December 2023

Thanks For Thinking of Me!

“Who Else Wants To Win $75 Gift Card for Lure Restaurant ?”

Did you know I can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping me in mind with your referrals…and spreading the word about my services.

Guess who won last month’s Trivia Question? I’m pleased to announce the lucky winner of last month’s quiz. And the winner is …drum roll please: Joel Hyatt of Tarzana. There are two gems, each synonymous with their color, that both happen to be the same mineral. What are they? a) amethyst and ruby b) sapphire and ruby c) emerald and sapphire d) emerald and amethyst

Brain Teaser Answer:

Snowman

Add A Bit Of Hygge Hygge is a Danish word that essentially means to make your surroundings cozy and comfortable, everything we want in the wintertime. If you want to add some hygge to your life without breaking the bank, I ’ve got some ideas for you.

The answer is b) Sapphire and Ruby

So let’s move on to this month’s trivia question.

How big was the largest snowflake ever recorded, in width? a) 8 inches b) 12 inches c) 15 inches d) 23 inches

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Keep your favorite hot tea or coffee on hand so you can fill your favorite mug at a moment’s notice. Create an instrumental music playlist that calms your mind. Snuggle into your favorite sweater or pajamas, fluffy socks and blanket. Light a fire in the fireplace, or replicate the vibe with a mix of candles.

Call Me At 805-701-8410 OR Email Me At florence@BchRealEstate.com And You Could Be One Of My Next Winners!

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Real Estate Corner…

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Q. A seller offered to finance me. What does that mean to me?

THANK YOU for reading my Service For Life ! ® personal newsletter. I wanted to produce a newsletter that has great content and is fun and valuable to you. Your constructive feedback is always welcome. AND… whether you’re thinking of buying, selling or financing real estate, or just want to stop by and say “Hi,” I’d love to hear from you… Florence Gadbois DRE #01040021 RE/MAX Gold Coast 805-701-8410 florence@BchRealEstate.com BchRealEstate.com Disclaimer: The information contained in this letter is intended for informational purposes. It should not substitute as legal, accounting, investment, medical or other professional services advice. Always seek a competent professional for answers to your specific questions. This letter is not intended to solicit real estate properties currently for sale.

A. This is one of the options you might consider if you want to buy a home but can’t afford a significant down payment. In a “seller take back,” the seller holds a second mortgage for you and becomes your lender for your second trust deed. You would make your monthly mortgage payments for your second trust deed to the seller. Other ways to buy a home with little down include using local or federal government programs, using a tax refund, and asking a relative or friend for a financial gift. Before you do any of the above, consult a professional REALTOR ® about your options. A REALTOR ® also will provide you with direction and connections to a lender and help you avoid costly traps and pitfalls in the home-buying process. For more information on down-payment options, ask for my Free Consumer Report “4 Quick Ways To Buy A Home With Little Down.” I’ll send a copy right to you. Do you have a question related to real estate or home ownership? Please call me at 805-701-8410. Perhaps I’ll feature your question in my next issue!

Get Free money-saving home tips at my web site: BchRealEstate.com