May 2022

Florence's...

Service For Life !

Insider Tips for Healthy, Wealthy and Happy Living

If you're not already a subscriber to my free e–newsletter e - mail me at Florence@bchrealestate.com to sign up

Florence Gadbois, Realtor CA DRE#01040021 (805) 701 - 8410 E - mail: Florence@BchRealEstate.com

Are You Eating Enough Of These ‘Building Blocks Of Life ’

You may know essential amino acids are good for us, but do you know why and how to get enough of them in your diet? In today’s Service For Life ! ® Free consumer newsletter, you’ll learn the basics of what amino acids do for our bodies and what foods you should be eating more of to get all the essentials. You’ll also learn about healthy ways to heal from a breakup, how to use your smartphone to scan and organize paperwork, and tips to save for a home on any income – plus fun facts, a trivia challenge, and lots more. Here’s what’s happening in your neighborhood. : Below are the sales statistics for the beach/marina area, which includes: Mandalay Shores, Hollywood Beach, Silverstrand Beach, Mandalay Bay, Seabridge, Westport, Port Marluna,The Colony, HarborWalk, HarborWest, CI Waterfront Homes , Harbour Island. Note: Inventory less than 6 months is conside red a seller’s market; more than 6 month’s, a buyer’s.

Closed Escrows

Active Listings

Listing Inventory (months)

2018 2019 2020 2021 2022 21 14 23 20 13 12 15 11 13 13 28 14 17 20 27

2018 2019 2020 2021 2022 2018 2019 2020 2021 2022 70 67 80 22 21 2.13 4.49 4.14 1.19 0.92 53 91 92 23 21 2.59 3.37 4.68 1.55 0.525 63 69 89 17 12 2.51 4.5 4.68 0.53 0.92 60 87 90 14 22 2.42 5.46 4.9 0.86

January February

March

April May June

19 20 17 18 31 18 8 22 22 11 22 34 15 24 46 30 32 29 32 28 23 27 45 27 16 15 49 26 19 14 19 25 12 22 29 18

16 thru 4/19

54 108 93 29 70 128 78 28 97 122 80 18 92 125 62 34 95 126 51 20 81 115 34 16 87 100 41 20 79 93 32 21

2.82 6.98 4.29 1 4.2 7.04 4.38 0.62 4.1 6.88 4.05 1.23 4.21 7.04 4.78 0.73 3.67 6.3 1.5 0.62 4.13 5.74 1.8 0.9 3.81 4.71 1.23 0.875 3.32 4.3 0.89 0.897

July

August

September

October

November December

The Colony continues to be a desirable purchase at the beach. There are buyers waiting for the right condo to come along. These are second home buyers who want to escape the summer heat. In March I closed three escrows in the Colony. I just listed a downstairs (Madeira)model with attached garage for $875,000 … and there is a townhome coming up. Finally, I want you to know that you may call me for any reason. And please let me know if a friend, family member or neighbor needs a caring, experienced real estate professional to help in buying or selling. I truly appreciate your friendship and referrals. Enjoy your issue!

Warmest regards, Florence Florence Gadbois, DRE 301040021 RE/MAX Gold Coast

.

Get Free money-saving home tips at my web site: BchRealEstate.com

Florenc e’ s …

Service For Life ! “Insider Tips For Healthy, Wealthy & Happy Living…”



If you’re thinking about selling your home soon, request my Free Consumer Guide, “7 Insider Tips To Net More Money Selling Your Own Home.” Call me right now at 805-701-8410 for details…

Why You Need Amino Acids

You’ve probably heard of amino acids and may even know that they’re good for you. But do you know how they help your body function? You might want to learn more, especially since there are some amino acids that are both critical to your overall health and well-being and impossible for the body to generate on its own. What Amino Acids Do There are 20 amino acids that fit into three categories — essential, nonessential, and conditional. Of those 20, there are nine that the body cannot produce on its own. These are the “essential” amino acids, which include lysine, histidine, and tryptophan. Amino acids are often called the “building blocks of proteins,” or even the “building blocks of life.” Without them, our bodies couldn’t break down the food we eat into usable energy. Some amino acids are key for athletes to have an added burst of energy when they need it. Others are crucial for the body to repair after an injury. And still others enable hair to grow. Without adequate amino acids, people can experience fatigue, weakness, depression, and digestive issues, among other things. How To Ensure You’re Getting Enough The nine “essential” amino acids, the ones our bodies can’t make, come from the foods we consume. The good news is that we have lots of options when it comes to foods that are rich in amino acids, though not everything on the list contains all nine. Foods that are protein-heavy have amino acids, too. There are some that contain all nine essential amino acids, including eggs , quinoa , poultry , beef , pork , fish , dairy products , and whole soy . There are more animal proteins that have all nine, but it’s possible to get all the amino acids your body needs without eating animal products. Legumes , whole grains , mushrooms , nuts , and seeds are all amino acid-rich. In some cases (such as promoting post-surgery healing), taking an essential amino acid supplement may be warranted. As always, it’s important to discuss changes in diet and vitamin intake with your doctor, as an excess of amino acids in your system can also be harmful to your health. Thinking Of Selling Your Home Soon? Don’t attempt to sell your home without my Free Consumer Guide, “ 6 Steps For Selling Your Home For Top Dollar .” My exclusive report will give you all the facts for a fast, top dollar sale. Get your free copy by calling me at… 805-701-8410

May 2022 Oxnard, California

Inside This Issue…

Are You Getting All 9 Essential Amino Acids In Your Diet? …Page 1

Heal Heartache The Healthy Way …Page 2

Scan And Organize Paperwork With Your Phone …Page 2

How To Save For A Home …Page 3

Answer This Trivia Question and You Could Win a $75 Gift Card for Lure Restaurant...Page 4 How Can I “Stage” My Home So It Sells Quickly For The Price I Want? …Page 4

Get Free money-saving home tips at my web site: BchRealEstate.com

How to Cope With A Break-Up Breaking up (as the song goes) is hard to do, whether you’re the one who’s leaving or the one being left. Whatever side you’re on, here are some tools to help you get through an incredibly challenging time without succumbing to potentially harmful coping mechanisms. 1. A Change Of Scenery: Try to avoid going places that only remind you of your former partner. Don’t constantly check their social media accounts (delete the apps from your phone if necessary). If you can swing it, removing yourself from your surroundings for a short time (like a camping trip or weekend at the beach) can be cathartic. 2. Express Yourself: Keep a journal to help process your emotions. Find a healthy outlet to let go of pent-up anger and frustration (such as a kick-boxing workout or a dance-til-you-drop marathon). 3. Call In Reinforcements: Visit your therapist for some expert help sorting through your feelings. Tell your nearest and dearest friends and family what’s going on and accept their offers of help. And be sure you thank your support network.

Word of the Month… Studies have shown your income and wealth are directly related to the size and depth of your vocabulary. Here is this month’s word, so you can impress your friends (and maybe even fatten your wallet!)…

altruistic (pronounced al-true-IS-tik) adjective

Meaning : having an unselfish concern for others

B browning. Freeze pieces flat on a tray then move to zip-top bags or freezing containers. Vegetables : Most need to be blanched (scalded in boiling water quickly) before freezing. Cool the veggies in an ice bath afterwards and pat them dry before freezing in zip-top bags or freezing containers. Herbs : These can be washed, dried, and frozen whole in zip-top bags, or you can freeze chopped herbs with olive oil in ice cube trays. You don’t even need to d efrost the cubes to use them in a recipe. Quotes To Live By… “When I use my strength in the service of my vision it makes no difference whether or not I am afraid.” – Audre Lorde, Poet “Great things are not done by impulse, but by a series of small things brought together.” – George Eliot, Writer “They always say time changes things, but you actually have to change them yourself.” – Andy Warhol, Artist • • Sample Sentence: She regularly prepares meals for the houseless people in her community and rarely talks about doing so — her motivations are so altruistic she doesn’t even seek praise for her actions. How To Freeze Fresh Foods Don’t let food go to waste! Freeze fresh produce for easy and delicious use later on. • Fruit : Cut into the size you’ll need when you eventually use it and toss with lemon juice to prevent

Above all, give yourself the grace to feel whatever you’re feeling, as well as time to mourn the loss. Any loss is difficult, and it’s ok to be sad (or mad).

Here’s A Free, Valuable Resource… Now You Can Search The Home Market, Get Helpful Community Information, AND Receive Important Resources For Saving Time And Money When Buying Or Selling At BchRealEstate.com

Scan Files With Your Phone Put technology to work for you in overcoming the dreaded mountain of paperwork! Did you know you can scan and organize important documents with your smartphone or tablet? With an iPhone , open the Notes app, select the camera button, and “Scan Documents . ” You can also open the Files app and choose “Scan Documents” from the three -dot menu. Then you can upload them directly to your iCloud account (you can also organize and tag them to make them easy to find). With Android phones , open the Google Drive app, select the “Add” option, and then “Scan.” The files are automatically saved to your Google Drive. There are dozens of other scan-capable apps you can download, both paid and free. Microsoft’s Lens app (free) has a setting to scan busine ss cards that pulls relevant contact information and adds it to your contacts. Adobe Scan (free) gives you the ability to not only scan documents as PDFs but also review, edit, and sign PDFs you receive. Apps like Expensify, QuickBooks, and Abukai let you scan receipts to cut down on the data entry you would otherwise need to do.

Get Free money-saving home tips at my web site: BchRealEstate.com

Save For A Home On Any Budget Owning a home may still be part of the traditional American dream, but saving up to buy a home sometimes feels impossible. There are ways, though, that you can save money for a down payment regardless of your income and budget. Here are some tips to get you started. • Work On Your Credit Score. With a lower credit score, you’re likely to pay a higher interest rate on a home loan. Having a higher credit score usually means a lower interest rate, so you’d be paying less overall for the same house. Your credit score can also impact the down payment that’s required. • Concentrate on Reducing Your Debts. Banks look at your debt-to- income ratio with any home loan application, and one of the best ways to improve your credit score is to pay down your debts. This doesn’t mean you must have zero debts, of course, it just means your debt-to-income ratio may determine how big your down payment will need to be. • Cut Expenses. Do a careful audit of your monthly expenses and make a list of what might be unnecessary , like a streaming service you don’t really watch very often or a subscription or membership you forgot you signed up for. Look into refinancing things like student or auto loans. Think about a less expensive rental home to put that extra money away, too. • Automate Savings. Set up automatic transfers to an investment or savings account every time you get a paycheck. Have tax refunds automatically deposited into your savings, not checking, account. As you work on building up your savings, remember that this doesn’t mean you have to deprive yourself of anything fun — that would just lead to resentment. Refocus the idea of treating yourself to your new budget. Instead of a fancy dinner out or an international trip, for instance, opt for a less expensive happy hour date or a weekend getaway. And, when you’re ready to get the ball rolling on buying that house, give me a call! I’m here to help with plenty of information for first -time home buyers.

Brain Teaser… There’s a word in every dictionary that’s sp elled incorrectly. What is it?

(See page 4 for the answer.)

1 Stately Souvenirs If you like bringing home something unique every time you travel, check out this list from Travel + Leisure (travelandleisure.com/style/shopping/lo cal-gifts-yelp) for suggestions on the most authentic souvenirs that represent each state, from Alabama pecans to Wyoming chokecherry jam. Websites to Learn About Art Looking to expand your cultural horizons? Here are a few sites to satisfy your artsy cravings. artsandculture.google.com There are virtual tours of art museums around the world, art-related online games, and more than 100,000 pieces of art cataloged on this user-friendly site and mobile app. smarthistory.org Run by the Center for Public Art History, Smarthistory is a collection of videos and articles from hundreds of art experts, and the topics cover all eras from the prehistoric until the present day. skillshare.com/browse/art You may have visited the Skillshare site for classes you needed for work, but there’s an incredible variety of art-related lessons, too, from keeping an old- fashioned sketchbook to using Procreate to make animation. Real Estate Question? Maybe you want to know how much your home is worth. Or maybe you just need a recommendation for a handyman, carpet cleaner or plumber… Either way, I love hearing from all of my good friends and clients. And I’m happy to help answer questions you might have about anything relating to real estate or home-ownership. If you have a question, tip or idea, call me at 805-701-8410 . I’m here to help!

Get Free money-saving home tips at my web site: BchRealEstate.com

Thanks For Thinking of Me! Did you know I can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping me in mind with your referrals…and spreading the word about my services.

“Who Else Wants To Win $75 Gift Card for Lure Restaurant ?”

Guess who won last month’s Trivia Question? I’m pleased to announce the lucky winner of last month’s quiz. And the winner is …drum roll please: Mary Freeman won last month ’ s drawing. What Victorian-era disease was common on ships, but could be prevented with oranges? a) rickets b) scurvy c) consumption d) gout The answer is b) scurvy. Scurvy is caused by a Vitamin C deficiency and can result in severe weakness and serious gum disease. Sailors brought oranges on long voyages to prevent it .

Brain Teaser Answer: Incorrectly!

The Keys To Clean We may all be more conscious about cleaning these days, but when was the last time you cleaned your keys? Luckily, it’s easy to do. Put your keys ( not including any keychains that should not get wet, OR your electronic car keys! ) into a bowl of warm water with some dish soap and use an old toothbrush to scrub out the stubborn gunk. Dry everything with a towel and then go over every surface with rubbing alcohol using a cotton ball (this helps keep surfaces from rusting). If your keys do get rusty, soak them in a bowl of a half-and-half mix of water and white vinegar for about 30 minutes. Use that old toothbrush to loosen stubborn rusty bits. THANK YOU for reading my Service For Life ! ® personal newsletter. I wanted to produce a newsletter that has great content and is fun and valuable to you. Your constructive feedback is always welcome. AND… whether you’re thinking of buying, selling or financing real estate, or just want to stop by and say “Hi,” I’d love to hear from you… Florence Gadbois DRE #01040021 RE/MAX Gold Coast 805-701-8410 florence@BchRealEstate.com BchRealEstate.com Disclaimer: The information contained in this letter is intended for informational purposes. It should not substitute as legal, accounting, investment, medical or other professional services advice. Always seek a competent professional for answers to your specific questions. This letter is not intended to solicit real estate properties currently for sale.

So, let’s move on to this month’s trivia question.

How many European countries have capital cities on the coastline with the Atlantic Ocean? a) zero b) one c) two d) three

Call Me At 805-701-8410 OR Email Me At florence@BchRealEstate.com And You Could Be One Of My Next Winners!

Real Estate Corner…

Q. How can I “stage” my home so it sells quickly for the price I want?

A. Make sure you address both the outside and the inside of the house by cleaning and de-cluttering everything, from the front yard to the garage to the kitchen, bathrooms, and basement. Put away your personal items so buyers can imagine themselves living there. One way to take years off your home is with paint. Check the home’s exterior paint job, and don’t forget the front door, mailbox, garage doors, and walkways. In the interior, remove the pictures from the walls (as well as old wallpaper) and paint the walls in a neutral color. Also, consider these tips if you want to sell your home fast for a good price: a) Hire professional cleaners to do the work; b) Get a home inspection before you put it on the market; and c) Make your landscaping look sharp. For a list of the specific steps you should take, ask for my Free Consumer Report called “4 Steps To Stage Your Home For A Fast Sale.” I’ll send a copy right to you.

Do you have a real estate question you want answered? Feel free to call me at 805-7018410. Perhaps I’ll feature your question in my next issue!

Get Free money-saving home tips at my web site: BchRealEstate.com

Florence’s…. Colony MarketWatch ™ Here’s Neighborhood Home Information For The Colony To Help You Evaluate The Value Of Your Investment. ” Homes Currently Active … Address Bdrms Baths Sq. Ft. Floor Plan

Asking Price

2003 San Tropez

2

2

1369

Madeira

$875,000 $875,000

Market Average

Properties Taking Back Up Offers … Address

Bdrms

Baths

Sq. Ft.

Floor Plan Vina del Mar

Asking Price

Cannes Square

3

3

2360

$1,245,000 $1,245,000

Market Average

Properties Pending …

Address

Bdrms

Baths

Sq. Ft.

Floor Plan

Asking Price

San Tropez

2 2

2 2

1368 1627

Madeira

$845,000

4681 San Sebastian

Capri

$895,000 $870,000

Market Average

Sold Propert ies… (03/01/21 Thru 04/18/22) Address List $ Sale $

Sq.Ft.

$/sq.ft

Floor Plan

Date Sold

2216 Martinique

$675,000 $659,888 $699,000

$400,000 $691,000 $705,000

1459 1217 1368

$274.16 $567.32 $515.35

Antigua

06/14/21 07/21/21

1933 Majorca

Martinique

2171 Martinique

Madeira

03/02/21

2105 Martinique

$725,000

$725,000

1368

$529.97

Madeira

09/17/21 02/17/22

2015 Majorca

$779,888 $700,000

$730,00 $734,000

1368 1368

$533.63 $536.16

Madeira Madeira

2345 Martinique

07/09/21

4482 Antigua

$739,000

$744,500

1217

$611.75

Martinique

09/22/21

1994 San Tropez

$749,000

$756,500

1217

$477.38

Martinique (Ambassador) 09/29/21

4480 Antigua

$749,000

$764,000

1550

$493.22

Antigua

03/10/21

1914 Majorca

$699,000

$765,000

1217

$628.59

Martinique

01/24/22 04/27/21 09/15/21 11/22/21 05/28/21 11/12/21 11/16/21 06/25/21 02/03/22 03/15/22 02/23/22 04/01/22 02/18/22 04/06/21 07/16/21 07/30/21 07/07/21 12/21/21 09/22/21 09/20/21

2370 Vina del Mar 2167 Martinique 2307 Martinique 2161 Martinique

$789,888 $779,888 $799,888 $799,888 $803,888 $820,888 $699,000 $839,000 $849,000 $849,888 $875,000

$780,000 $780,000 $780,000 $802,500 $805,000 $812,500 $814,000 $835,000 $849,000 $849,888 $850,000

1627 1522 1459 1459 1368 1549 1368 1368 1459 1459 1628

$479.41 $512.48 $534.61 $550.03 $588,.02 $524.53 $595.00 $610.30 $581.90 $582.51 $522.43 $484.23 $529.48 $496.43 $841.94 $804.08 $761.52 $561.33 $522.43 $533.34

Capri

Antigua Antigua Antigua Madeira Antigua

1937 Majorca 2007 Majorca

2043 San Sebastian

Madeira (Ambassador)

1913 Majorca

Madeira Antigua

2377 Martinique

2257 Martinique 2311 Martinique

Antigua

Capri

2287 Martinique

$850,000

$850,000

1628

Capri

4427 Antigua

$862,500

$867,750

1628

Capri

4687 San Sebastian 2101 Martinique 2110 Vina del Mar 1985 San Sebastian 4760 San Sebastian 2211 Vina del Mar Market Average

$869,888 $925,000

$875,000 $925,000

1807 1747

Capri Capri

$1,195,888 $1,150,000 2409 $1,299,000 $1,305,000 1550 $1,595,888 $1,420,000 1766 $2,050,000 $2,050,000 2692

Cannes

Antigua (Ambassador)

Capri (Ambassador)

Costa de Oro

$ 864,217 $ 861,234

RE/MAX represented buyer, seller or both . Properties as of April 19, 2022 and may not be listed by RE/MAX. Information herein has not been verified, is not guaranteed, and is subject to change

Florence’s… MarketWatch ™

“ Here’s Neighborhood Home Information For HarborWalk To Help You Evaluate The Value Of Your Investment. ”

Active Listings… Address

List $

Sq.Ft. Floor Plan

Harbor Blvd

$540,000 $540,000

781

Plan A

Market Average

Sold Properties (01/01/2021 – 04/18/2022 Address List $ Sale $

Sq.Ft. $/sq.ft

Floor Plan

Date Sold

2939 Harbor 3035 Harbor 2957 Harbor 3414 Sunset 3134 Sunset

$495,000 $490,000 $565,000 $589,500 $649,500

$525,000 $540,000 $572,000 $589,500 $620,000

925 781 925

$567.57 $691.42 $618.38 $519.38 $670.27

Plan C Plan A Plan C

03/24/21 09/29/21 03/25/22 04/01/21 02/25/22 07/30/21 04/06/21 07/21/21 08/18/21 10/14/21 07/09/21 08/06/21 07/16/21 08/30/21 02/25/22 08/25/21 04/16/21 12/17/21 03/11/22 11/01/21

1135

T-3

925

Plan C (end unit)

2947 Harbor

$650,000

$632,500

1198

$527.96

Plan D

4534 LaBrea

$639,900

$650,000

1135

$572.69

T-3

4514 LaBrea 3110 Sunset 2943 Harbor 2949 Harbor 3013 Harbor 4531 La Brea 3354 Sunset 3224 Sunset

$659,000 $690,000 $699,000 $769,000 $769,000 $800,000 $825,000 $865,000

$680,000 $689,900 $700,000 $755,000 $764,000 $800,000 $845,000 $865,000

1319

$515.54 $745.83 $584.31 $630.22 $677.30 $568.99 $542.01 $617.42

T-2

925

Plan C (end unit) Plan D (end unit)

1198 1198 1128 1406 1559 1401

Plan D Plan B

Villa Villa Villa

3364 Sunset

$899,000

$899,000

1485

$605.39

Villa

3241 Harbor

$925,000

$925,000

1517

$609.76

Villa (end unit)

4505 La Brea

$950,000

$960,000

1401

$685.22

Villa

3125 Harbor Blvd $999,000

$1,000,000

1489

$671.59

Villa

3264 Sunset

$900,000

$1,052,750

1485

$708.92

Villa (end unit)

Market Average $609.18 Bold: REMAX Represented Buyers, Sellers or Both $755,212 $748,970

The information referenced has been provided by the Ventura County MLS Corporation’s MLS as of April18, 2022. The listings and sales are not exclusive to RE/MAX Gold Coast Realtors and may have been represented by others. Display of the MLS data is deemed reliable, but not guaranteed by the MLS and prices are subject to change.

See HarborWalk floor plans at: HarborWalkCondos.com