February 2022

Florence's...

Service For Life !

Insider Tips for Healthy, Wealthy and Happy Living

If you're not already a subscriber to my free e–newsletter e - mail me at Florence@bchrealestate.com to sign up

Florence Gadbois, Realtor CA DRE#01040021 (805) 701 - 8410 E - mail: Florence@BchRealEstate.com

Are You Always Too Tired?

Feeling fatigued on a regular basis could be more than a simple case of not getting enough sleep — it may be a symptom of a serious medical condition. In today’s Service For Life ! ® Free consumer newsletter, you’ll learn several of the physical and mental health issues that can cause extreme fatigue.

You’ll also learn about managing money as a single parent, how to track product recalls, and tips to create a cozy home – plus fun facts, a trivia challenge, and lots more.

Here are the sales statistics for the Beach/Marina area, which include: Mandalay shores, Hollywood Beach, Silverstrand Beach, Mandalay Bay, Seabridge, Westport, The Colony, HarborWalk, HarborWest, CI Waterfront Homes, Harbour Island, Port Marluna . Note: Inventory less than 6 mon ths is considered a seller’s market; more than 6 months, a buyer’s.

Closed Escrows

Active Listings

Listing Inventory (months)

2018 2019 2020 2021 2022 2018 2019 2020 2021 2022 2018 2019 2020 2021 2022

January February

21 14 23 20 12 15 11 13 28 14 17 20 19 20 17 18 31 18 8 22 22 11 22 34 15 24 46 30 32 29 32 28 23 27 45 27 16 15 49 26 19 14 19 25 12 22 29 18

70 67 80 22 21 2.13 4.49 4.14 1.19

8 thru 19

53 91 92 23 63 69 89 17 60 87 90 14 54 108 93 29 70 128 78 28 97 122 80 18 92 125 62 34 95 126 51 20 81 115 34 16 87 100 41 20 79 93 32 21

2.59 3.37 4.68 1.55 2.51 4.5 4.68 0.53 2.42 5.46 4.9 0.86 2.82 6.98 4.29 1 4.2 7.04 4.38 0.62 4.1 6.88 4.05 1.23 4.21 7.04 4.78 0.73 3.67 6.3 1.5 0.62 4.13 5.74 1.8 0.9 3.81 4.71 1.23 0.875 3.32 4.3 0.89 0.897

March

April May June

July

August

September

October

November December

I have a new listing at HarborWalk. This little gem I anticipate will not last. 2 bedroom 1 bath end unit Asking price: $649,500. Also coming up in the Colony , an Antigua floor plan. Upper level condo that has been beautifully updated – including dual pane windows – Asking price: $849,000. Just closed escrow on 1914 Majorca. This little cutie has a back yard extending the whole width of the condo – sold for $765,000. Finally, I want you to know that you may call me for any reason. And please let me know if a friend, family member or neighbor needs a caring, experienced real estate professional to help in buying or selling. I truly appreciate your friendship and referrals. Enjoy your issue!

Warmest regards, Florence

Florence Gadbois DRE #01040021 RE/MAX Gold Coast

Get Free money-saving home tips at my web site: BchRealEstate.com

Florenc e’s…

Service For Life ! “Insider Tips For Healthy, Wealthy & Happy Living…”



Selling Your Home Soon? You’ll need my Free Consumer Guide titled, “6 Steps For Selling Your Home For TOP DOLLAR.” Call me right now at 805- 701-8410 to get a copy…

Chronic Fatigue: Should You Worry?

February 2022 Oxnard, California

While health articles routinely discuss the “diet, exercise, and sleep” trifecta to combat tiredness, feelings of fatigue are usually a little more complicated than that. And since studies routinely show a majority of Americans say they feel tired on a regular basis, it’s a good idea to take a deeper look at what’s going on — not least because there may be a medical reason behind your tiredness. There are a number of medical conditions that can cause fatigue. Sleep apnea is one of the most common, and while it’s related to snoring sleep apnea requires a doctor’s diagnosis for treatment. Other common fatiguing medical conditions are thyroid disorders, anemia, kidney disease, chronic fatigue syndrome, and diabetes . Many heart and lung conditions can make people tired. Some women experience fatigue during menopause . Chronic infections such as Lyme disease or Epstein-Barr also cause fatigue. Some medications can make people feel tired, while stopping medications or changing the dose can do the same in others. Food allergies and sensitivities can wreak havoc in your digestive system, and one side effect can be feeling tired and sluggish. The more severe the allergy, the more pronounced the reaction tends to be. Depression manifests itself physically in numerous ways and doesn’t necessarily look the same for everyone, but tiredness is a common symptom. And while anxiety often feels like overstimulation, it can also produce feelings of exhaustion. Because fatigue is a symptom of such a wide variety of issues, it’s important to seek medical help and get to the root of what’s causing your tiredness. Your doctor can help you sort through possible causes and prescribe the right treatment. How To Get Top Dollar Selling Your Home... If you’re thinking about selling your home soon, request my Free Consumer Guide, “ 7 Insider Tips To Net More Money Selling Your Own Home .” This report will be your secret weapon to maximize the net profits from the sale of your home. You can get a free copy by calling me at… 805-701-8410

Inside This Issue…

Top Causes of Fatigue …Page 1

Managing Money as a Single Parent…Page 2

Has A Product You Bought Been Recalled?…Page 3

4 Easy Ways To Make Your Home More Cozy…Page 3

Answer This Trivia Question and You Could Win $75 Gift Card for Lure Restaurant...Page 4

What Advice Can You Give To First-Time Homebuyers? ...Page 4

Get Free money-saving home tips at my web site: BchRealEstate.com

Word of the Month… Studies have shown your income and wealth are directly related to the size and depth of your vocabulary. Here is this month’s word, so you can impress your friends (and maybe even fatten your wallet!)… intransigent (pronounced in-TRAN- zeh-jent) adjective Meaning: being stubbornly unwilling to compromise or consider an alternate position or viewpoint Sample Sentence: Despite ample evidence to the contrary, he remains intransigent in his belief that the moon is made of cheese. Make The LED Switch Do you still have any old incandescent or halogen lightbulbs in your home? Here are 4 reasons why you should switch them out with LED bulbs: 1. You’ll save $ . LED bulbs use 75% less energy, and last much longer than old-style bulbs. 2. No toxic mercury . Some lightbulbs (fluorescent and others) still contain mercury, and when they break you can be exposed. 3. Less maintenance . LED bulbs last up to 50 times longer than others, as they’re more solid and durable. 4. Cooler . Halogen bulbs burn hot, and while there aren’t many incandescent bulbs left around after they were phased out in 2014 in the US, LED lights are still cooler than both and can reduce cooling costs. Have A Laugh You know why you never see elephants hiding in trees? Because they’re really good at it. Quotes To Live By… “Let us put our minds together and see what life we can make for our children.” – Sitting Bull, Hunkpapa Lakota Chief “The greatness of a community is most accurately measured by the compassionate actions of its members.” – Coretta Scott King, Author & Activist

Money Management For Single Parents

Money management is a stressor for many people, though it can be even more pronounced when you’re a single -income household. Here are a few things for single parents to consider when it comes to managing money. • Create a Budget. Finding a budgeting method that works for you is important —otherwise you won’t use it. There are free online budgeting tools such as Mint or PocketGuard, or you can build your own spreadsheets. Even a notepad and pen is better than NOT budgeting when money is tight. • Pay Down Debt. With debt comes interest, so make paying off debts a priority. Look at the interest rate on any credit card balances or loans and pay off the ones with the higher interest rates first. • Ask for Assistance. There are numerous organizations and programs available to help families with children. Many are managed at the state level, so contact your state’s or county’s department of health and human services. For child care specifically, check out childcare.gov for federal and state resources, including financial assistance. Remember that asking for assistance isn’t solely about money— if you have family nearby, for instance, they may be able to offer non-monetary help in the form of child care. There may also be tax breaks you’re not taking full advantage of as a single parent, like filing as “Head of Household” or qualifying for a tax credit, so pay particular attention to all your options when it comes time to file your taxes. It could be a good idea to consult with a tax or financial advisor (or both!).

“In winter, I plot and plan. In spring, I move.” – Henry Rollins, Musician

Get Free money-saving home tips at my web site: BchRealEstate.com

Tracking Product Recalls 101 According to the U.S. Consumer Product Safety Commission (CPSC), there are approximately 400 recalls issued every single year by that agency. There are many more under the U.S. Food and Drug Administration (FDA). Some product recalls make the local evening news, and some are even big national stories. But given how many things are bought and sold every day, it’s not a bad idea t o learn about how to track recall information yourself. One of the easiest ways to find out about product recalls is to sign up for the email alerts on the recalls.gov website. It’s a collection of six different federal agencies that track the safety of various products, such as cars, food, medication, toys, and electronics. You can receive notices as frequently as you’d like, either immediately after a recall notice or in a daily or weekly digest format. Information is available in English and Spanish. You can also search the website before you make a purchase to find out if there have been any prior recalls or safety issues. The CPSC keeps a running list on its site of all recalled items (cpsc.gov/Recalls), including photos of the product, what the problem is, and what to do if you own the item. If you find that you have purchased an unsafe item that isn’t listed, you can report it by visiting saferproducts.gov. 4 Tips To Make A Cozy Home Even before phrases like “isolating in place” were part of the vernacular, making your home a cozy space was a great idea. We spend so much time in our homes that it’s important to create a space that relaxes you and allows you to rejuvenate for whatever is next on your to-do list. Here are a few easy ways to make your home the cozy sanctuary you crave. • Choose fluffy fabrics . Bump up the squish factor significantly with a faux fur throw pillow, blanket, or throw rug. • Opt for warm lighting . Candlelight isn’t the only kind of “warmth” we mean here. Look for light bulbs that give off a warm-toned light. • Layer in lap blankets . Drape a super-soft lap blanket over the arm of your favorite chair to snuggle in with a good book. • Add more textiles . Hard surfaces make sounds echo, which may make a room seem more cavernous than it is. Lay down a big area rug or hang textile art to dampen sounds. Would you like to receive an email when it is posted on line each month? Send me your email address and I will see that you get a notice each month when it is posted. florence@bchrealestate.com Check our Cool Online Version: (Nothing to download to your computer) Florence.cld.bz

Brain Teaser… What do you get if you combine 3/7 chicken, 2/3 cat and 2/4 goat?

(See page 4 for the answer.)

What’s My Home Worth? If you want to know your home’s current value, I will gladly conduct a Maximum Value Home Audit . Request this “no charge” in -depth home value analysis by calling me at: 805-701- 8410 . Spicy Smarts Some pre-ground spices are just fine to have on hand, but with others it’s best to purchase them in their whole form and grind them at home to get their maximum flavor. In some cases, there are specialized grinders (such as pepper mills and nutmeg grinders), though you can also use a mortar and pestle or a spice grinder. Here are a few spices to buy whole. • Nutmeg • Peppercorns • Cumin seeds • Fennel seeds • Cloves Websites To Find More Cool Websites Sometimes you just want to branch out from your usual internet stomping grounds, right? Visit these to discover new and interesting sites to check out: The Internet Map : internet-map.net As the name suggests, The Internet Map is a visual depiction of, well, the internet. Zoom in on the colorful constellations to see how various sites you know are connected to other sites you don’t. Similar Sites : similarsites.com For a slightly more targeted hunt for new websites, type the URL of a site you like into the search box on Similar Sites and you’ll get a list of sites that are, yes, similar. Jumpstick : jumpstick.app Like the old StumbleUpon site, Jumpstick lets users choose an assortment of topics and then shows you sites that fall into those categories.

You may want to consider upgrading your loungewear, too, to include fuzzy slippers or a fluffy new bathrobe.

Get Free money-saving home tips at my web site: BchRealEstate.com

Thanks For Thinking of Me!

“Who Else Wants To Win $75 Gift Card for Lure Restaurant ?”

Did you know I can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping me in mind with your referrals…and spreading the word about my services.

Guess who won last month’s Trivia Question? I’m pleased to announce the lucky winner of last month’s quiz. And the winner is …drum roll please: Fran Hafelfinger of Thousand Oaks. What type of creature can jump 130 times its height?

Brain Teaser Answer: Chicago!

a) a flea b) a panther c) a horse d) a kangaroo

Carpet Corrections As soon as you move the furniture to vacuum, you’ll see those familiar indentations in the carpet. Sure, they can be handy if you want to move an easy chair back into the exact same spot, but if you want to rearrange the living room, you’ll need to perk up that carpet’s pile. 1. Put an ice cube in the carpet dent. Use more than one cube if the dent is larger. After the ice melts, remove as much moisture as you can by applying pressure to towels laid on the carpet. Comb through the carpet fibers with a fork, as you might fluff rice. The Origin Of Dad Jokes When does a joke become a “dad joke?” When it becomes apparent. THANK YOU for reading my Service For Life ! ® personal newsletter. I wanted to produce a newsletter that has great content and is fun and valuable to you. Your constructive feedback is always welcome. AND… whether you’re thinking of buying, selling or financing real estate, or just want to stop by and say “Hi,” I’d love to hear from you… Florence Gadbois DRE# 01040021 RE/MAX Gold Coast 805-701-8410 florence@BchRealEstate.com BchRealEstate.com 3. Disclaimer: The information contained in this letter is intended for informational purposes. It should not substitute as legal, accounting, investment, medical or other professional services advice. Always seek a competent professional for answers to your specific questions. This letter is not intended to solicit real estate properties currently for sale. 2.

The answer is a) a flea. In human measurements, this is like a person who is five feet tall jumping 650 feet!

So let’s move on to this month’s trivia question.

Which common term has origins in 14th-century chemistry and has something to do with lichen?

a) alchemy b) litmus test c) diffusion d) synthesis

Call Me At 805-701-8410 OR Email Me At florence@BchRealEstate.com And You Could Be One Of My Next Winners!

Answer this month’s Trivia question to enter this month’s drawing You have until the 10 of the month to enter Only one winner per household every 90 days.

Real Estate Corner…

Q. What advice can you give to first-time homebuyers?

A. The best advice is to learn from the mistakes of others. Here are three common examples:

• Not knowing what you can afford . Examine your budget, get a copy of your credit report, and sit down with a qualified lender to determine how much of a loan you can afford. Feel free to ask me for a list of lender recommendations, then make sure you comparison shop for a mortgage. • Forgetting to consider the overall costs of home ownership. You can make the monthly payment, but remember to add in the cost for homeowners’ insurance , property taxes, utility costs, plus maintenance. • Paying too much for a beautifully staged home. The home looks perfect , but will it look that way when you move in your furniture?

Do you have a real estate question you want answered? Feel free to call me at 805-701-8410. Perhaps I’ll feature it in my next issue!

Get Free money-saving home tips at my web site: BchRealEstate.com

Florence’s….

Colony MarketWatch ™ Here’s Neighborhood Home Information For The Colony To Help You Evaluate The Value Of Your Investment. ”

Homes Currently Active …

Address

Bdrms

Baths

Sq. Ft.

Floor Plan

Asking Price

4427 Antigua

2

2

1617

Capri

$879,000 $879,000

Market Average

Properties Taking Back Up Offers … Address

Bdrms

Baths

Sq. Ft.

Floor Plan

Asking Price

Majorca Majorca

2 2 2

2 2 2

1368 1368 1450

Madeira Madeira Antigua

$779,888 $834,888 $849,888 $821,554

Martinique

Market Average

Sold Propert ies… (02/01/21 Thru 01/24/22) Address List $ Sale $

Sq.Ft.

$/sq.ft

Floor Plan

Date Sold

2216 Martinique 2375 Martinique

$675,000 $639,888 $659,888 $699,000

$400,000 $625,500 $691,000 $705,000

1459 1113 1217 1368

$274.16 $561.99 $567.32 $515.35

Antigua

06/14/21 02/04/21 07/21/21

Martinique Martinique

1933 Majorca

2171 Martinique

Madeira

03/02/21

2105 Martinique

$725,000

$725,000

1368

$529.97

Madeira

09/17/21

2345 Martinique

$700,000

$734,000

1368

$536.16

Madeira

07/09/21

4482 Antigua

$739,000

$744,500

1217

$611.75

Martinique

09/22/21

1994 San Tropez

$749,000

$756,500

1217

$477.38

Martinique (Ambassador) 09/29/21

4480 Antigua

$749,000

$764,000

1550

$493.22

Antigua

03/10/21

1914 Majorca

$699,000

$765,000

1217

$628.59

Martinique

01/24/22 04/27/21 09/15/21 11/22/21 05/28/21 11/12/21 11/16/21 06/25/21 09/20/21 04/06/21 03/18/21 07/16/21 07/30/21 07/07/21 03/23/21 12/21/21 09/22/21

2370 Vina del Mar 2167 Martinique 2307 Martinique 2161 Martinique

$789,888 $779,888 $799,888 $799,888 $803,888 $820,888 $699,000 $875,000

$780,000 $780,000 $780,000 $802,500 $805,000 $812,500 $814,000 $850,000

1627 1522 1459 1459 1368 1549 1368 1628

$479.41 $512.48 $534.61 $550.03 $588,.02 $524.53 $595.00 $522.43 $529.48 $558.95 $496.43 $841.94 $804.08 $677.92 $761.52 $520.22 $522.43

Capri

Antigua Antigua Antigua Madeira Antigua

1937 Majorca 2007 Majorca

2043 San Sebastian 2311 Martinique

Madeira (Ambassador)

Capri

2287 Martinique

$850,000

$850,000

1628

Capri

2101 Martinique 2125 Vina del Mar 2110 Vina del Mar 1985 San Sebastian 4760 San Sebastian 2223 Vina del Mar 2211 Vina del Mar Market Average

$925,000

$925,000

1747

Capri

$1,150,888 $1,100,000 2059 $1,195,888 $1,150,000 2409 $1,299,000 $1,305,000 1550 $1,595,888 $1,420,000 1766 $1,599,888 $1,570,000 2360 $2,050,000 $2,050,000 2692

San Tropez

Cannes

Antigua (Ambassador)

Capri (Ambassador)

Vina del Mar Costa de Oro

$ 848,832 $ 911,711

RE/MAX represented buyer, seller or both . Properties as of January 24, 2022 and may not be listed by RE/MAX. Information herein has not been verified, is not guaranteed, and is subject to change

Florence’s…

MarketWatch ™ “ Here’s Neighborhood Home Information For HarborWalk To Help You Evaluate The Value Of Your Investment. ”

Active Listings… Address

List $

Sq.Ft. Floor Plan

Harbor

$545,000 $649,000 $597,250

781 925

Plan A

3134 Sunset Lane

Plan C (end unit)

Market Average

Properties Accepting Back Up Offer s… Address List $

Sq.Ft. Floor Plan

Harbor Blvd Sunset Lane

$819,000 $865,000 $842,000

1198 1401

Plan D

Villa

Market Average

Sold Properties (01/01/2021 – 01/23/2022 Address List $ Sale $

Sq.Ft. $/sq.ft

Floor Plan

Date Sold

2939 Harbor 3035 Harbor 3414 Sunset 2947 Harbor 4514 LaBrea 3110 Sunset 2943 Harbor 2949 Harbor 3013 Harbor 4531 La Brea 3354 Sunset 3364 Sunset 4534 LaBrea

$495,000 $490,000 $589,500 $650,000 $659,000 $690,000 $699,000 $769,000 $769,000 $800,000 $825,000 $899,000 $639,900

$525,000 $540,000 $589,500 $632,500 $680,000 $689,900 $700,000 $755,000 $764,000 $800,000 $845,000 $899,000 $650,000

925 781

$567.57 $691.42 $519.38 $527.96 $515.54 $745.83 $584.31 $630.22 $677.30 $568.99 $542.01 $605.39 $572.69

Plan C Plan A

03/24/21 09/29/21 04/01/21 07/30/21 04/06/21 07/21/21 08/18/21 10/14/21 07/09/21 08/06/21 07/16/21 08/30/21

1135 1198

T-3

Plan D

1135

T-3

1319

T-2

925

Plan C (end unit) Plan D (end unit)

1198 1198 1128 1406 1559 1485

Plan D Plan B

Villa Villa Villa

08/25/21

3241 Harbor

$925,000

$925,000

1517

$609.76

Villa (end unit)

04/16/21 12/17/21

4505 La Brea

$950,000

$960,000

1401

$685.22

Villa

3264 Sunset

$900,000

$1,052,750

1485

$708.92

Villa (end unit)

11/01/21

Market Average $598.34 Bold: REMAX Represented Buyers, Sellers or Both $736,146 $744,269

The information referenced has been provided by the Ventura County MLS Corporation’s MLS as of January 23, 2022. The listings and sales are not exclusive to RE/MAX Gold Coast Realtors and may have been represented by others. Display of the MLS data is deemed reliable, but not guaranteed by the MLS and prices are subject to change.

See HarborWalk floor plans at: HarborWalkCondos.com