft

Floor Plan

Date Sold

2382 Vina del Mar

$499,000

$504,000

1113

$452.83

Martinique (Phase I)

10/31/19 02/05/20 01/03/20 03/02/20 08/06/19 01/28/20 06/24/20 06/15/19 07/02/20 04/13/20 07/08/19 01/03/20 07/10/20 07/29/20 10/29/19 06/26/20 07/22/20 08/17/20

2067 San Sebastian

$579,888 $535,888 $539,888 $569,888 $539,000 $539,000 $539,000 $545,000 $587,900 $589,000 $599,888 $595,000 $619,888 $665,000 $629,888 $650,000 $648,888 $679,888 $669,888 $678,000 $679,888 $835,000 $889,000 $989,000 $959,000 $710,000

$515,000 $518,000 $525,000 $525,000 $525,000 $530,000 $535,000 $547,500 $570,000 $575,000 $590,000 $595,000 $605,000 $625,000 $625,000 $635,000 $650,000 $650,000 $659,000 $670,000 $679,888 $812,500 $875,000 $940,000 $949,000 $725,000

1218 1217 1217 1549 1368 1217 1113 1368 1368 1368 1368 1368 1368 1627 1807 1368 1368 1217 1549 1780 1450 1550 1368 2692 2360 1550

$422.82 $425.64 $431.39 $338.93 $383.77 $435.50 $480.68 $400.22 $416.67 420.32 $431.29 $434.94 $441.93 $384.14 $348.58 $464.18 $475.15 $558.20 $425.44 $376.40 $465.68 $524.19 $639.15 $349.18 $402.12 $444.92 $511.87 $607.76 $467.74

Martinique (Ambassador

2055 Majorca 4405 Antigua 4431 Antigua

Martinique Martinique

Antigua Madeira

2103 Martinique

1955 Majorca

Martinique

2305 Martinique

Martinique (Phase I)

2365 Martinique 4413 Antigua 4463 Antigua 2204 Martinique 2206 Martinique 1936 San Tropez 2361 Martinique 4687 San Sebastian 4492 Antigua Way

Madeira Madeira Madeira

Madeira

Madeira (upper level)

Madeira (Ambassador)

Capri Capri

Madeira

4415 Antigua

Madeira

2067 San Sebastian

Martinique (Ambassador) 07/10/20

2021 Majorca

Antigua

04/03/20 11/20/19

4421 Antigua

Capri

2177 Martinique

Antigua

07/23/20

4477 Antigua

Antigua

08/17/20 12/11/19

4674 San Sebastian 4742 San Sebastian 2345 Vina del Mar 2353 Vina del Mar 2123 Vina del Mar 2127 Vina del Mar 2315 Vina del Mar

Antigua (Ambassador) Madeira (Ambassador)

07/16/20

Costa de Oro Vina del Mar Vina del Mar

05/06/20 08/26/19 01/03/20 11/06/19

$1,125,888 $1,050,000 2360 $1,175,888 $1,100,000 2149 $1,299,000 $1,300,000 2139

Cannes

San Tropez

06/07/19

$707,111

$687,896

$438,06

Market Average

RE/MAX represented buyer, seller or both . Properties as of August 19, 2020 and may not be listed by RE/MAX. Information herein has not been verified, is not guaranteed, and is subject to change

Florence’s…

MarketWatch ™ “ Here’s Neighborhood Home Information For HarborWalk To Help You Evaluate The Value Of Your Investment. ”

Active Properties… None

Properties Accepting Back Up Offers …

Address

Bdrms

Baths

Sq. Ft.

Floor Plan

Asking Price

3644 Sunset

2 3 2

2

1474 1485 1319

T-1

$639,500 $749,900 $669,000 $686,133

2.5

Villa

3320 Sunset

Sunset

2

T-2

Market Average

Sold Properties (03/01/19 Thru 08/18/20) Address List $ Sale $

Sq.Ft. $/sq.ft

Floor Plan

Date Sold

3132 Sunset 3043 Harbor 3110 Harbor 3130 Sunset 2935 Harbor 3111 Harbor 3061 Harbor 3304 Sunset 2949 Harbor 3634 Sunset 3142 Sunset 3450 Sunset 3444 Sunset 3136 Sunset 3034 Sunset 4506 LaBrea 2967 Harbor 3135 Harbor 3131 Harbor 3340 Sunset 3201 Harbor 3380 Sunset

$415,000 $425,000 $456,800 $479,000 $474,900 $499,000 $525,000 $549,900 $575,000 $595,000 $599,000 $610,000 $639,000 $627,000 $649,000 $675,000 $649,000 $729,000 $699,000 $729,000 $779,000 $795,000 $598,841

$405,000 $445,000 $465,000 $440,000 $474,900 $489,000 $495,000 $549,000 $560,000 $565,000 $580,000 $595,000 $611,000 $615,000 $630,000 $635,000 $642,000 $700,000 $701,000 $729,000 $779,000 $785,000 $586,268

925

$437.84 $394.50 $502.70 $484.32 $513.41 $433.51 $438.83 $372.20 $467.45 $428.35 $448.22 $451.10 $414.52 $513.36 $525,88 $430.80 $535.89 $499.29 $466.71 $490.91 $524.57 $532.20 $444.64

Plan C Plan B

12/13/19 07/03/19 08/17/20 09/30/19 07/07/20 12/05/19 07/11/19 05/22/19 12/13/19 07/26/19 05/13/20 09/27/19 09/09/19 08/26/19 06/16/20 07/20/20 07/31/20 03/25/19 07/18/19 02/28/20 08/12/19 07/08/19

1128

925 925 925

Plan C (end unit)

Plan C Plan C Plan B Plan B

1128 1128 1475 1198 1319 1294 1319 1474 1198 1198 1474 1198 1402 1501 1485 1485 1485

Villa

Plan D

T-2

Plan D

T-2

Villa

Plan D Plan D

T-2

Plan D (end unit) Villa (end unit)

Villa

Villa (end unit)

Villa Villa

Market Average

Bold: REMAX Represented Buyers, Sellers or Both

The information referenced has been provided by the Ventura County MLS Corporation’s MLS as of August 18, 2020. The listings and sales are not exclusive to RE/MAX Gold Coast Realtors and may have been represented by others. Display of the MLS data is deemed reliable, but not guaranteed by the MLS and prices are subject to change.

Florence’s

MarketWatch ™ “ Here’s Neighborhood Home Information For Harbour Island To Help You Evaluate The Value Of Your Investment. ”

Homes Currently Active … Address

Bdrms

Baths

Sq. Ft.

Floor Plan

Asking Price

4206 Harbour Island

2

2

2164

Plan B (Balboa)

$889,000 $889,000

Market Average

Homes Accepting Back Up Offers … Address Bdrms Baths

Sq. Ft.

Floor Plan

Asking Price

Harbour Island HarbourIsland

2 2 2 2

2 2 2 2

2164 1937 2164 2164

Plan B (Balboa) Plan A (Avalon) Plan B (Balboa) Plan B (Balboa)

$879,000 $885,000 $974,900 $925,000 $915,975

Pearl Way Pearl Way

Market Average

Sold Properties (08/01/19 Thru 08/28/2020) Address List $ Sale $

Sq.Ft. $/sq.ft

Floor Plan

Date Sold 03/26/2020 03/11/2020 01/13/2020 08/11/2020 07/14/2020 07/10/2020 8/19/2020 07/27/2020

1747 Emerald Isle 1737 Emerald Isle 1748 Emerald Isle 1727 Emeral Isle 4216 Harbour Island 1706 Emerald Isle

$779,000 $865,000 $850,000 $869,000 $899,000 $935,000 $939,000 $995,000

$720,000 $810,000 $850,000 $865,000 $875,000 $905,000 $920,000 $975,000

1937 2164 2164 1937 1937 2164 1937 2164

$371.71 $399.72 $392.79 $446.57 $451.73 $432.07 $474.96 $450.55 $506.95 $373.32 $447.98

Plan A (Avalon) Plan B (Balboa) Plan B (Balboa) Plan A (Avalon) Plan A (Avalon) Plan B (Balboa) Plan A (Avalon) Plan B (Balboa Plan C (Carmel)

1727 Pearl Way

4222 Harbour Island 1953 Emerald Isle

$1,369,000 $1,350,000 2663

09/09/2019

4254 Harbour Island $1,800,000 $1,500,000 4018

Plan D (Del Mar) 08/29/2019 Plan D (Mel Mar) 06/23/2020

1712 Emerald Isle

$1,825,000 $1,800,000 4018

Market Average $428.10 Bold: REMAX Represented Buyers, Sellers or Both $1,102,354 $1,051,818

The information referenced has been provided by the Ventura County MLS Corporation’s MLS as of August. 28, 2020. The listings and sales are not exclusive to RE/MAX Gold Coast Realtors and may have been represented by others. Display of the MLS data is deemed reliable, but not guaranteed by the MLS and prices are subject to change.

To see Harbour Island Floor Plans go: Http://HarbourIslandCondos.com

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