November 2022

Florence's...

Service For Life !

Insider Tips for Healthy, Wealthy and Happy Living

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Florence Gadbois, Realtor CA DRE#01040021 (805) 701 - 8410 E - mail: Florence@BchRealEstate.com

Do You Know How To Negotiate The Best Salary?

Getting the job and salary offer you want may not be as difficult as you think. In today’s Service For Life ! ® Free consumer newsletter, you’ll learn how to leverage your skills and market data to land the salary you deserve.

You’ll also learn some money -saving tips, how to eat and drink to help you feel your best while flying, how to ensure your car holds its value – plus fun facts, a trivia challenge, and lots more.

Here are the sales statistics for the Beach/Marina area, which includes: Mandalay shores, Hollywood Beach, Silverstrand Beach, Mandalay Bay, Seabridge, Westport, Port Marluna, the Colony, HarborWalk, HarborWest, CI Waterfront Homes, Harbour Island. Note: Inventory less than 6 months is considered a seller ’ s market; more than 6 month ’ s a buyer ’ s.

Closed Escrows

Active Listings

Listing Inventory (months)

2018 2019 2020 2021 2022 21 14 23 20 13 12 15 11 13 13 28 14 17 20 27 19 20 17 18 23 31 18 8 22 20 22 11 22 34 26 15 24 46 30 17 32 29 32 28 19 23 27 45 27 14

2018 2019 2020 2021 2022 2018 2019 2020 2021 2022 70 67 80 22 21 2.13 4.49 4.14 1.19 0.92 53 91 92 23 21 2.59 3.37 4.68 1.55 0.525 63 69 89 17 12 2.51 4.5 4.68 0.53 0.92 60 87 90 14 22 2.42 5.46 4.9 0.86 0.88 54 108 93 29 21 2.82 6.98 4.29 1 1.27 70 128 78 28 30 4.2 7.04 4.38 0.62 1.86 97 122 80 18 47 4.1 6.88 4.05 1.23 1.69 92 125 62 34 37 4.21 7.04 4.78 0.73 1.65 95 126 51 20 35 3.67 6.3 1.5 0.62 1.85 81 115 34 16 37 4.13 5.74 1.8 0.9

January February

March

April May June

July

August

September

October

16 15 49 26 19 14 19 25 12 22 29 18

9 thru 10/19

November December

87 100 41 20 79 93 32 21

3.81 4.71 1.23 0.875 3.32 4.3 0.89 0.897

Since last month, I closed escrow on a Martinique floor plan on San Sebastian (Ambassador Series) with attached oversized garage. Closed at $940,000. Also … I have a buyer for an ocean view condo or townhome. Please, give me a call of you are thinking of selling. Finally, I want you to know, that you may call me for any reason. And please let me know if a friend, family member or neighbor needs a caring, experienced real estate professional to help in buying or selling. I truly appreciate your friendship and referrals. Enjoy your issue!

Warmest regards, Florence

Florence Gadbois DRE #01040021 RE/MAX Gold Coast

Get Free money-saving home tips at my web site: BchRealEstate .com

Florenc e’s…

Service For Life ! “Insider Tips For Healthy, Wealthy & Happy Living…”



If you’re thinking about selling your home soon, request my Free Consumer Guide, “7 Insider Tips To Net More Money Selling Your Own Home .” Call me right now at 804-701-8410 for details…

Help Your Car Keep Its Value Buying a car is an investment, giving you and your family independence and freedom. But, conversely, it’s a depreciative asset, meaning cars lose value from the moment you drive out of the dealer ’s parking lot.

November 2022 Oxnard, California

However, there are some tips and tricks to help your car keep its value so when it comes time to upgrade, you’ll still have some bargaining power :

Inside This Issue…

• Buy a reliable car: cars like Subarus and Toyotas hold more value over time. That’s because they tend to be more reliable, are more fuel efficient, have more safety features, and boast low maintenance costs. Be sure to do your research before making a purchase. Websites like Kelley Blue Book ( www.kbb.com ) and Edmunds ( www. edmunds.com ) will provide good comparison information. • Keep up appearances : wash and wax your car regularly to maintain the paint work and prevent scratches. Keep the interior clean by vacuuming and removing any stains from the upholstery, and changing your oil regularly. A well-maintained car will also command a higher asking price. • Keep records: always keep receipts from repairs, and maintain service logs, so that the buyer has a full history of the car. Check your CARFAX report to se e what’s on record about your car before you sell ( www.carfax.com/vehicle-history-reports ). • Avoid odors: allowing pets in the car is going to eventually make the car smell, especially if they get in while wet. Ensure you keep smells to a minimum by toweling off dogs before they get in the car and using seat protectors or cargo liners where your dogs travel. • Maintain tires: follow the manufacturer’s instructions to maintain the correct air pressure in your tires, have them rotated regularly to ensure even wear, and be mindful of the tread when selling the car. You may want to buy new tires before selling, as a potential buyer will feel like they’re saving money and be more likely to pay your asking price. Thinking Of Selling Your Home Soon? Don’t attempt to sell your home without my Free Consumer Guide, “ 6 Steps For Selling Your Home For Top Dollar .” My exclusive report will give you all the facts for a fast, top dollar sale. Get your free copy by calling me at… 805-701-8410

Tricks To Get The Most Out Of Your Car …Page 1

Feel-Good Foods For Flying …Page 2

Things To Invest In For Your First Home …Page 2

Get The Salary You Want …Page 3

Answer This Trivia Question and You Could Win $75 Gift Card for Lure Restaurant...Page 4

What Factors Do I Need To Consider When Selling My Home? …Page 4

Get Free money-saving home tips at my web site: BchRealEstate .com

Foods To Avoid Before Flying While going on vacation may signal the opportunity to eat foods you wouldn’t normally, there are certain foods you might want to avoid while flying. That’s because flying can already make you feel bloated and it may impair digestion. Similarly, there are some foods that support your body while travelling. • Try to avoid : fried or spicy foods which can cause indigestion; cruciferous vegetables (like broccoli or cabbage), beans, and apples which can make you gassy; alcohol and caffeine which are dehydrating and can lead to headaches and nausea; and airplane snacks which are often high in sodium • Foods/drinks to fill up on bananas, which provide energy and may help to relieve any muscle cramps; lots of filtered water, herbal teas, or coconut water that you can sip throughout the flight; smoothies; and roasted unsalted nuts. • What to eat and drink when you land : be sure to drink lots more water; try dark chocolate as the magnesium can relieve muscle aches; a light balanced meal, and green tea to keep you energized if you land during the day.

Word of the Month… Studies have shown your income and wealth are directly related to the size and depth of your vocabulary. Here is this month’s word, so you can impress your friends (and maybe even fatten your wallet!)…

Deplatform (de-plat-form) transitive verb

Meaning : To ban a person from using an online networking site.

Sample Sentence: The person was deplatformed from Facebook for repeated banned posts.

B Have A Laugh What does roundworm and the cathedral Notre-Dame have in common? They’re both Paris -sites! 3 Tips To Make Flying Fun For Families Try these tips to make flying with kids a breeze: experts say might mean lower fares. ➢ Make flying enjoyable: bring new toys, your kid’s favorite snacks, and pack electronic devices and headphones and allow unlimited screen time. ➢ Ask the crew for help since they ➢ To get the most for your money, buy tickets on a Tuesday which Quotes To Live By… “Success isn’t always about greatness. It’s about consistency. Consistent hard work leads to success. Greatness will come .” – Dwayne Johnson, actor/wrestler “I’ve grown most not from victories but from setbacks. If winning is God’s reward, then losing is how he teaches us .” – Serena Williams, tennis player “ I care about decency and humanity and kindness. Kindness today is an act of rebellion .” – Pink, singer may have cool things, like plastic wings, that could keep your child entertained.

Here’s A Free, Valuable Resource… Now You Can Search The Home Market, Get Helpful Community Information, AND Receive Important Resources For Saving Time And Money When Buying Or Selling At BchRealEstate.com

Things To Buy For Your First Home

Buying your first home is a cause for celebration. However, now comes the tricky part of making it your own. You may be wondering what to invest in, and whether it really matters how much you spend on certain big-ticket items. Based on consumer reports, here are the top things to invest in: • A decent mattress . Good mattresses last 10-15 years, versus just a few for cheaper ones. Be sure to check out offers online. • Reliable appliances: fancy electronic display appliances can malfunction and cost more to repair. Plus, some companies are reported to have poor customer service. Be sure to research durable washing machines and dryers before making a purchase. • A new shower head: they’re cheap to buy online and you won’t have to spend time cleaning the previous one. • Security devices: installing a smart doorbell is a great crime deterrent and will give you peace of mind as you check the camera from the comfort of your phone before opening the door. Brands like Ring, Google Nest, and SimpliSafe are affordable and easy to install without the need for a technician.

Get Free money-saving home tips at my web site: BchRealEstate .com

Brain Teaser… Only one color, but not one size, I’m stuck at the bottom, but easily fly. Present in sun, but not in rain, doing no harm, and feeling no pain. What am I?

How To Negotiate Your Salary For A New Job Looking for a new job or career? Ways to negotiate your salary right away, stay confident and sell yourself for best offer: 1. Remember your position : This company believes in you enough to have selected you from a pile of other candidates. Their job offer is a sign that they’re investing in you, so use this as leverage to negotiate the right salary. 2. Do your research : find out what the market pays for your job in your area, with your expertise. An easy way to do this is through a salary calculator, like www.salary.com or www.indeed.com . 3. Know your worth : make a note of your level of expertise, unique skills, and qualifications that set you apart from the other candidates and show you’ll be an asset to the company. 4. Name your figure : based on the data you’ve researched, and your unique skills set, decide on the ideal salary you’d like to be offered. In deciding that figure, it ’ s best to have a range in mind, from the lowest salary you’d be willing to accept (and still be happy), and what you’d be really happy with. 5. Sit tight : remember that the hiring manager wants you, and in order to secure your employment they need to make the offer first. You just need to be prepared for the conversation. 6. Look at the big picture : as you know, compensation doesn’t just include salary so be sure to ask what benefits come with the job, like health insurance, stock options, paid leave, etc. 7. Evaluate the cost/benefit : before rushing into a rash decision, be sure to fully evaluate the pros and cons of the new job, compared to your current role. Sites like Fidelity ( communications.fidelity.com/pi/calculators/changing-job/ ) or Bloomberg ( www.bloomberg.com/workwise ) have job offer calculators to assist you in comparing packages.

(See page 4 for the answer.)

Real Estate Question? Maybe you want to know how much your home is worth. Or maybe you just need a recommendation for a handyman, carpet cleaner or plumber… Either way, I love hearing from all of my good friends and clients. And I’m happy to help answer questions you might have about anything relating to real estate or home-ownership. If you have a question, tip or idea, call me at 805-701-8410 . I’m here to help! Dust Facts Have you heard the story that most household dust is made up of…ew…human skin cells? While your shed skin is part of the dust in your home, luckily it’s just a small part. About 40% of household dust comes from outside, and the rest is made up of lots of things like paint, fibers, ash, hair, (yes, skin cells too!), etc. Virtual Homewares Websites It wasn’t so long ago you needed to visit a store to buy big ticket items for the home. Today, however, there are online boutiques offering real incentives (and convenience) to get a sneak peak and early-bird offers for the latest home furnishings. www.1stdibs.com - as the name suggests, this site hosts a marketplace offering the opportunity to get a first look at uniquely designed vintage, antique, and contemporary furniture. www.2.hm.com – Highly accessible fashion retailer H&M now have a homewares website featuring the latest in-vogue interior items at a fraction of the cost. www.society6.com – Find beautiful (and affordable) art prints from this independent artist hub.

1

Get Free money-saving home tips at my web site: BchRealEstate .com

Thanks For Thinking of Me! Did you know I can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping me in mind with your referrals…and spreading the word about my services.

“Who Else Wants To Win $75 Gift Card for Lure Restaurant ?”

Guess who won last month’s Trivia Question? I’m pleased to announce the lucky winner of last month’s quiz. And the winner is …drum roll please: Jerry Meller of The Colony won last month ’ s drawing. Thirty-one Supreme Court Justices throughout history had previously been members of the U.S. Congress, but how many served as both Representatives and Senators before joining the Supreme Court? a) zero b) two c) four d) six The answer is c) four. George Sutherland (Utah), John McKinley (Alabama), Lucius Lamar (Mississippi), and James Byrnes (South Carolina). So let’s move on to this month’s trivia question.

Brain Teaser Answer: A shadow

5 Ways To Save Money On Your Grocery Bill Groceries are a necessary expense but are you spending money that could be put towards a vacation or home improvement project? Here are 5 ways to save on your grocery bill: 1. Make a meal plan before going to the grocery store and only buy items on the list 2. Never go to the grocery store hungry — you’ll buy way more items. Look for cheap cuts of meat, like stewing meat, that can be made into soups and stews and bulked out with veggies. 3. Consider switching protein sources to chicken and beans/legumes, which are cheaper than red meat. Make bulk recipes. For inspiration check out Bon Appetit’s website of cheap to make recipes: www.bonappetit.com/gallery/che ap-recipes for inspiration. THANK YOU for reading my Service For Life ! ® personal newsletter. I wanted to produce a newsletter that has great content and is fun and valuable to you. Your constructive feedback is always welcome. AND… whether you’re thinking of buying, selling or financing real estate, or just want to stop by and say “Hi,” I’d love to hear from you… Florence Gadbois DRE #01040021 RE/MAX Gold Coast 805-701-8410 florence@BchRealEstate.com BchRealEstate.com 5. Disclaimer: The information contained in this letter is intended for informational purposes. It should not substitute as legal, accounting, investment, medical or other professional services advice. Always seek a competent professional for answers to your specific questions. This letter is not intended to solicit real estate properties currently for sale. 4.

In what popular 90s TV series was there a character called Carlton? a) The Simpsons b) Flash Forward c) Fresh Prince of Bel-Air d) The X-Files

Call Me At 805-701-8410 OR Email Me At florence@BchRealEstate.com And You Could Be One Of My Next Winners!

Real Estate Corner… Q: Are there important factors to consider when selling a home? A: Finding the right price point is the first consideration. You don’t want to price your home too high or too low. The balance of the home should be paid with the money from the sale and you’ll want to make a profit to help with your next home purchase. Here are a few other factors to think about. • Make sure you are ready. You should be able to afford to get your house sale-ready as well as to make the move to a new home. The time of year can also make a difference in how quickly you can sell – spring and summer are better times to put your home on the market because people have more free time to look at houses and the nicer weather and longer days make showing easier. • Consider the condition of the home. You may need to make upgrades or repair cosmetic defects. Remember, many homebuyers may not be able to get past the look of your home if there are major issues. If your home is outdated, bringing in fresh appliances, new paint, and making exterior repairs can improve first impressions and increase the value of your home. • Having great exposure is necessary for selling your home. The right homebuyers must know about your property. Those buyers will want what your home has to offer and be able to afford the price. Your realtor will employ professional marketing tactics such as open houses, signage, MLS listings, and website exposure to ensure the perfect buyers see your home. Ask for my Free Consumer Report called “7 Costly Mistakes When Selling Your Home.” I’ll send a copy right to you. Do you have a real estate question you want answered? Feel free to call me at 805-701-8410. Perhaps I’ll feature your question in my next issue!

Get Free money-saving home tips at my web site: BchRealEstate .com

Florence’s…. Colony MarketWatch ™ Here’s Neighborhood Home Information For The Colony To Help You Evaluate The Value Of Your Investment. ” Homes Currently Active … Address Bdrms Baths Sq. Ft. Floor Plan

Asking Price

2200 Martinique

2

2

1627

Capri

$769,000 $740,000 $760,000 $730,000 $749,750

Martinique Martinique

2 2 2

2 2 2

1113 1113 1113

Martinique Martinique Martinique

2143 Martinique

Market Average

Properties Pending …

Address

Bdrms

Baths

Sq. Ft.

Floor Plan Martinique

Asking Price

2175 Martinique

2

2

1113

$875,000 $987,000 $931,000

San Tropez

2

2

1628

Capri (Ambassador)

Market Average

Sold Propert ies… (10/01/21 Thru 10/25/22) Address List $ Sale $

Sq.Ft.

$/sq.ft

Floor Plan

Date Sold 02/17/22 10/21/22

2015 Majorca

$779,888 $739,000 $780,000

$730,000 $739,888 $750,000

1368 1113 1114

$533.63 $664.77 $673.25

Madeira

2355 Martinique 2125 Martinique

Martinique (Phase I) Martinique (Phase I)

08/23/22

1914 Majorca

$699,000

$765,000

1217

$628.59

Martinique

01/24/22 11/22/21 08/03/22 06/17/22 11/12/21 09/02/22 06/24/22 11/16/21 08/31/22 02/03/22 05/25/22 03/15/22 02/23/22 04/01/22 02/18/22

2307 Martinique 2305 Martinique 2327 Martinique

$799,888 $799,000 $795,000 $803,888 $815,000 $819,888 $820,888 $849,888 $839,000 $845,000 $849,000 $849,888 $862,500

$780,000 $790,000 $795,000 $805,000 $807,000 $805,000 $812,500 $820,000 $835,000 $836,000 $849,000 $849,888 $867,750 $875,000 $891,800

1459 1113 1368 1368 1368 1368 1549 1627 1368 1368 1459 1459 1628 1807 1627

$534.61 $709.79 $580.72 $589.48 $661.46 $524.53 $504.00 $610.30 $611.11 $581.90 $582.51 $533.34 $484.23 $548.13

Antigua

Martinique (Phase I)

Madeira

1937 Majorca 4481 Antigua 2005 Majorca 2007 Majorca 2017 Majorca 1913 Majorca

$588,.02 Madeira

Madeira Madeira Antigua Madeira Madeira Antigua Capri

1990 San Tropez 2377 Martinique 2257 Martinique 4427 Antigua

Antigua

Capri

4687 San Sebastian

$869,888

Capri Capri

4681 San Sebastian $895,000

04/27/22

2121 Martinique

$899,000

$899,000

1368

$656.68

Madeira

03/23/22 05/10/22

1910 Majorca

$899,000

$907,000 $940,000

1557 1217

$585.54 $771.76

Antigua

4726 San Sebastian $940,000

Martinique (Ambassador) 10/06/22

2003 San Tropez

$875,000

$955,000

1369

$697.55

Madeira (Ambassador)

05/04/22

2214 Cannes Sq

$1,200,000

$1,240,000 2059

$602.23

San Tropez

08/30/22 04/26/22 08/11/22 07/20/22 12/21/21

2244 Cannes

$1,245,000 $1,989,888

$1,245,000 2360 $1,900,000 2360 $1,900,000 2139

$527.54 $805,08 $888.27 $761.52 $631.51

Vina del Mar Vina del Mar San Tropez

2303 Vina del Mar

2315 Vina del Mar $1,999,000

2211 Vina del Mar Market Average

$2,050,000 $ 954,018

$2,050,000 2692

Costa de Oro

$ 950,281

RE/MAX represented buyer, seller or both . Properties as of Oct. 25, 2022 and may not be listed by RE/MAX. Information herein has not been verified, is not guaranteed, and is subject to change

Florence’s… MarketWatch ™

“ Here’s Neighborhood Home Information For HarborWalk To Help You Evaluate The Value Of Your Investment. ”

Active Listings… Address

List $

Sq.Ft. Floor Plan

Harbor Blvd Harbor blvd

$550,000 $725,000 $637,500

781 925

Plan A Plan C

Market Average

Sold Properties (07/01/2021 – 10/25/2022 Address List $ Sale $

Sq.Ft. $/sq.ft

Floor Plan

Date Sold

3035 Harbor 2957 Harbor 3046 Sunset 3134 Sunset 4514 LaBrea 3110 Sunset 2943 Harbor 4534 LaBrea 2949 Harbor 3013 Harbor 4531 La Brea 3204 Sunset 2943 Harbor 3354 Sunset 3540 Sunset 3224 Sunset 2947 Harbor

$490,000 $565,000 $595,000 $649,500 $659,000 $690,000 $699,000 $699,000 $769,000 $769,000 $800,000 $850,000 $797,000 $825,000 $900,000 $865,000 $650,000

$540,000 $572,000 $595,000 $620,000 $680,000 $689,900 $700,000 $725,000 $755,000 $764,000 $800,000 $810000 $817,000 $845,000 $850,000 $865,000 $632,500

781 925 925 925

$691.42 $618.38 $643.24 $670.27 $515.54 $745.83 $584.31 $638.77 $630.22 $677.30 $568.99 $606.71 $681.96 $542.01 $576.66 $617.42 $527.96

Plan A Plan C Plan C

09/29/21 03/25/22 10/07/22 02/25/22 07/30/21 07/21/21 08/18/21 10/14/21 08/08/22 07/09/21 08/06/21 07/16/21 10/12/22 03/30/22 08/30/21 06/14/22 02/25/22 08/25/21 08/25/22 12/17/21 06/09/22 03/11/22 11/01/21

Plan C (end unit)

1198

Plan D

1319

T-2

925

Plan C (end unit) Plan D (end unit)

1198 1135 1198 1128 1406 1401 1198 1559 1474 1401

T-3

Plan D Plan B

Villa Villa

Plan D (end unit)

Villa

T-2

Villa

3364 Sunset

$899,000

$899,000

1485

$605.39

Villa

3131 Harbor

$975,000

$925,000

1502

$615.85

Villa

4505 La Brea

$950,000 $999,997

$960,000 $999,997

1401 1489

$685.22 $671.14

Villa Villa

3145 Harbor

3125 Harbor Blvd $999,000

$1,000,000

1489

$671.59

Villa

3264 Sunset

$900,000

$1,052,750

1485

$708.92

Villa (end unit)

Market Average $617.35 Bold: REMAX Represented Buyers, Sellers or Both $781,763 $776,315

The information referenced has been provided by the Ventura County MLS Corporation’s MLS as of Oct. 25, 2022. The listings and sales are not exclusive to RE/MAX Gold Coast Realtors and may have been represented by others. Display of the MLS data is deemed reliable, but not guaranteed by the MLS and prices are subject to change.

See HarborWalk floor plans at: HarborWalkCondos.com