June 2023

Florenc e’s…

Service For Life ! “Insider Tips For Healthy, Wealthy & Happy Living…”

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Say Goodbye To Medical Debt When you or someone on your family experiences a medical event, the last thing you want to do is worry about any debt incurred. According to the Kaiser Family Foundation Health Debt Survey published in June 2022, 41% of American adults have debt due to medical or dental care. Rather than expending energy on figuring out how to pay off that debt, that energy is better spent on recovery and looking ahead at your future. Here, we take a look at different ways to say goodbye to medical debt, regardless of your income. • Doublecheck The Charges: As soon as you receive a statement, double check the medical charges that are billed to you. Billing mistakes do happen, and you don’t want to end up paying more than what you actually owe. • Ask For A Discount: It may seem odd to ask for a discount from your medical provider, but it can’t hurt . If you can afford to pay off your debt in a lump sum, let your provider know the timeframe in which you can pay and they may offer a discount. • Seek Out Financial Assistance: A number of organizations offer financial assistance when it comes to paying medical bills. Start with Benefits.gov to find federal and state-sponsored medical assistance programs for which you may be eligible. Another organization to look into is The Assistance Fund, which can help with co-payments, prescriptions and insurance premiums. • Apply For A Medical Credit Card: If you’re confident you can pay off your medical debt in the near future, a medical credit card may be right for you. Medical credit cards are often interest-free for 6 to 12 months, but keep in mind that if you can’t pay in full during that timeframe, you may be hit with a deferred interest rate that can increase your debt quickly. • Find An Advocate: Medical bill advocates can negotiate on your behalf, for a fee. Just be sure that the money you save will more than cover the advocate’s fee; otherwise, it’s money wasted. Warning Before You Sell Your Home... Don’t put your home on the market without my Free Consumer Guide titled, “ How To Avoid 7 Costly Mistakes When Selling Your Home .” My exclusive report will give you all the facts for a fast, top dollar sale. Get your free copy by calling me at… 805-701-8410

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June 2023 Oxnard, California

Inside This Issue…

Dealing With Medical Debt … Page 1

Have You Considered Buying A Foreclosed Home? …Page 2

Detecting Skin Cancer Early …Page 3

Watch For These Amazon Scams …Page 3

Answer This Trivia Question And You Could Win $75 gift card for Lure Restaurant...Page 4

I’m Buying My First Home – What Mistakes Should I Avoid?...Page 4

Get Free money-saving home tips at my web site: BchRealEstate.com

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