January 2023

Florence's...

Service For Life !

Insider Tips for Healthy, Wealthy and Happy Living

If you're not already a subscriber to my free e–newsletter e - mail me at Florence@bchrealestate.com to sign up

Florence Gadbois, Realtor CA DRE#01040021 (805) 701 - 8410 E - mail: Florence@BchRealEstate.com

What Exercises Can You Do To Live Longer

We all know that exercise is good for our health, but we don’t always know how much and what kind of activity will help us increase longevity. In today’s Service For Life ! ® Free consumer newsletter, you’ll learn about the kinds of exercises experts say are particularly beneficial when it comes to longer lifespans. You’ll also learn about when to hire a money coach, what to know when you’re shopping around for pet health insurance, and tips for making the most of your “me time” – plus fun facts, a trivia challenge, and lots more. Here are the sales statistics for the beach/marina area, which includes : Mandalay shores, Hollywood Beach, Silverstrand Beach, Mandalay Bay, Seabridge, Westport, Port Marluna, The Colony, HarborWalk, HarborWest, CI Waterfront Homes, Harbour Island.

Closed Escrows

Active Listings

Listing Inventory (months)

2018 2019 2020 2021 2022 21 14 23 20 13 12 15 11 13 13 28 14 17 20 27 19 20 17 18 23 31 18 8 22 20 22 11 22 34 26 15 24 46 30 17 32 29 32 28 19 23 27 45 27 14 16 15 49 26 16 19 14 19 25 7

2018 2019 2020 2021 2022 2018 2019 2020 2021 2022 70 67 80 22 21 2.13 4.49 4.14 1.19 0.92 53 91 92 23 21 2.59 3.37 4.68 1.55 0.525 63 69 89 17 12 2.51 4.5 4.68 0.53 0.92 60 87 90 14 22 2.42 5.46 4.9 0.86 0.88 54 108 93 29 21 2.82 6.98 4.29 1 1.27 70 128 78 28 30 4.2 7.04 4.38 0.62 1.86 97 122 80 18 47 4.1 6.88 4.05 1.23 1.69 92 125 62 34 37 4.21 7.04 4.78 0.73 1.65 95 126 51 20 35 3.67 6.3 1.5 0.62 1.85 81 115 34 16 37 4.13 5.74 1.8 0.9 2.03 87 100 41 20 39 3.81 4.71 1.23 0.875 2.19 79 93 32 21 33 3.32 4.3 0.89 0.897

January February

March

April May June

July

August

September

October

November December

12 22 29 18

10 thru 12/21

I have buyers looking for an ocean view condo or townhome (It’s about the view!) as well as buyers for an upper level condo . Thinking of selling? Let’s talk!

Finally, I want you to know, that you may call me for any reason. And please let me know if a friend, family member or neighbor needs a caring, experienced real estate professional to help in buying or selling.

I truly appreciate your friendship and referrals. Enjoy your issue and Happy New Year!

Warmest regards,

Florence Florence Gadbois DRE#01040021 RE/MAX Gold Coast BchRealEstate.com florence@BchRealEstate.com

Get Free money-saving home tips at my web site: BchRealEstate .com

Florence’s…

Service For Life ! “Insider Tips For Healthy, Wealthy & Happy Living…” Exercises For Longer Life It’s common wisdom that regular exercise is good for our health, but what constitutes “regular?” And what kind of exercise is most beneficial? Experts often recommend at least 150 minutes of moderately intense activity each week, which they also say is best broken up into shorter sessions you can do daily. Exercising for just 20 minutes per day can help improve your physical and mental health as well as help you live longer. Recent studies, however, indicate that longevity is even more closely linked to higher-intensity workouts and between 150 – 270 minutes per week, which translates to 20 – 40 minutes per day. There is also evidence that team sports are even better than solo activities. But it’s crucial to not turn potential roadblocks into a reason not to exercise at all —even if you don’t have a gym membership or you don’t l ike team sports, there are plenty of ways to work out at home that you’ll enjoy enough to keep up with. Here are a few ideas to get your body moving daily: • Walk: A ten-minute brisk walk is a great way to increase your heart rate, and it’s short enough that you’ll probably be able to squeeze in a walk on most days. • Try a HIIT routine: High-intensity interval training (HIIT) sessions are designed to be short (typically under 20 minutes) and, as the name suggests, intense. They’re an efficient way to get your heart rate up quickly while building strength and flexibility. • Use a standing desk: Shift from sitting to standing throughout the workday with an adjustable desk and, for an added bonus, put a small treadmill under the desk so you can walk while you work. It’s important to remember that doing something is always better than doing nothing , so even if you aren’t up for a 20 -minute HIIT routine every day that doesn’t mean you should throw in the towel. There’s ample evidence that even a little bit of exercising on a regular basis can increase longevity. And if you don’t have one already, consider getting a steps tracker. You might be surprised how much activity you do already, like mowing the lawn, vacuuming the house, shopping for groceries, and walking from meeting to meeting. Seeing the numbers go up is a great motivator.



January 2023 Oxnard, California

Inside This Issue…

Exercising For Longevity …Page 1

When To Hire A Money Coach …Page 2

3 Things To Know About Pet Health Insurance …Page 2

How To Love Being In Your Own Company …Page 3

Answer This Trivia Question and You Could Win $75 gift card for Lure Restaurant...Page 4 What Key Steps Should I Take To Make My Home Show Like A Model? …Page 4

Warning Before You Sell Your Home... Don’t put your home on the market without my Free Consumer Guide titled, “ How To Avoid 7 Costly Mistakes When Selling Your Home .” My exclusive report will give you all the facts for a fast, top dollar sale. Get your free copy by calling me at… 805-701-8410

Get Free money-saving home tips at my web site: BchRealEstate .com

Do You Need A Money Coach? When it comes to money, most people can benefit greatly from a little bit of guidance. You probably know what a financial advisor or financial planner does. But there’s another professional you may want to add to your finance team: a money coach. Whereas financial advisors help clients manage and invest their money wisely, money coaches look at a client’s overall financial situation and help set financial goals — like creating a family budget, figuring out a debt payment schedule, or building a nest egg. Unlike financial advisors, financial coaches don’t need any official certification — many are social media influencers. Still, they can be helpful for people who want to have a better understanding of personal finance but don’t necessarily learn best by reading. Money coaches can turn the theoretical into practical advice focused on your specific situation. A money coach may be a good option for you if: • Thinking about money overwhelms you or gives you anxiety. • You’re going through a finance -changing life event. • You’re worried you won’t achieve goals (like buying a house) .

Word of the Month… Studies have shown your income and wealth are directly related to the size and depth of your vocabulary. Here is this month’s word, so you can impress your friends (and maybe even fatten your wallet!)…

inception (pronounced in-SEP-shun) noun

Meaning: beginning, start

Sample Sentence: Anna has worn many hats since the company’s inception, but that’s common for startup founders.

Have A Laugh … What does a house wear? A-ddress!

Kitchen Multitaskers TV chef Alton Brown claims the only uni-tasker in his kitchen is the fire extinguisher. Here are a few kitchen tools you may already have that can be used for other things. • When you have rounded metal measuring spoons, you don’t need a melon baller. • A baker’s bench scraper makes short work of cutting brownies evenly. Mason jars, or even clean jam and mayo jars, are ideal for shaking up homemade salad dressing. •

Would You Like To Know How Much Your Neighbor’s Home Listed Or Sold For?

Maybe you’re just curious. Or maybe you want to know how much your home is worth. Either way, I can help…with no “sales pitches” or run arounds. Call me at 805-701-8410 and I’ll give you all the facts.

Choosing Pet Insurance

As the cost of healthcare for pets continues to go up, having pet insurance might seem more necessity than luxury. Choosing the right pet insurance can be tricky, though, given the usual insurance fine print. Here are three of the main things to keep in mind when shopping around: • Pet insurance typically does not cover preventative medicine. It’s designed to help offset the costs of treating a serious injury and/or illness, not your pet’s annual wellness exams. Some plans do cover r outine care, but they’re more expensive. • Pet insurance does not cover pre-existing conditions. You can still get insurance for a pet with a pre-existing condition, it will just be stipulated in your policy that it isn’t covered. Insurance companies get records from your vet to check on this. • Pet insurance is a reimbursement system. You’ll need to pay the full veterinary bill at the time of service and get reimbursed from the insurance company based on your plan. Ask your vet’s office for insurance recommendations. They don’t work directly with pet insurance providers, but they’ve no doubt heard positive (and negative) reviews from other customers about different providers.

•

A spring-loaded ice cream scoop makes evenly portioned cookie dough or meatballs easy.

B

Quotes To Live By… “Beginnings are always messy.”

– John Galsworthy, Author

“If you think it’s expensive to hire a professional to do the job, wait until you hire an amateur.” – Red Adair, Oil Well Firefighter “Forgiveness is the fragrance that the violet sheds on the heel that has crushed it.” – Mark Twain, Author

Get Free money-saving home tips at my web site: BchRealEstate .com

How To Enjoy Your Own Company

Brain Teaser…

What can circle the globe while remaining stuck in the corner? (See page 4 for the answer.)

Although the idea of “me time” has become more popular, there are people who equate being alone with loneliness — and no one wants that. Solitude can seem hard to find if you live in a busy city or a crowded house, but intentionally carving out time for yourself can have positive mental and physical health benefits. If, that is, you embrace being alone. Experts say that if being alone is your choice, you’re much more likely t o enjoy the solitude and less likely to succumb to loneliness. But this doesn’t mean you have to become a hermit to be happy alone. It means you’re able to find happiness in solo pursuits of your choosing — exercising, birdwatching, creating art, or even working. If you struggle to do something you love when you’re alone, you may want to try an activity that boosts endorphin levels. After all, if you’re getting a happiness high from the activity, you’re more apt to do it again. Physical activity like garde ning or beachcombing can work here (you don’t have to go to the gym to be physical), but you can also do volunteer work. Studies show volunteering makes people feel more fulfilled, and solo volunteer work may even be something you can do from home — think preparing meals for houseless people or making hats for preemie babies. The Japanese practice of “forest bathing” is a poetic term for something research has shown time and again: Spending time in nature is very good for us. Taking a solo hike in the woods is great, but movement isn’t necessary. You could knit in the park on your lunch break or watch flickers dig for ants in the backyard. It can also be a meditative experience, immersing yourself in the natural environment to allow you to take it in with all of your senses. Treat yourself to something special that you usually need company to justify, like dinner at a fancy restaurant or a ticket to the opera. And this doesn’t need to be expensive or even outside the home. You could cook a favorite meal, for instance, served on your good dishes . You don’t have to skimp on things you’d enjoy just because you’re flying solo.

1 Snip It! Before you light a candle, you should always trim the wick to about ¼-inch — even if the candle is brand-new. The longer the wick, the taller the flame, which can make the candle burn unevenly and create more soot. Real Estate Question? Maybe you want to know how much your home is worth. Or maybe you just need a recommendation for a handyman, carpet cleaner or plumber… Either way, I love hearing from all of my good friends and clients. And I’m happy to help answer questions you might have about anything relating to real estate or home-ownership. If you have a question, tip or idea, call me at 805-701-8410 . I’m here to help! Discount Outdoor Gear Websites Outdoor adventure and camping gear can be expensive, but there are ways to find big discounts on top brands. And while bargain-hunting is satisfying, you don’t want to skimp on quality when it comes to outdoor gear. With these online sources, you don’t have to. REI Outlet (rei.com/rei-garage): If you love REI but can’t always justify the prices, check out the REI Outlet. There’s an REI Used site , too, (rei.com/used) for even bigger markdowns on gently used gear and clothing. Steep and Cheap (steepandcheap.com/): Steep and Cheap is the outlet shop for another favorite outdoor gear shop, Backcountry. Prices are discounted up to 80%. CampSaver (campsaver.com/): The regular prices on CampSaver are already good, for the most part, but they also offer an extensive “Deals” section that has new stuff added regularly.

Get Free money-saving home tips at my web site: BchRealEstate .com

Thanks For Thinking of Me! Did you know I can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping me in mind with your referrals…and spreading the word about my services.

“Who Else Wants To Win $75 Gift Card for Lure Restaurant ?”

Guess who won last month’s Trivia Question? I’m pleased to announce the lucky winner of last month’s quiz. And the winner is …drum roll please: Tom Veal of Oxnard.

Brain Teaser Answer: A postage stamp!

What does a male penguin gift to a female penguin to win her over? a) Ice cube b) Feather c) Fish d) Pebble

First Aid For Fido Just because your dog doesn’t have daredevil adventures doesn’t mean s /he can’t get hurt or sick. Here are a few things to have in your first aid kit for your pup, just for use until you can consult a veterinarian.

The answer is d) pebble. When it comes to courting, a male penguin will select the smoothest of his pebble collection to present to the female with whom he would like to mate. If she approves, she will accept the pebble.

So let’s move on to this month’s trivia question.

What modern technological term has etymological roots in a historic Viking leader? a) blockchain b) serif c) leading d) bluetooth

• • • • •

Non-stick bandages

Gauze

Antibiotic spray

Digital “fever” thermometer

Call Me At 805-701-8410 OR Email Me At florence@BchRealEstate.com And You Could Be One Of My Next Winners!

Tweezers

Remember This! Meditation has plenty of health benefits, including reducing blood pressure and anxiety, but did you know it can also improve your memory? It’s true, according to multiple studies by scientists at Harvard Medical School. THANK YOU for reading my Service For Life ! ® personal newsletter. I wanted to produce a newsletter that has great content and is fun and valuable to you. Your constructive feedback is always welcome. AND… whether you’re thinking of buying, selling or financing real estate, or just want to stop by and say “Hi,” I’d love to hear from you… Florence Gadbois DRE #01040021 RE/MAX Gold Coast 805-701-8410 florence@BchRealEstate.com BchRealEstate.com Disclaimer: The information contained in this letter is intended for informational purposes. It should not substitute as legal, accounting, investment, medical or other professional services advice. Always seek a competent professional for answers to your specific questions. This letter is not intended to solicit real estate properties currently for sale.

Real Estate Corner…

Q. What key steps should I take to make my home show like a model?

A. Look at your home through a potential buyer’s eyes. Here are three essential steps:

• Clean and repair. Your buyer’s first impression is from the street. Clean up the yard, the landscaping and check your exterior paint job. On the inside, shampoo the carpets, scrub the floors and clear off all the counters. Remove old wallpaper and paint the walls a neutral color. Fix things that need fixing, like squeaky doors, broken tiles etc. • De-Clutter. Get rid of all that “stuff” you’ve acc umulated in the garage, the backyard and the basement. And don’t forget the closets! • “Stage” it to look like a model home. Put away your personal items and remove large pieces of furniture. Ask your REALTOR ® for ways to “dress up” your home (candles, n ew linens etc.) to maximize your selling potential.

For more tips, ask for my Free Consumer Report called “Make Your Home Show Like A Model Without Breaking the Bank.” I’ll get a copy to you.

Do you have a question you want answered related to real estate or home ownership? Feel free to call me at 805-701-8410. Perhaps I’ll feature your question in my next issue!

Get Free money-saving home tips at my web site: BchRealEstate .com

Florence’s…. Colony MarketWatch ™ Here’s Neighborhood Home Information For The Colony To Help You Evaluate The Value Of Your Investment. ” Homes Currently Active … Address Bdrms Baths Sq. Ft. Floor Plan

Asking Price

Martinique

2

2

1113

Martinique

$715,000 $715,000

Market Average

Properties Pending with Contingencies … Address

Bdrms

Baths

Sq. Ft.

Floor Plan Martinique

Asking Price

Majorca

2 2

2 2

1217 1627

$729,888

2200 Martinique

Capri

$769,000 $949,888

1931 Majorca

2

2

1550

Antigua

$816,258.67

Market Average

Sold Propert ies… (10/01/21 Thru 12/29/22) Address List $ Sale $

Sq.Ft.

$/sq.ft

Floor Plan

Date Sold

2143 Martinique

$730,000

$720,000

1113

$646.90

Martinique (Phase I)

12/12/22 02/17/22 10/21/22

2015 Majorca

$779,888 $739,000 $780,000

$730,000 $739,888 $750,000

1368 1113 1114

$533.63 $664.77 $673.25

Madeira

2355 Martinique 2125 Martinique

Martinique (Phase I) Martinique (Phase I)

08/23/22

1914 Majorca

$699,000

$765,000

1217

$628.59

Martinique

01/24/22 11/22/21 08/03/22 06/17/22 11/12/21 09/02/22 06/24/22 11/16/21 08/31/22 02/03/22 05/25/22 03/15/22 02/23/22

2307 Martinique 2305 Martinique 2327 Martinique

$799,888 $799,000 $795,000 $803,888 $815,000 $819,888 $820,888 $849,888 $839,000 $845,000 $849,000 $849,888 $862,500

$780,000 $790,000 $795,000 $805,000 $807,000 $805,000 $812,500 $820,000 $835,000 $836,000 $849,000 $849,888 $867,750

1459 1113 1368 1368 1368 1368 1549 1627 1368 1368 1459 1459 1628

$534.61 $709.79 $580.72 $589.48 $661.46 $524.53 $504.00 $610.30 $611.11 $581.90 $582.51 $533.34

Antigua

Martinique (Phase I)

Madeira

1937 Majorca 4481 Antigua 2005 Majorca 2007 Majorca 2017 Majorca 1913 Majorca

$588,.02 Madeira

Madeira Madeira Antigua Madeira Madeira Antigua Capri

1990 San Tropez 2377 Martinique 2257 Martinique 4427 Antigua

Antigua

Capri

04/01/22

2175 Martinique

$875,000

$875,000

1114

$785.46

Martinique (Phase I)

12/02/22 02/18/22

4687 San Sebastian

$869,888

$875,000 $891,800

1807 1627

$484.23 $548.13

Capri Capri

4681 San Sebastian $895,000

04/27/22

2121 Martinique

$899,000

$899,000

1368

$656.68

Madeira

03/23/22 05/10/22

1910 Majorca

$899,000

$907,000 $940,000

1557 1217

$585.54 $771.76

Antigua

4726 San Sebastian $940,000

Martinique (Ambassador) 10/06/22

2003 San Tropez

$875,000

$955,000

1369

$697.55

Madeira (Ambassador)

05/04/22 10/21/22 08/30/22 04/26/22 08/11/22 07/20/22 12/21/21

1954 San Tropez 2214 Cannes Sq

$987,000 $1,200,000 $1,245,000 $1,989,888

$1,002,000 1628 $1,240,000 2059 $1,245,000 2360 $1,900,000 2360 $1,900,000 2139

$615.48 $602.23 $527.54 $805,08 $888.27 $761.52 $636.23

Capri (Ambassador)

San Tropez

2244 Cannes

Vina del Mar Vina del Mar San Tropez

2303 Vina del Mar

2315 Vina del Mar $1,999,000

2211 Vina del Mar Market Average

$2,050,000 $ 935,383

$2,050,000 2692

Costa de Oro

$ 933,144

RE/MAX represented buyer, seller or both . Properties as of Dec. 29, 2022 and may not be listed by RE/MAX. Information herein has not been verified, is not guaranteed, and is subject to change

To see Colony Floor Plans: TheColonyatMandalay.com

Florence’s… MarketWatch ™

“ Here’s Neighborhood Home Information For HarborWalk To Help You Evaluate The Value Of Your Investment. ”

Active Listings… Address

List $

Sq.Ft. Floor Plan

Harbor Blvd Harbor blvd

$525,000 $725,000 $625,000

781 925

Plan A Plan C

Market Average

Sold Properties (01/01/2022 – 12/30/2022 Address List $ Sale $

Sq.Ft. $/sq.ft

Floor Plan

Date Sold

2957 Harbor 3046 Sunset 3134 Sunset 4534 LaBrea 3204 Sunset 2943 Harbor 3540 Sunset 3224 Sunset

$565,000 $595,000 $649,500 $699,000 $850,000 $797,000 $900,000 $865,000

$572,000 $595,000 $620,000 $725,000 $810000 $817,000 $850,000 $865,000

925 925 925

$618.38 $643.24 $670.27 $638.77 $606.71 $681.96 $576.66 $617.42

Plan C Plan C

03/25/22 10/07/22 02/25/22 08/08/22 10/12/22 03/30/22 06/14/22 02/25/22 08/25/22

Plan C (end unit)

1135 1401 1198 1474 1401

T-3

Villa

Plan D (end unit)

T-2

Villa

3131 Harbor

$975,000

$925,000

1502

$615.85

Villa

3145 Harbor

$999,997

$999,997

1489

$671.14

Villa

06/09/22

3125 Harbor Blvd $999,000

$1,000,000

1489

$671.59

Villa

03/11/22

Market Average $633.48 Bold: REMAX Represented Buyers, Sellers or Both $815,944 $797,166

The information referenced has been provided by the Ventura County MLS Corporation’s MLS as of Dec. 30, 2022. The listings and sales are not exclusive to RE/MAX Gold Coast Realtors and may have been represented by others. Display of the MLS data is deemed reliable, but not guaranteed by the MLS and prices are subject to change.

See HarborWalk floor plans at: HarborWalkCondos.com