June 2020

Florence's...

Service For Life !

Insider Tips for Healthy, Wealthy and Happy Living

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Florence Gadbois, Realtor CA BRE#01040021 (805) 701 - 8410 E - mail: Florence@BchRealEstate.com

Are Your Everyday Movements Hurting Your Body?

Our body moves in countless directions every single day, but those common actions can result in pain, discomfort, and long-term problems. In today’s Service For Life ! ® Free consumer newsletter, you’ll find fixes for common problematic movements. You’ll also find motivational tips for working from home, learn about surprising things you have to pay taxes on, and how to prep before painting kitchen cabinets – plus fun facts, a trivia challenge, and lots more. But first… Here are the Sales Statistics for the Beach/Marina Area , including Mandalay Shores, Hollywood Beach, Silverstrand Beach, Mandalay Bay, Seabridge, Westport, The Colony, HarborWalk, HarborsWest, C.I . Waterfront Homes and Harbour Island. Note: Inventory less than 6 months is considered a seller’s market; more than 6 months a buyer’s.

Closed Escrows

Active Listings

Inventory (months)

2016 2017 2018 2019 2020 17 21 21 14 23

2016 2017 2018 2019 2020 2016 2017 2018 2019 2020 62 75 70 67 80 2.7 4.02 2.13 4.49 4.14 63 84 53 91 92 3.03 3.95 2.59 3.37 4.68 70 84 63 69 89 3.69 3.9 2.51 4.5 4.68 80 88 60 87 90 3.58 4.72 2.42 5.46 4.9

January

February 14 18 12 15 11

March

18 34 28 14 17 17 18 19 20 17

April May June July

5 thru 5/18

23 20 31 18 21 44 22 11 24 22 15 24 22 30 32 29

74 107 54 108 93 3.8 4.99 2.82 6.98

83 112 70 128 102 102 97 122 112 103 92 125 106 95 95 126 107 96 81 115 93 61 87 100 83 63 79 93

4.73 4.19 4.2 7.04 5.27 4.26 4.1 6.88 5.11 3.82 4.21 7.04 5.18 3.83 3.67 6.3 4.52 2.4 4.13 5.74 4.06 2.45 3.81 4.71 3.64 2.54 3.32 4.3

August

September 26 29 23 27

October

24 28 16 15

November 19 23 19 14 December 22 11 12 22

We have had 5 closings in the Beach/Marina area since May 1 st . Two of those were my listings. 2345 Vina del Mar in The Colony sold for $940,000 and 3142 Sunset in HarborWalk sold for $580,000. Thinking of selling? Call me to see how we market your property today. Finally, I want you to know, that you may call me for any reason. And please let me know if a friend, family member or neighbor needs a caring, experienced real estate professional to help in buying or selling. I truly appreciate your friendship and referrals. Enjoy your issue!

Warmest regards, Florence Florence Gadbois CA DRE#01040021 RE/MAX Gold Coast

Get Free money-saving home tips at my web site: BchRealEstate.com

Florence’s…

Service For Life ! “Insider Tips For Healthy, Wealthy & Happy Living…”



Buying A Home Soon-for the first time? Get my Free Consumer Guide, “Top 10 First-Time Homebuyer Mistakes to Avoid.” Call me right now at 805-701- 8410 for details…

Avoid These Common Pain-Causing Moves

June 2020 Oxnard, California

Warning Before You Sell Your Home... Don’t put your home on the market without my Free Consumer Guide titled, “ How To Avoid 7 Costly Mistakes When Selling Your Home .” My exclusive report will give you all the facts for a fast, top dollar sale. Get your free copy by calling me at…805-701-8410 The Fix: Incorporate back-, shoulder-, and chest-strengthening exercises into your daily routine. Use a backpack that evenly distributes weight across the shoulders, back, and hips. If you must use a single-shoulder bag, carry less to lighten the load and alternate sides when carrying the bag. From the moment you get out of bed in the morning to turning off the light at night, your body moves in countless directions. Unfortunately, even some of the most basic movements you make can cause pain or leave lasting damage on the body. Move better, longer with these tips: The Movement: Sitting The Problem: Remaining sedentary for several hours over several years can lead to higher blood pressure, cardiovascular disease, and other chronic health conditions. The Fix: Create conditions that keep you from sitting. For example, use a standing desk, conduct meetings while walking instead of sitting, and avoid sitting when doing leisure activities like watching television (stand, or lie down). At the very least, stand up and stretch at least once every 30 minutes. The Movement: Moving heavy objects in high places The Problem: Lifting excess weight above your head — especially at an unusual angle — strains the shoulders, neck, and back. The Fix: Place any frequently used heavy objects on lower shelves for easy access. Use a step stool to reach any objects placed on high shelves. The Movement: Carrying bags on a single shoulder The Problem: Any time you place a heavy object like a grocery bag, purse, or backpack on a single shoulder, it causes a muscle imbalance that can injure the spine over time.

Inside This Issue…

Everyday Actions That Might Be Causing Pain…Page 1

Work-From-Home Motivation Tips…Page 2

Things You Didn’t Know Were Taxable…Page 3

How To Prep Your Kitchen Cabinets For Painting…Page 3

Answer This Trivia Question and You Could Win $75 Gift Card for Lure Restaurant...Page 4

Can I Use A Financial Gift As A Down Payment On A Home?...Page 4

Get Free money-saving home tips at my web site: BchRealEstate.com

Word of the Month… Studies have shown your income and wealth are directly related to the size and depth of your vocabulary. Here is this month’s word, so you can impress your friends (and maybe even fatten your wallet!)… Meaning: dislike or prejudice against people from or perceived to be from other countries Sample Sentence: The boy’s xenophobia kept him from going to social gatherings where there was a diverse range of people present. Super-Sized Dino The tyrannosaurs rex weighed more than 10,000 pounds and its legs were about 12 feet long. Cooking Oil To The Rescue This common condiment is helpful beyond the kitchen. Use it for:  Cleaning paint brushes used for oil paint.  Lubricating squeaky hinges.  Removing dried adhesives like price tags and glue from hard surfaces like wood and tile. For every 1 million people in India, there are 11 eye doctors. You can blink 5 times in 1 second. The most common eye color in the world is brown. The average eyelash grows for 5 months. Ommetaphobia is the fear of eyes. The smooth part of the forehead between the eyes is called the glabella.      Xenophobia (zee-nah-foe-bee-ah) noun  Polishing leather goods. Eye Didn’t Know That! 

Stay Motivated When Working From Home

Over the past several years, increased access to technology and an interest in more flexible work schedules has led more people to work from home. Approximately 5.2% of U.S. workers worked from home full time in 2017 — a number that increased 3.3% since 2000 — and that number will probably increase even more as statistics are calculated after recent developments where far more workers are working remotely. Despite the benefits, it’s possible to feel overwhelmed and unmotivated in a remote work environment, but you can set yourself up for success.  Establish a routine, including boundaries with co-workers. Be clear with your supervisor what hours you need to be “at work,” and make sure colleagues are aware of those working hours. Get up in the morning with a “go to work” mindset. Set up a workday routine (including breaks) and stick to it. Do not respond to work-related issues after hours.  Separate work and home life. Set up a workspace with the materials you need to do your job and spend your workday in that space. Let any family members know when you are working and insist that they avoid distracting you. At the end of the day, clean up your desk, shut off your computer, and step away from your at-home office.  Dress for success . You aren’t going to an office, but you should dress like you are. Putting on work-related clothes puts you in a work- related mindset.  Get moving — and stay social. Exercising and socializing with other people come naturally when you’re walking around a workplace setting, but they require extra attention and effort when working from home. Even if you have to socialize with some distance, both are critical for your health and wellbeing.

What Florence’s Clients are Saying:

Florence has been fantastic from day one. Amazingly she dealt with some very sticky situations and a complex sale. All of this was amplified by the Covid-19 virus, limiting viewing and our opportunity to sell. She gave us tremendous advice, and followed through all the way to the end, and has continued to stay in touch, recap and provide us with all the information we need. I will use her when I buy my next home and also when I sell.

Quotes To Live By… “A good laugh is sunshine in the house.”

–William Makepeace Thackery

“To plant a garden is to believe in tomorrow.”

Andrew Pfeffer Sold 2345 Vina del Mar May 2020

–Audrey Hepburn

“All generalizations are false, including this one.” –Mark Twain

Get Free money-saving home tips at my web site: BchRealEstate.com

Thank You! Thank You! Thank You!

Surprising Taxable Items Filing taxes can be a daunting task, especially since the IRS is keen to take advantage of any taxable opportunity available. Though the tax code changes every year (check IRS.gov for the latest updates), these are a few things people are surprised to learn are taxable.  Employer perks or bonuses. Cash bonuses added to your paycheck are automatically taxed, but sizeable gifts, including physical items and incentive travel, are subject to tax withholding and FICA taxes.  Home rental. Using a platform like Airbnb.com to rent your home out for more than 15 days is taxable. Depending on where the home is located, it might be subject to additional local and state taxes as well.  Unemployment income. If you collect unemployment, it is subject to taxes depending on the state in which you live. Minimize taxes by having them deducted when you receive unemployment payments.

Brain Teaser… If a farmer has five haystacks in one field and four haystacks in another, how many haystacks would he have if he combined them all in one field? (See page 4 for the answer.) What’s My Home Worth? If you want to know your home’s current value, I will gladly conduct a Maximum Value Home Audit . Request this “no charge” in-depth home value analysis by calling me at: 805-701-8410 Appleseed Surprise Johnny Appleseed, or John Chapman, spread apple trees throughout the western United States. But did you know the small, sour apples weren’t meant to be eaten? Most of those apples at the time were made into hard apple cider. Discard Old Paint Leftover paint should not be poured down drains or put in the trash. Where can you take paint for disposal instead?  Some local branches of Habitat for Humanity ReStore ( Habitat.org ) offer latex paint recycling. See if local community organizations like theatre troupes and scouting groups can use the paint for projects. PaintCare ( PaintCare.org ) and Earth911 ( Earth911.com ) list recycling facilities. Check your state and local environmental conservation departments for waste collection events. Web-Blocking Websites Sometimes you just need to block all those online distractions! www.GetColdTurkey.com – Block applications, the entire internet, or your whole computer so you can completely focus on the work at hand — without cheating! www.Freedom.to – Develop healthier, more intentional digital habits by blocking distracting websites and apps across many devices. www.RescueTime.com – A four-week training program that teaches you where your time goes and helps you reclaim it, plus other tools.   

FREE Consumer Help Is Just A Phone Call Away

DID YOU KNOW …

Unlike most real estate agents, I DON’T spend my time pestering people with phone calls or bothersome interruptions to find good clients. Instead, I dedicate 110% of my time and energies to providing such outstanding service, people naturally think of me when a friend or family member needs help buying or selling a home. THANKS for your referrals!

Learn valuable secrets for saving thousands and avoiding costly mistakes when buying, selling or refinancing a home. Best of all, it’s FREE. Ask about my “ Insider’s Free Resources ” by calling me at: 805-701-8410

Kitchen Cabinet Pre-Painting Tips Giving kitchen cabinets a fresh coat of paint can keep one of the most popular rooms in your house looking fresh. These are the prep steps to take before painting. 1. Give yourself adequate time. Prepping to paint kitchen cabinets takes almost as long as the painting itself. The whole process will likely take four to seven days. 2. Completely clear the space. Empty the drawers and cabinets. Remove or cover all appliances and counters. 3. Remove doors and drawers. Make it easy to put them back in 4. Remove hardware from the cabinets. This includes all hinges. 5. Clean the cabinets with grease remover. This is also a good time to clean all the hardware. 6. Sand the cabinets. Use a 150 or 200 grit sandpaper. Completely wipe all grit away before painting. 7. Add primer. This seals the cabinets and preps them for the painting process. Now- you’re ready to paint! their proper places by writing matching numbers on the insides/bottoms and their corresponding cabinet shells.

Get Free money-saving home tips at my web site: BchRealEstate.com

Thanks For Thinking of Me!

“Who Else Wants To Win $75 Gift Card from Lure Restaurant?” Guess who won last month’s Trivia Question? I’m pleased to announce the lucky winner of last month’s quiz. And the winner is…drum roll please: Leslie Druss of The Colony is the winner of this month’s drawing. What was the first television show to depict a married couple sleeping in one bed? a) The Brady Bunch b) The Flintstones c) Mary Kay and Johnny d) The Adventures of Ozzie and Harriet The answer is c) Mary Kay and Johnny. This show debuted in 1947 starring real-life couple Mary Kay and Johnny Stearns. It’s considered the first U.S. TV sitcom and ran for three years. So let’s move on to this month’s trivia question. Answer this month’s trivia correctly to enter the drawing. What Broadway rock opera is based on Puccini’s “La Bohème?” a) Tommy b) The Wall c) American Idiot d) Rent

Did you know I can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping me in mind with your referrals…and spreading the word about my services. Brain Teaser Answer: One. If all the haystacks are combined in one field, the farmer will have a single big haystack. Is It Friday Yet? “Today is Wednesday, which means tomorrow is pre-Friday, which means the next day is Friday. So, today is basically Friday.” (overheard, and agreed with!) Flying Fido Thinking about putting your pet on an airplane? Generally speaking, vets advise against doing this, but if your pet must fly, keep the following in mind:  Check airline regulations and book far in advance.  Consider using a pet transport service to manage logistics. Visit the vet to make sure your pet is healthy enough to fly.  THANK YOU for reading my Service For Life ! ® personal newsletter. I wanted to produce a newsletter that has great content and is fun and valuable to you. Your constructive feedback is always welcome. AND… whether you’re thinking of buying, selling or financing real estate, or just want to stop by and say “Hi,” I’d love to hear from you… Florence Gadbois CA DRE #01040021 RE/MAX Gold Coast 805-701-8410 Florence@Bchrealestate.com BchRealEstate.com Disclaimer: The information contained in this letter is intended for informational purposes. It should not substitute as legal, accounting, investment, medical or other professional services advice. Always seek a competent professional for answers to your specific questions. This letter is not intended to solicit real estate properties currently for sale.  Avoid drugging your pet. Make sure your pet has a microchip. 

Call Me At 805-701-8410 OR Email Me At Florence@BchRealEstate.com And You Could Be One Of My Next Winners!

Real Estate Corner…

Q. Can I use a financial gift from a friend or relative as a down payment on buying a home?

A. Yes. In fact, one out of four first-time homebuyers uses a gift to make the down payment.

Tax law allows gifts of up to $15,000 a year in 2020 without tax consequences to the giver or recipient. (The amount is adjusted annually so search IRS.gov for “gift tax” for the current figure.) You could get a gift from two parents or two friends (for $30,000) without paying a gift tax. Using a gift for a down payment helps you buy a home even if it’s not Federal Housing Administration (FHA)-approved. The best advice is to contact a knowledgeable REALTOR ® and discuss this subject before you start looking for homes. For more information, ask for my Free Consumer Report called “4 Quick Ways To Buy A Home With Little Down.” I’ll send a copy right to you. Do you have a question you want answered? Feel free to call me at 805-701-8410. Perhaps I’ll feature your question in my next issue!

Get Free money-saving home tips at my web site: BchRealEstate.com

Florence’s….

MarketWatch ™ “ Here’s Neighborhood Home Information For The Colony To Help You Evaluate The Value Of Your Investment. ”

Homes Currently Active …

Address

Bdrms

Baths

Sq. Ft.

Floor Plan

Asking Price

2206 Martinique

2

2

1368

Madeira (upper level)

$595,000 $619,888 $679,888 $939,000 $1,100,888 $786,932

San Tropez

2 2 2 3

2 2 2 3

1369 1217 1368 2360

Madeira (Ambassador) Martinique (Ambassador) Madeira (Ambassador)

San Sebastian

4742 San Sebastian

Vina del Mar

Vina del Mar

Market Average

Homes Currently Active Taking Back Up Offers … Address Bdrms

Baths

Sq. Ft.

Floor Plan

Asking Price

2365 Martinique Market Average

2

2

1368

Madeira

$545,000 $545,000

Sold Properties… (02/01/19 Thru 05/18/20) Address List $ Sale $

Sq.Ft. $/sq.ft

Floor Plan

Date Sold

2382 Vina del Mar

$499,000

$504,000

1113

$452.83 Martinique (Phase I)

10/31/19 02/05/20 01/03/20 03/02/20 08/06/19

2067 San Sebastian

$579,888 $535,888 $539,888 $569,888 $539,000 $539,000 $587,900 $589,000 $579,000 $605,000 $599,888 $665,000 $669,888 $678,000 $729,000 $835,000 $999,000 $989,000 $959,000 $1,125,888 $1,175,888 $1,299,000 $539,000

$515,000 $518,000 $525,000 $525,000 $525,000 $535,000 $570,000 $575,000 $579,000 $580,000 $590,000 $625,000 $659,000 $670,000 $709,000 $812,500 $939,000 $940,000 $949,000 $535,000

1218 1217 1217 1549 1368 1113 1368 1368 1450 1627 1368 1627 1549 1780 1550 1550 2360 2692 2360 1113

$422.82 Martinique (Ambassador

2055 Majorca 4405 Antigua 4431 Antigua

$425.64 Martinique $431.39 Martinique $338.93 Antigua $383.77 Madeira

2103 Martinique

01/28/20

2223 Martinique

$480.68 Martinique (Phase I)

02/28/19

2305 Martinique 4413 Antigua 4463 Antigua 4446 Antigua 2031 Majorca 2204 Martinique 2361 Martinique 2021 Majorca 4711 San Sebastian 4674 San Sebastian 2222 Cannes Square 2345 Vina del Mar 2353 Vina del Mar 2123 Vina del Mar 2127 Vina del Mar 2315 Vina del Mar 4421 Antigua

$480.68 Martinique (Phase I)

05/15/19 04/13/20 07/08/19 05/17/19 05/03/19 01/03/20 10/29/19 04/03/20 11/20/19 04/15/19 12/11/19 05/10/19 05/06/20 08/26/19 01/03/20 11/06/19

$416.67 Madeira

420.32

Madeira

$373.79 Antigua $356.48 Capri $431.29 Madeira $384.14 Capri $425.44 Antigua

$376.40 Capri

$457.42 Antigua (Ambassador) $524.19 Antigua (Ambassador)

$397.88 Vina del Mar $349.18 Costa de Oro $402.12 Vina del Mar $444.92 Vina del Mar

$1,050,000 2360 $1,100,000 2149 $1,300,000 2139

$511.87 Cannes

$607.76 San Tropez

06/07/19

$728,828

$702,354

$422,01

Market Average

RE/MAX represented buyer, seller or both .

Properties as of May 18, 2020 and may not be listed by RE/MAX. Information herein has not been verified, is not guaranteed, and is subject to change

Florence’s

MarketWatch ™ “ Here’s Neighborhood Home Information For HarborWalk To Help You Evaluate The Value Of Your Investment. ”

Active Properties… None

Properties Active Under Contract … Address Bdrms

Baths

Sq. Ft.

Floor Plan

Asking Price

3034 Sunset

3

2

1198

Plan D

$649,900 649,900

Market Average

Sold Properties (01/01/19 Thru 05/18/20) Address List $ Sale $

Sq.Ft. $/sq.ft

Floor Plan

Date Sold

3132 Sunset 3043 Harbor 3130 Sunset 3111 Harbor 3061 Harbor 3304 Sunset 2949 Harbor 3634 Sunset 3142 Sunset 3450 Sunset 3444 Sunset 3136 Sunset 3135 Harbor 3131 Harbor 3340 Sunset 3201 Harbor 3380 Sunset

$415,000 $425,000 $479,000 $499,000 $525,000 $549,900 $575,000 $595,000 $599,000 $610,000 $639,000 $627,000 $729,000 $699,000 $729,000 $779,000 $795,000 $604,053

$405,000 $445,000 $440,000 $489,000 $495,000 $549,000 $560,000 $565,000 $580,000 $595,000 $611,000 $615,000 $700,000 $701,000 $729,000 $779,000 $785,000 $591,235

925

$437.84 $394.50 $484.32 $433.51 $438.83 $372.20 $467.45 $428.35 $448.22 $451.10 $414.52 $513.36 $499.29 $466.71 $490.91 $524.57 $532.20 $454.58

Plan C Plan B Plan C Plan B Plan B

12/13/19 07/03/19 09/30/19 12/05/19 07/11/19 05/22/19 12/13/19 07/26/19 05/13/20 09/27/19 09/09/19 08/26/19 03/25/19 07/18/19 02/28/20 08/12/19 07/08/19

1128

925

1128 1128 1475 1198 1319 1294 1319 1474 1198 1402 1501 1485 1485 1485

Villa

Plan D

T-2

Plan D

T-2

Villa

Plan D

Villa (end unit)

Villa

Villa (end unit)

Villa Villa

Market Average

Bold: REMAX Represented Buyers, Sellers or Both

The information referenced has been provided by the Ventura County MLS Corporation’s MLS as of May 18, 2020. The listings and sales are not exclusive to RE/MAX Gold Coast Realtors and may have been represented by others. Display of the MLS data is deemed reliable, but not guaranteed by the MLS and prices are subject to change.

To See HarborWalk floor plans go to my HarborWalk web site: http://HarborWalkCondos.com

Florence’s

MarketWatch ™ “ Here’s Neighborhood Home Information For Harbour Island To Help You Evaluate The Value Of Your Investment. ”

Homes Currently Active … Address

Bdrms

Baths

Sq. Ft.

Floor Plan

Asking Price

Harbour Island Emerald Isle Emerald Isle

2 3 3

2 2 4

2164 2164 4016

Plan B (Balboa) Plan B (Balboa) Plan D (Del Mar)

$879,000 $935,000 $1,825,000

$1,213,000

Market Average

Homes Accepting Back Up Offers … Address Bdrms Baths

Sq. Ft.

Floor Plan

Asking Price

Harbour Island Harbour Island

2 2

2 2

1937 1937

Plan A (Avalon) Plan A (Avalon)

$885,000 $899,000

$892,000

Market Average

Sold Properties (01/01/19 Thru 05/30/2020) Address List $ Sale $

Sq.Ft. $/sq.ft

Floor Plan

Date Sold 03/26/2020 03/11/2020 01/13/2020 04/25/2019 09/09/2019

1747 Emerald Isle 1737 Emerald Isle 1748 Emerald Isle

$779,000 $865,000 $850,000 $899,000

$720,000 $810,000 $850,000 $880,000

1937 2164 2164 2164

$371.71 $399.72 $392.79 $406.65 $506.95 $373.32

Plan A (Avalon) Plan B (Balboa) Plan B (Balboa) Plan B (Balboa) Plan C (Carmel)

1717 Pearl

1953 Emerald Isle

$1,369,000 $1,350,000 2663

4254 Harbour Island $1,800,000 $1,500,000 4018

Plan D (Del Mar) 08/29/2019

Market Average $410.80 Bold: REMAX Represented Buyers, Sellers or Both $1,156,600 $1,078,000

The information referenced has been provided by the Ventura County MLS Corporation’s MLS as of May. 30, 2020. The listings and sales are not exclusive to RE/MAX Gold Coast Realtors and may have been represented by others. Display of the MLS data is deemed reliable, but not guaranteed by the MLS and prices are subject to change.

To see Harbour Island Floor Plans go to my Harbour Island web site:

Http:// HarbourIslandCondos.com

Based on average square foot of sold price for the previous 12 months

Colony Market Trend

500

450

400

350

300

250

200

150

100

50

0

January

February

March

April

May

June

July

August

Sept

Oct

Nov

Dec

2018

2019

2020

HarborWalk Market Trend

465

462.01

462.01

461.07

461.07

461.07

460

458.34

458.34

458.34

458.34

458.34

458.33

457.68

457.08

455.66

455

455.01

455.01

454.73

454.67

454.13

454.13

453.35

452.44

452.44

452.44

451.11

450.84

450

445

440

437.36

437.36

435

430

425

Jan

Feb

Mar

Apr

May

June

July

Aug

Sep

Oct

Nov

Dec

2018

2019

2020