October 2025

Thanks For Thinking of Me!

Real Estate Corner… Q: How do I build wealth in real estate? A: You can build a substantial amount of wealth in real estate by educating yourself, thinking long term, and performing due diligence before purchasing. It’s not a get -rich quick method, but with patience, you can build a nice retirement empire with real estate rental properties. • Stick to moderately priced properties, which can generate a more positive cash flow than higher priced properties. Your tenant’s rent will cover the mortgage, utilities, and additional expenses for you. • Have a property inspection before you purchase the property. Make sure to review the report and all comments the inspector made. Get a few written estimates from contractors to make sure it’s worth the investment. • Verify how much the insurance will cost for the property and if additional rider policies are necessary. • Check if the property is under an HOA community. Their assessment fees can be high and you must deal with required renovations. • Carefully select your tenants and treat them well. Happy tenants stay longer and you save on cleaning, preparation, and advertising costs between each tenant. For more information on building YOUR wealth with real estate, ask for our Free Consumer Report called “8 Dumb Mistakes Even Smart Investors Make.” Do you have a real estate question you want answered? Feel free to call 805-701-8410 or 805-794-5700. Perhaps I’ll feature it in my next issue! “Who Else Wants To Win $75 Gift Card for Lure Restaurant ?” Guess who won last month’s Trivia Question? I’m pleased to announce the lucky winner of last month’s quiz. And the winner is …drum roll please: Caren Sipiora of Encino. There are 23 countries named after people, only one of which is a woman. What country is it? a) Peru b) Azerbaijan c) St. Lucia d) Ireland The answer is c) St. Lucia is the only country in the world named for a woman, Lucy of Syracuse. She lived in Sicily in the 3rd century CE. Ireland takes its name from a goddess of Irish mythology, but she wasn’t a real person. So let’s move on to this month’s trivia question . What world-famous entertainer was such an animal lover that, at various points, they kept as pets a cheetah, a goat, and a pig? a) Michael Jackson b) Josephine Baker c) Betty White d) Katherine Hepburn b) Call 805-701-8410 OR Email florence@BchRealEstate.com And You Could Be One Of My Next Winners!

Did you know I can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping me in mind with your referrals…and spreading the word about my services.

Brain Teaser Answer: The letter R!

Computer Keyboard Cleaning Tips

Here’s how to get dust and dirt out of your laptop keyboard to keep it running properly. 1. Turn off the machine completely and unplug it. 2. Flip it upside down and shake gently to dislodge what you can. 3. Use compressed air on the spaces around keys. 4. Use a microfiber or other lint-free cloth with a very small amount of isopropyl alcohol to wipe surfaces, making sure there’s no moisture dripping into the keyboard or laptop itself. 5. Allow it to dry completely before plugging it in and turning it back on. THANK YOU for reading our Service For Life ! ® personal newsletter. We wanted to produce a newsletter that has great content and is fun and valuable to you. Your constructive feedback is always welcome. AND… whether you’re thinking of buying, selling or financing real estate, or just want to stop by and say “Hi,” We ’d love to hear from you… Florence Gadbois DRE #01040021 805-701-8410 florence@BchRealEstate.com RE/MAX Gold Coast Susan Studebaker DRE #01031968 805-794-5700 Sstudebaker5@gmail.com RE/MAX Gold Coast Disclaimer: The information contained in this letter is intended for informational purposes. It should not substitute as legal, accounting, investment, medical or other professional services advice. Always seek a competent professional for answers to your specific questions. This letter is not intended to solicit real estate properties currently for sale.

Get Free money-saving home tips at my web site: BchRealEstate.com