October 2023

Florence's...

Service For Life !

Insider Tips for Healthy, Wealthy and Happy Living

If you're not already a subscriber to my free e–newsletter e - mail me at Florence@bchrealestate.com to sign up

Florence Gadbois, Realtor CA DRE#01040021 (805) 701 - 8410 E - mail: Florence@BchRealEstate.com

Do You Know How To Be Kind To Yourself?

Learning to take better care of ourselves can be challenging, but research shows that when we practice self- compassion, we’re more satisfied with our lives. In today’s Service For Life ! ® Free consumer newsletter, you’ll learn some self -care habits you can incorporate into your daily routine. You’ll also learn about how using a travel agent may save you money on travel, some important tasks to add to your moving checklist, and safety tips for boosters and car seats for children of all ages – plus fun facts, a trivia challenge, and lots more. Here are the Sales Statistics for the Beach Marina Area, which includes : Mandalay Shores, Hollywood Beach, Silverstrand Beach, Seabridge, Westport, Mandalay Bay, Harbour Island, Port Marluna, The Colony, HarborWalk, HarborWest, C.I. Waterfront Homes

CLOSED ESCROWS

ACTIVE LISTINGS

LISTING INVENTORY (months)

2019 2020 2021 2022 2023 2019 2020 2021 2022 2023 2019 2020 2021 2022 2023

January February

14 23 20 13 14 15 11 13 13 20 14 17 20 27 16 20 17 18 23 10 18 8 22 20 11 11 22 34 26 15 24 46 30 17 17 29 32 28 19 17

67 80 22 21 22 4.49 4.14 1.19 0.92 1.48 91 92 23 21 26 3.37 4.68 1.55 0.53 1.54

March

69 89 17 12 28

4.5 4.68 0.53 0.92 1.83

April May June

87 90 14 22 30 5.46 4.9 0.86 0.88 2.1 108 93 29 21 34 6.98 4.29 1 1.27 2.27 128 78 28 30 35 7.04 4.38 0.62 1.86 2.55 122 80 18 47 37 6.88 4.05 1.23 1.69 2.48 125 62 34 37 36 7.04 4.78 0.73 1.65 2.23

July

August

September

27 45 27 14 15 49 26 16 14 19 25 7 22 29 18 15

126 51 20 35 32

6.3 1.5 0.62 1.85 5.74 1.8 0.9 2.03 4.71 1.23 0.875 2.19 4.3 0.89 0.897 1.26

10 thru 9/21

October

115 34 16 37 100 41 20 39 93 32 21 33

November December

Finally, I want you to know, that you may call me for any reason. And please let me know if a friend, family member or neighbor needs a caring, experienced real estate professional to help in buying or selling. Just closed escrow on 2123 Vina del Mar, a great townhome near the clubhouse at The Colony and I have 1971 Majorca, a bright and sunny Capri closing this month. 4407 Antigua Way just came back on the market due to buyer loan issues. Asking: $897,500. This a great Antigua floor plan; nicely upgraded with a sunny South facing deck and a private deck off the loft.

We are seeing low inventory throughout the beach marina area. Thinking of selling? Now maybe the time. Let ’ s talk.

I truly appreciate your friendship and referrals. Enjoy your issue!

Warmest regards, Florence Florence Gadbois DRE #01040021 RE/MAX Gold Coast

Get Free money-saving home tips at my web site: BchRealEstate.com

Florenc e’s…

Service For Life ! “Insider Tips For Healthy, Wealthy & Happy Living…”



Selling Your Home Soon? You’ll need my Free Consumer Guide titled, “6 Steps For Selling Your Home For TOP DOLLAR.” Call me right now at 805-701-8410 to get a copy…

Be Good To Yourself Social media posts about #SelfCare are trendy these days, but what does “ self-care ” really mean? The things that qualify as being kind to yourself may differ from person to person, but components include being less pessimistic and speaking gently to yourself. Researchers find that when people practice self-compassion, they are less likely to grapple with depression or anxiety. It doesn’t necessarily mean they never feel depressed or anxious — rather, self compassion helps people cope with issues in a healthier way . And, as you’d imag ine, people who don’t experience crippling bouts of depression or anxiety are generally more satisfied with their lives and relationships. But self-care isn’t always easy, especially for people in caregiving roles . Being kind to yourself is a learned skill for most people. Here are a few tips to get you started. 1. Think of yourself in the third person. What would you say to a friend or family member who feels what you’re feeling right now? What would you do for them? Try to treat yourself with the same ca re that you’d give to a loved one. 2. Be aware of how you talk to yourself. Your inner critic is likely to be more negative than another person would be about a situation, and there’s a good chance that internal criticism isn’t even accurate. If you can isola te your inner critic’s voice, you’re better able to analyze the truth of what it’s saying. A therapist may be able to help you recognize inner criticism. 3. Learn grounding techniques. When you feel yourself starting to spiral, try to shift your focus to your physical environment. Pay attention to the surface you’re standing on or how the breeze feels on your face and do some deep breathing exercises. 4. Keep gratitude notes. Focusing on one thing every day that you’re thankful for can be a powerful way to alter your mood. The notes don’t have to be in fancy journals, either — open the notes app on your phone and jot down a line or two. It may take time to make self-care a part of your daily routine. Once you start to feel the benefits of being kind to yourself, though, you have a better chance of it becoming a healthy habit. Thinking Of Buying A Home Soon? If you’re planning to buy a home in the next 6 months, you’ll want a copy of my Free consumer guide, “ 7 Secrets For Saving Thousands When Financing Your Next Home .” My report will help you avoid frustrations and costly pitfalls when buying a home. Simply call me to get a free copy: 805-701-8410

October 2023 Oxnard, California

Inside This Issue…

4 Ways To Add Self-Care To Your Daily Routine …Page 1

Can Working With A Travel Agent Save You Money? …Page 2

Important To-Dos When Moving To A New House …Page 3

Car And Booster Seat Safety Tips For Children …Page 3

Answer This Trivia Question And You Could Win $75 Gift Card for Lure Restaurant...Page 4 Why Is It Important To Do A Walk Through Before Closing On A Home?...Page 4

Get Free money-saving home tips at my web site: BchRealEstate.com

Word Of T he Month… Studies have shown your income and wealth are directly related to the size and depth of your vocabulary. Here is this month’s word, so you can impress your friends (and maybe even fatten your wallet!)…

Should You Use A Travel Agent?

Arranging flights, car rentals, walking tours, and more has never been easier for the average traveler, but there are times when working with a travel agent can save you money on your trip. • Good travel agents are travel experts. They often can get better deals than average travelers, since they have extensive knowledge of current or short lived sales and discount options. Travel agents are especially helpful finding deals for group travel or arranging for perks (like onboard credit for a cruise). Some travel agents have expertise on certain destinations, which means they can find deals you won’t find on your own . • When something goes sideways on a trip (and, let’s face it, that happens more than we’d like), a travel agent becomes a travel superhero. If a flight delay means you’ll miss a connecting flight or a hotel check-in deadline, a travel agent can step in to make alternate arrangements for you. Having your travel agent handle these issues might save you extra re-booking or late fees, not to mention your sanity. • If you’re a mem ber of AAA, your membership means working with one of their travel advisors is completely free. But even if you’re not a member, or you want to work with a non- AAA agent, chances are you won’t pay extra for the service. Most travel agents make their money from tour companies, cruise lines, or hotels they book for you, but you should always ask up front whether you’ll need to pay an additional fee. Finally, it’s important to recognize that your time is worth something. If you’re busy, the weeks (or months) needed to feel confident that you’re getting a deal is just too long. Outsourcing the legwork to an expert gives you time to focus on other things while they take care of all the details. Look for agents who are members of the American Society of Travel Agents (www.asta.org) or certified by the Travel Institute (thetravelinstitute.com/find a-travel-agent).

nonplussed (pronounced non-PLUST) adjective

Meaning: (1) confused, puzzled (2, nonstandard) unperturbed, indifferent

Sample Sentence (1): He was nonplussed when the stranger smiled in greeting as if they were old friends — until he realized it was his high school history teacher. Sample Sentence (2): We thought the cat would jump at the sound of a horn, but she was so nonplussed she didn’t even open an eye. The New “Nonplussed” This issue’s word of the month has one official definition, but it’s become commonly understood to mean something completely different in U.S. English. “Nonplussed” has described someone who is confused since about the late 16th century. Its new meaning of “unbothered” started popping up in the United States in the 1930s. Many dictionaries still balk at including the newer definition, but it’s a usage you likely hear these days more than the word’s original meaning. Quo tes To Live By… “They who dream by day are cognizant of many things which escape those who dream only by night.” – Edgar Allan Poe, Author “If you take me out of it, I find ‘six degrees’ to be a beautiful concept that we should try to live by. It’s about compassion and responsibility for everyone on the planet.”

– Kevin Bacon, Actor

“Private property began the instant somebody had a mind of his own.”

– e. e. cummings, Poet

Get Free money-saving home tips at my web site: BchRealEstate.com

6 Important Tasks When Moving Moving is incredibly stressful, even when you’re excited about the move —it’s recognized as one of the most stressful things people go through in life. Having a detailed moving plan helps ease some of the stress and makes you less likely to forget something in all the activity: 1. Do a walkthrough and take measurements to help determine where your furniture will go. 2. Change the locks. You never know how many keys the previous homeowner gave out. If it’s a rental, make sure to ch eck with the landlord! 3. Do any necessary childproofing or pet-proofing of outlets, cabinets, and windows. 4. Find the control panels for the house’s operating systems, like the fuse box and water valve. 5. Clean and paint when it’s empty. There’s no easier time to tackle these things. 6. Meet the neighbors. Moving trucks attract attention, so your neighbors may come to you. If not, consider knocking on a few doors to introduce yourself. For a more complete to-do list, check out this moving planner (moving.com/move-planner/). There are checklists for the whole process, from eight weeks before the move to the first month after moving day.

Brain Teaser… You start with an eight-letter word. Remove one letter, and you still have a word. Remove another, and you still have a word. Keep removing one letter at a time until you have one letter left and you have a word every time. What is the word? What’s My Home Worth? If you want to know your home’s current value, I will gladly conduct a Maximum Value Home Audit . Request this “no charge” in -depth home value analysis by calling me at: 805-701 8410 . Desk-Sized Tech Today's teens might look at the clunky box of an old VCR and compare it with sleek modern laptops or tablets and laugh. That is if they even know what it is! Did you know the original VCR was the size of a desk? The Mark IV was produced by Ampex, and cost $50,000 in 1956. That's half a million dollars in today's money. Scholarship Websites Here are a few of the many sites that help students find scholarships they’re eligible for: bold.org: This easy-to-navigate site makes quick work of finding relevant scholarships. There’s even an option to filter for colleges that don’t require an essay in their application. bigfuture.collegeboard.org: Click on “Pay for College” on the home page for resources like a scholarship directory and a scholarship search tool you can filter according to your needs. scholarshipowl.com: One selling point for this site is it will automatically re apply for any of your scholarships that don’t ask for additional information every time, which is a potential time saver. (See page 4 for the answer.)

Would You Like To Know How Much Your Neighbor’s Home Listed Or Sold For?

Maybe you’re just curious. Or maybe you want to know how much your home is worth. Either way, I can help…with no “sales pitches” or run arounds. Call me at 805-701-8410 and I’ll give you all the facts.

Booster And Car Seat Safety Tips

Car crashes are the second-leading cause of death for children and adolescents in the United States. To help keep your littles safe, it’s important to use the proper car or booster seat for each stage of your child’s development. There are a few different types of car and booster seats, and the appropriateness of each one is based on a child’s height, weight, and age. Car seats have their own seat belt restraints built into the seat, and the seat itself is buckled in with the car’s seat belt. Booster seats have no other restraints; the child is buckled in using the car’s seat belt. Rear-facing car seats are for infants and up to the ages of 2 – 4. When they outgrow the rear- facing seat, it’s time for a front -facing seat until they’re at least five years old. Children graduate to booster seats when they’ve outgrown the front- facing seat and until the car’s seat belt fits them properly without the booster, which may not be until the 9 – 12 age range. The National Highway Traffic Safety Administration has a detailed car and booster guide (nhtsa.gov/equipment/car-seats-and-booster-seats), and you can search their site for any seat recalls (nhtsa.gov/recalls). You can even get help installing seats properly from a certified child passenger safety technician in your area (cert.safekids.org).

Get Free money-saving home tips at my web site: BchRealEstate.com

Thanks For Thinking of Me!

“Who Else Wants To Win $75 Gift Card for Lure Restaurant ?”

Did you know I can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping me in mind with your referrals…and spreading the word about my services.

Real Estate Corner… Q. Why is it important to do a walk-through before closing on a home? A. You need to do a walk-through with your REALTOR ® typically within 24 hours of your closing to make sure the home is in the condition specified in the contract. You’ll want to look at each room (which now should be empty and clean), examine the floors, check the ceilings for signs of leaks, test the wind ows, turn on the appliances etc. to ensure there aren’t any surprises. You also want to check on the completion of any negotiated repairs or replacements that you and the seller agreed upon. If you find any problems, your REALTOR ® will help you determine what you should pursue (such as possible new leak under the sink) with the seller or what you can handle yourself. If you’re buying a new home, you need to visit the property with the builder’s representative and create a “punch list” of items that are not completed to discuss at closing. You should get a written confirmation on when the builder will complete those items. Guess who won last month’s Trivia Question? I’m pleased to announce the lucky winner of last month’s quiz. And the winner is …drum roll please: Mary Freeman of The Colony. Who was the first author to use a “typemachine,” or typewriter, when writing a manuscript? a) Mark Twain b) Ernest Hemingway c) Emily Dickinson d) F. Scott Fitzgerald The answer is a) Mark Twain. After he saw a woman demonstrating the machine in a store window in December 1874, Twain bought one at the cost of $125. He later submitted the first typewritten manuscript for publication, Life On the Mississippi . So let’s move on to this month’s trivia question. The most common first name among U.S. Presidents is James (there have been six). How many presidents had no middle name? a) 3 b) 8 c) 11 d) 16 Call Me At 805-701-8410 OR Email Me At florence@bchrealestate.com And You Could Be One Of My Next Winners!

Brain Teaser Answer:

Starting (starting, staring, string, sting, sing, sin, in, I)

Proper Pepper Prep Cutting bell peppers the right way means the seeds don’t scatter all over the place. The gist is this: 1. Cut off the stem so the top of the pepper can be flatter against the cutting board. 2. Slice the outer edges of the pepper away from the seedy center, following the curve of the pepper with the knife. 3. Each of the pieces can then be cut easily by pressing them flat against the cutting board, skin side down. Celebrity chef Gordon Ramsay demonstrates the technique in this video (youtu.be/hZGqtmwboHU). THANK YOU for reading my Service For Life ! ® personal newsletter. I wanted to produce a newsletter that has great content and is fun and valuable to you. Your constructive feedback is always welcome. AND… whether you’re thinking of buying, selling or financing real estate, or just want to stop by and say “Hi,” I’d love to hear from you… Florence Gadbois CA DRE #01040021 RE/MAX Gold Coast 805-701-8410 florence@BchRealEstate.com BchRealEstate.com Disclaimer: The information contained in this letter is intended for informational purposes. It should not substitute as legal, accounting, investment, medical or other professional services advice. Always seek a competent professional for answers to your specific questions. This letter is not intended to solicit real estate properties currently for sale.

Do you have a question related to real estate or home ownership? Please call me at 805-701-8410. Perhaps I’ll feature your que stion in my next issue!

Get Free money-saving home tips at my web site: BchRealEstate.com

Florence’s…. Colony MarketWatch ™ Here’s Neighborhood Home Information For The Colony To Help You Evaluate The Value Of Your Investment. ”

Homes Currently Active …

Address

Bdrms Baths Sq. Ft.

Floor Plan

Asking Price

4407 Antigua

2

2

1549

Antigua

$ 897,500 $ 897,500

Market Average

Properties Accepting Back Up Offers… Address

Bdrms Bath Sq. Ft. Floor Plan

Asking Price

2263 Martiique San Sebastian Market Average

2 2

2 2

1627 1627

Capri

$ 984,00 $1,246,888 $1,115,444

Capri (Ambassador)

Properties Pending Escrow Closing … Address

Bdrms

Baths

Sq. Ft.

Floor Plan

Asking Price

1971 Majorca

2

2

1801

Capri

$965,000 $965,000

Market Average

Sold Propert ies… (8/01/22 Thru 9/26/23) Address List $

Sale $

Sq.Ft.

$/sq.ft

Floor Plan

Date Sold

2223 Martinique

$699,000

$664,050** 1113

$596.10

Martinique (Phase I)

02/17/23 06/15/23

2212 Martinique 2200 Martinique

$695,000 $769,000

$685,000 $700,000

1113 1627

$615.45 $432.90

Martinique (Phase I)

Capri

01/06/23

2143 Martinique

$730,000

$720,000

1113

$646.90

Martinique (Phase I)

12/12/22 01/27/23 05/23/23 10/21/22 08/23/22 08/03/22 05/25/23 09/02/22 08/31/22 03/22/23 12/02/22 02/16/23 04/26/23

1965 Majorca 1905 Majorca

$729,888 $749,000 $739,888 $780,000 $799,000 $799,000 $815,000 $849,888 $839,888 $875,000 $949,888 $999,900 $839,000

$725,000 $739,00 $739,888 $750,000 $790,000 $799,000 $807,000 $820,000 $840,000 $875,000 $875,888 $884,000 $892,000

1217 1217 1113 1114 1113 1217 1368 1627 1459 1114 1550 2692 1627

$599.74 $607.23 $664.77 $673.25 $709.79 $655.99 $589.48 $504.00 $575.74 $785.46 $565.09 $328.38 $548.25 $653.96 $771.76 $615.48 $602.23 $548.25

Martinique Martinique

2355 Martinique 2125 Martinique 2305 Martinique 4475 Antigua

Martinique (Phase I) Martinique (Phase I)

Martinique (Phase I)

Martinique

4481 Antigua 2017 Majorca

Madeira

Capri

2227 Martinique 2175 Martinique

Antigua

Martinique (Phase I)

1931 Majorca

Antigua

2360 Vina del Mar 2151 Martinique

Costa de Oro

Capri

05/12/23

2067 Majorca

$839,000

$892,000

1627

Capri

06/28/23 07/05/23

4481 Antigua

$895,000 $940,000

$895,000 $940,000

1217 1217

Martinique

4726 San Sebastian

Martinique (Ambassador) 10/06/22

1954 San Tropez 2214 Cannes Sq

$987,000

$1,002,000 1628

Capri (Ambassador)

10/21/22

$1,200,000 $1,240,000 2059

San Tropez

08/30/22

2123 Vina del Mar

$1,285,000 $1,250,000 2360

$529.66

Vina del Mar

08/25/23

2337 Vina del Mar

$1,450,000 $1,300,000 2360

$550.85

Vina del Mar

04/26/23 08/11/22

2303 Vina del Mar Market Average

$1,989,888 $1,900,000 2360

$805,08 $624.47

Vina del Mar

$ 949,448 $ 928,736

RE/MAX represented buyer, seller or both.

Florence represented buyer, seller or both

**Does not include buyer agent commission Properties as of Sep 26, 2023 and may not be listed by RE/MAX. Information herein has not been verified, is not guaranteed, and is subject to change

Florence’s… MarketWatch ™

“ Here’s Neighborhood Home Information For HarborWalk To Help You Evaluate The Value Of Your Investment. ”

Active Listings… Address

List $

Sq.Ft Floor Plan

La Brea

$699,000` $949,000

1135 1294

T-3

2947 Harbor Blvd

Plan D

3225 Harbor

$999,000

1485

Villa (end unit) Villa (end unit)

Sunset Lane

$1,095,000 $ 935,500

1559

Market Average

Sold Properties (01/01/2022 – 09/24/2023 Address List $ Sale $

Sq.Ft. $/sq.ft

Floor Plan

Date Sold

2957 Harbor 3046 Sunset 3134 Sunset 4534 LaBrea 2957 Harbor 3140 Sunset 3204 Sunset 2943 Harbor 3540 Sunset 3604 Sunset 3224 Sunset

$565,000 $595,000 $649,500 $699,000 $699,000 $749,000 $850,000 $797,000 $900,000 $899,000 $865,000

$572,000 $595,000 $620,000 $725,000 $690,000 $730,000 $810000 $817,000 $850,000 $859,000 $865,000

925 925 925

$618.38 $643.24 $670.27 $638.77 $745.95 $564.14 $606.71 $681.96 $576.66 $651.25 $617.42

Plan C Plan C

03/25/22 10/07/22 02/25/22 08/08/22 02/02/23 08/31/23 10/12/22 03/30/22 06/14/22

Plan C (end unit)

1135

T-3

925

Plan C Plan D

1294 1401 1198 1474 1319 1401

Villa

Plan D (end unit)

T-1 T-2

06/30/23

Villa

02/25/22 08/25/22

3131 Harbor

$975,000

$925,000

1502

$615.85

Villa

3544 Sunset

$995,000

$997,000

1474

$676.39

T-1

03/21/23

3145 Harbor

$999,997

$999,997

1489

$671.14

Villa

06/09/22

3125 Harbor Blvd $999,000

$1,000,000

1489

$671.59

Villa

03/11/22 05/05/23 08/28/23

3241 Harbor

$1.049,000 $1,177,000

$1.040,000 $1,100,000

1518 1475

$685.11 $745.76

Villa

3380 Sunset

Villa (end unit)

Market Average $646.80 Bold: REMAX Represented Buyers, Sellers or Both $835,961 $811,807

The information referenced has been provided by the Ventura County MLS Corporation’s MLS as of September 24, 2023. The listings and sales are not exclusive to RE/MAX Gold Coast Realtors and may have been represented by others. Display of the MLS data is deemed reliable, but not guaranteed by the MLS and prices are subject to change.

See HarborWalk floor plans at: HarborWalkCondos.com