August 2021

Florence's...

Service For Life !

Insider Tips for Healthy, Wealthy and Happy Living

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Florence Gadbois, Realtor CA DRE#01040021 (805) 701 - 8410 E - mail: Florence@BchRealEstate.com

Are You Guilty Of Humblebragging?

There’s nothing wrong with being excited about success, but you might be inadvertently turning people off with the ways in which you express that joy. In today’s Service For Life ! ® Free consumer newsletter, you’ll learn ways that can indicate you might be projecting false modesty—plus how to avoid it. You’ll also learn about how you can open an account at your local bank online, bike etiquette tips that help keep cyclists safe, and some common cleaning habits that actually make your house dirtier – plus fun facts, a trivia challenge, and lots more. Here are the Sales Stats for the beach/marina area, which include Mandalay Shores, Hollywood Beach, Silverstrand Beach, Mandalay Bay, Seabridge, Westport, The Colony, HarborWalk, HarborWest, CI Waterfront Homes and Harbour Island. Note: Inventory less than 6 months is considered a seller’s market; more than 6 months, a buyer’s.

Closed Escrows

Active Listings

Inventory (months)

2017 2018 2019 2020 2021 21 21 14 23 20 18 12 15 11 13 34 28 14 17 20 18 19 20 17 18

2017 2018 2019 2020 2021 2017 2018 2019 2020 2021 75 70 67 80 22 4.02 2.13 4.49 4.14 1.19 84 53 91 92 23 3.95 2.59 3.37 4.68 1.55 84 63 69 89 17 3.9 2.51 4.5 4.68 0.53 88 60 87 90 14 4.72 2.42 5.46 4.9 0.86 107 54 108 93 29 4.99 2.82 6.98 4.29 1 112 70 128 78 28 4.19 4.2 7.04 4.38 0.62 102 97 122 80 18 4.26 4.1 6.88 4.05

January February

March

April May June

20 31 18

8 22

44 22 11 22 34

July

22 15 24 46 30 32 29 32 29 23 27 45 28 16 15 49 23 19 14 19 11 12 22 29

7 thru 7/19

August

103 92 125 62 95 95 126 51 96 81 115 34 61 87 100 41 63 79 93 32

3.82 4.21 7.04 4.78 3.83 3.67 6.3 1.5 2.4 4.13 5.74 1.8 2.45 3.81 4.71 1.23 2.54 3.32 4.3 0.89

September

October

November December

As this is going to print, I have two listings going active in the MLS in The Colony: 2311 Martinique, which is a Capri floor plan overlooking a green belt and 1994 San Tropez, which is a Martinique floor plan with an attached oversized 2 car garage…and watch for the one at HarborWalk which will be on the market shortly.

Finally, I want you to know, that you may call me for any reason. And please let me know if a friend, family member or neighbor needs a caring, competent real estate professional to help in buying or selling.

I truly appreciate your friendship and referrals. Enjoy your issue!

Warmest regards, Florence

Florence Gadbois DRE#01040021 RE/MAX Gold Coast

Get Free money-saving home tips at my web site: BchRealEstate.com

Florence’s…

Service For Life ! “Insider Tips For Healthy, Wealthy & Happy Living…”



WARNING: Don’t even think of selling your home without my Free Consumer Guide titled, “How To Avoid 7 Costly Mistakes When Selling Your Home.” Call me right now at 805-701-8410 to learn more…

Check Yourself: Are You Humblebragging?

Although false modesty is by no means a new phenomenon, a new word for such behavior is: “humblebrag.” Bragging while acting like you aren’t bragging can make you seem insensitive, dishonest, or just plain arrogant—none of which are endearing qualities. People who humblebrag may find their friends become less and less interested in being cheerleaders. Companies can engage in humblebragging, too, which can turn off loyal customers. And whether boasting is thinly disguised as self-criticism or not, braggarts are rarely our favorite people.

August 2021 Oxnard, California

Inside This Issue…

Avoiding “Humblebragging”…Page 1

Here are a few things you can do to not be the humblebragger your friends or customers start to avoid.

How To Open A Bank Account From Home…Page 2

• Exercise transparency. Social media has trained us to present the veneer of perfection to the world, never mind how far that image is from reality. By sharing more of your real-life experiences (that includes your cooking disasters, anxious moments, and bad hair days) you become more authentic as a whole person others can relate to. • Strip down your statement to its simplest form. Before you hit send or post online, try to read your sentences without their colorful descriptions to get to the root of what you’re saying. “My diet is going so well that I don’t fit into my clothes anymore” can be boiled down to “I have lost a lot of weight,” and adding the faux complaint at the end makes it harder for others to share your excitement and may make them resent your success. • Celebrate success with humility. None of this means you shouldn’t celebrate your successes—quite the contrary! We are enthusiastic supporters of people we love, so long as they don’t make us feel like that enthusiasm is an obligation. If you’re surprised at winning an award, be If you’re concerned that you won’t recognize your own humblebragging, try the “tone detector” on Grammarly ( grammarly.com ) to gain insight into how your writing might sound to others. How To Get Top Dollar Selling Your Home... If you’re thinking about selling your home soon, request my Free Consumer Guide, “ 7 Insider Tips To Net More Money Selling Your Own Home .” This report will be your secret weapon to maximize the net profits from the sale of your home. You can get a free copy by calling me at… 805-701-8410 straightforward and sincere. If you get praise for a work project, acknowledge and express gratitude toward those who helped you.

Etiquette For Cyclists…Page 3

Are You Making These Cleaning Mistakes?…Page 3

Answer This Trivia Question and You Could Win $75 Gift Card for Lure Restaurant...Page 4

How Do I Get The Best Home For The Lowest Price ? ...Page 4

Get Free money-saving home tips at my web site: BchRealEstate.com

Word of the Month… Studies have shown your income and wealth are directly related to the size and depth of your vocabulary. Here is this month’s word, so you can impress your friends (and maybe even fatten your wallet!)… humblebrag (pronounced HUM-bull- brag) verb Meaning: to say something that sounds modest or self-critical but is actually boastful Sample Sentence: It’s tempting to humblebrag about being a perfectionist when asked about any faults during a job interview, but such thinly-disguised gloating is unlikely to win the hearts of many employers. Smart Kitchen Organization If kitchen clutter makes everyday cooking a chore, try some of these genius organization solutions: • Use one half of an egg carton to store condiment bottles spout-side down on the fridge door. Insert tension rods vertically in cabinets to create a “filing” system for cookie sheets and large cutting boards. Add a magnetic strip to the back of the cupboard where your food processor lives for storing blade attachments. Have A Laugh… I know a mathematician who's terrified of negative numbers. • • Quotes To Live By… “The single biggest problem in communication is the illusion that it has taken place.” – George Bernard Shaw, Playwright “Forgiveness is a funny thing. It warms the heart and cools the sting.” – William Arthur Ward, Writer He stops at nothing to avoid them.

How To Open A Bank Account Online

There are so many tasks that we used to have to do in person that, thanks to the internet, are now possible without leaving the house. We can order groceries, print our own postage, and even open an account with a local bank from the comfort of the couch. If that last one surprises you, it shouldn’t. There are many online banks where there’s no brick and mortar option, but the same process can easily be applied to the branch of your local bank. Here’s what you’ll need to have at the ready to get started. Physical address, telephone number, email address (note that you’ll need to provide the physical address where you live, not a post office box) ❑ Valid driver’s license (or another type of government-issued identification, like a passport or military ID) ❑ Existing debit card for initial deposit (some banks allow customers to set up new accounts with no deposit, but that’s less common) The specific requirements, such as the amount of the initial deposit, vary by the bank—so be sure to check the websites of the banks you’re considering to find out exactly what they expect. It’s also a good idea to find out whether they accept electronic signatures or if you’ll need to drop off completed paperwork in person, which defeats the purpose of opening the bank account online! ❑ Social Security Number or Tax ID Number ❑ Date of birth ❑

Just Listed in The Colony

2311 Martinique (Capri floor plan) 2 bedrooms 2 baths plus den & loft (approx. 1627 sq ft) Asking: $875,000

1994 San Tropez (Martinique floor plan) 2 bedrooms 2 baths (approx. 1217 sq ft) Attached garage – NO STAIRS! Asking: $869,000

“Art is either plagiarism or revolution.” – Paul Gauguin, Artist

Get Free money-saving home tips at my web site: BchRealEstate.com

Important Bike Safety Tips

Brain Teaser… Turn me sideways and I am everything. Cut me in half and I am nothing. What am I? (See page 4 for the answer.) What’s My Home Worth? If you want to know your home’s current value, I will gladly conduct a Maximum Value Home Audit . Request this “no charge” in-depth home value analysis by calling me at: 805-701-8410 Ready For A Road Trip? Even if you’ve gotten the mechanic’s green light to hit the road, take some time to organize your car before a road trip. Empty the glove box and make sure insurance, registration, and any maps are easy to access. Stash things like hand sanitizer, laundry wipes, and plenty of extra napkins in a zip-top bag under the seat. Make sure your car’s emergency kit is the last thing you pack so it’ll be easy to reach if you need it. Transportation Trackers Even if you aren’t waiting for an incoming flight or checking on whether a giant cargo ship is still stuck in a canal, these real-time maps of planes, trains, and ships all over the world offers a fascinating look at what keeps the world moving. • flightradar24.com Zoom in on FlightRadar24 to see what’s flying over your head right now or zoom out to see just how many aircraft fill the skies every day. It’s also available as a mobile app. • marinetraffic.com MarineTraffic shows the enormous number of ships traveling the world’s waterways, from ocean vessels to smaller ships and boats on rivers and canals.

Some of the rules that keep roads safe for drivers and cyclists apply primarily to drivers. Some of the responsibility, however, falls squarely on the shoulders of bike riders. If you love to ride, keep these in mind:

• Go with the flow: Cyclists should ride on the same side of the road they’d be on if they were driving in a given direction. • Stay in your lane: Even if there isn’t a designated bike lane, it’s best to stay off the sidewalk. You should typically ride as far to the side of the road as you safely and comfortably can (this varies by state). • See (and obey!) the light: These apply to cyclists, too! Riding through a stop light or stop sign is just as much of a no-no for bikes as it is for cars. • Signal your intentions: Bike riders have a set of hand signals that communicate the same messages. Learn how to signal actions like turning and slowing. This is especially important if you’re on the far right side of a road and need to cut across a lane to make a left turn. Finally, don’t forget that a bike helmet isn’t the only garment that will help keep you safe. Wear reflective clothing for day and night riding. Check your outfit for loose shoelaces, straps, or scarves that could get caught in chains or spokes and secure the bottoms of long skirts or the cuffs on loose- fitting trousers before you start pedaling.

Coming Up in HarborWalk Plan D Floor Plan – Beautifully updated

3 bedrooms 2 baths Plantation shutters 3 decks

Call Florence for more info

Common Cleaning Mistakes Doing the housework isn’t usually fun, but it’s even worse when you realize that some of your cleaning habits might actually be making your house dirtier! Here are some common cleaning mistakes you may be making—and how to fix them. • Scrubbing carpet stains: All that effort to scrub away a stain could make it spread more or even push it deeper into the fabric of the carpet. Blotting instead of rubbing is the better idea. • Using Magic Eraser on everything: Those white sponges make shiny surfaces (like countertops, wood floors, high gloss painted walls, and oven or microwave windows) look dull, not clean. • Bleaching rust and mold stains: Bleach will actually make rust problems worse , since rust requires oxidation and that’s exactly what bleach does. Bleach also makes mold look like it’s gone when it’s not, a deception that can be toxic. Use a product like Bar Keepers Friend on rust and simple hydrogen peroxide on mold (or call a professional). • Not cleaning the cleaning tools: It’s crucial to periodically clean the tools you use to ensure that they’re not simply depositing yesterday’s grime onto today’s surfaces. Wash your sponge or dishcloth at least once a week. Make sure the toilet brush is dry before you put it away. And clean the vacuum’s filter when you empty the canister.

• openrailwaymap.org The bright orange lines on

OpenRailwayMap show just how connected much of the world is by trains—and also how much of the world is not.

Get Free money-saving home tips at my web site: BchRealEstate.com

Thanks For Thinking of Me! Did you know I can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping me in mind with your referrals…and spreading the word about my services.

“Who Else Wants To Win $75 Gift Card for Lure Restaurant?” Guess who won last month’s Trivia Question? I’m pleased to announce the lucky winner of last month’s quiz. And the winner is …drum roll please: Sue Green of Berkley California. In addition to being writers, what other profession did Anton Chekhov, Oliver Wendell Holmes, Somerset Maugham, and William Carlos Williams have in common? a) minister b) professor c) doctor d) lawyer The answer is c) doctor. All four of these famous authors were also practicing medical doctors at some point. To enter this month’s drawing email or text me your answer to this month’s trivia question below: The former name of what South Asian country is still used on several foods and cooking ingredients, including tea and cinnamon? a) Pakistan b) India c) Nepal d) Sri Lanka

Brain Teaser Answer:

The number 8. On its side, it's the infinity sign. Cut in half, it's two zeros.

Easy Clothing Repairs Repairing wardrobe staples helps keep garments out of landfills and reduces the carbon footprint of fast fashion. And, since visible mending is increasingly trendy these days, you don’t have to sacrifice style. Sew up holes in shirts and jeans with colorful embroidery thread. Cover worn sweater elbows with knit or sewn-on patches. Use a pill remover on your favorite sweaters to make them look brand new. Have a cobbler replace the soles on well-worn shoes. Dye stained garments to give them a second life. • • • • THANK YOU for reading my Service For Life ! ® personal newsletter. I wanted to produce a newsletter that has great content and is fun and valuable to you. Your constructive feedback is always welcome. AND… whether you’re thinking of buying, selling or financing real estate, or just want to stop by and say “Hi,” I’d love to hear from you… Florence Gadbois DRE#01040021 RE/MAX Gold Coast 805-701-8410 florence@BchRealEstate.com BchRealEstate.com Disclaimer: The information contained in this letter is intended for informational purposes. It should not substitute as legal, accounting, investment, medical or other professional services advice. Always seek a competent professional for answers to your specific questions. This letter is not intended to solicit real estate properties currently for sale. •

Call Me At 805-701-8410 OR Email Me At florence@BchRealEstate.com And You Could Be One Of My Next Winners!

Real Estate Corner…

Q. How do I get the best home for the lowest price ? A. Price is only one of several factors to consider when you purchase a home.

• Preferences: Make two lists with one outlining your needs and the other a list of your wants. Compare lists with other members of your family so you are agree on what’s important before you start looking. • Budget: Get pre-approved by a qualified loan officer before your search to find out what monthly mortgage payment is possible given your debt and income. • Location: The “best” price is usually not the cheapest price. Desirable locations demand higher prices. But communities with higher prices also often retain their value the best. • Negotiation: Inexperienced buyers sometimes want to “lowball” their initial offer. Too often they end up disappointed for a variety of reasons such as competition with other buyers, a negative reaction from the seller, and the need to start all over again if negotiations fail. If you want to learn more, ask about my free consumer report titled, “ 8 Secrets For Saving Thousands When Buying Your Next Home .” This guide will save you time and money even if you’re not planning to buy soon.

Do you have a real estate question you want answered? Feel free to call me at 805-701-8410. Perhaps I’ll feature your question in my next issue!

Get Free money-saving home tips at my web site: BchRealEstate.com

Florence’s…. Colony MarketWatch ™

Homes Currently Active …

Address

Bdrms

Baths

Sq. Ft.

Floor Plan

Asking Price

2311 Martinique

2

2

1627

Capri

$875,000

1994 San tropez

2

2

1217

Martinique (Ambassador) $869,000

$872,000

Market Average

Pending Properties…

Address Majorca

Bdrms

Baths

Sq. Ft.

Floor Plan Martinique

Asking Price

2 2

2 2

1217 1550

$659,888

San Sebastian

Antigua (Ambassador)

$1,299,000 $999,444

Market Average

Sold Properties… (07/01/20 Thru 07/20/21) Address List $ Sale $

Sq.Ft.

$/sq.ft

Floor Plan

Date Sold 06/14/21 11/20/20

2216 Martinique 4442 Antigua Way 2242 Martinique 1947 San Tropez 2375 Martinique 2007 San Tropez 4492 Antigua Way

$675,000 $624,888 $619,000 $624,888 $639,888 $639,888 $650,000 $648,888 $655,000

$400,000 $620,000 $605,000 $624,888 $625,500 $635,000 $635,000 $650,000 $655,000

1459 1217 1113 1218 1113 1218 1368 1368 1368

$274.16 $509.45 $556.15 $513.04 $561.99 $521.35 $464.18 $475.15 $478.80 $472.93 $506.94 $511.70 $515.35 $515.35 $529.97 $467.74 $479.41 $550.03 $595.00 $502.46 $639.15 $529.48 $509.96 $558.95 $496.43 $444.92 $804.08 $677.92 $523.69 $536.16 $493.22 $414.87 $465.68 $421.02

Antigua

Martinique

Martinique (Phase I)

01/14/21

Martinique (Ambassador) 10/06/20

Martinique

02/04/21

Martinique (Ambassador) 09/18/20

Madeira

07/22/20 08/17/20

4415 Antigua

Madeira Madeira

2363 Martinique

10/28/20

2241 Martinique

$690,000

$675,000

1627

Capri

12/23/20

2177 Martinique

$679,888

$679,888

1450

Antigua

07/23/20

2317 Martinique

$699,000

$685,000

1627

Capri

01/20/21 10/30/20 12/03/20 12/01/20 12/08/20 03/02/21 01/28/21 03/10/21 04/27/21 05/28/21 06/25/21 01/26/21 07/16/20 04/06/21 01/20/21 03/18/21 07/16/21 09/17/20 07/07/21 03/23/21 08/17/20 07/09/21

2386 Martinique 2121 Martinique

$689,888 $689,000 $699,999 $687,000 $699,000 $725,000 $710,000

$690,000 $694,000 $700,000 $705,000 $705,000 $725,000 $725,000

1459 1368 1368 1368 1368 1368 1550

Antigua Madeira Madeira Madeira Madeira Madeira Antigua

2133 Martinique

4423 Antigua

2171 Martinique

4464 Antigua 4477 Antigua

2345 Martinique

$700,000

$734,000

1368

Madeira

4480 Antigua

$749,000

$764,000

1550

Antigua

2370 Vina del Mar 2161 Martinique 2043 San Sebastian 1984 San Tropez 4742 San Sebastian

$789,888 $799,888 $699,000 $829,888 $889,000

$780,000 $802,500 $814,000 $818,000 $875,000

1627 1459 1368 1628 1368

Capri

Antigua

Madeira (Ambassador) Capri (Ambassador) Madeira (Ambassador)

2101 Martinique

$925,000

$925,000

1747

Capri

2234 Cannes

$1,060,000 $1,050,000 2059 $1,150,888 $1,100,000 2059 $1,195,888 $1,150,000 2409 $1,149,888 $1,050,000 2360 $1,595,888 $1,420,000 1766 $1,599,888 $1,570,000 2360

San Tropez San Tropez

2125 Vina del Mar 2110 Vina del Mar 2323 Vina del Mar 4760 San Sebastian 2223 Vina del Mar Market Average

Cannes

Vina del Mar

Capri (Ambassador)

Vina del Mar

$671,347

$664,497

RE/MAX represented buyer, seller or both . Properties as of July 20 2021 and may not be listed by RE/MAX. Information herein has not been verified, is not guaranteed, and is subject to change

Florence’s…

MarketWatch ™ “ Here’s Neighborhood Home Information For HarborWalk To Help You Evaluate The Value Of Your Investment. ”

Properties Accepting Back Up Offers… Address List $

Sq.Ft. Floor Plan

3013 Harbor Blvd

$769,000

1128

Plan B

Market Average

$769,000

Pending Address

List $

Sq.Ft. Floor Plan

Harbor Blvd

$650,000 $659,000 $654,500

1198 1319

Plan D

La Brea

T-2

Market Average

Sold Properties (01/01/2020 – 07/20/2021 Address List $ Sale $

Sq.Ft. $/sq.ft

Floor Plan

Date Sold

3110 Harbor

$456,800 $465,000

925

$502.70

Plan C (end unit)

08/17/20 07/07/20 03/24/21 05/13/20 04/01/21

2935 Harbor 2939 Harbor 3142 Sunset 3414 Sunset 3644 Sunset

$474,900 $474,900 $495,000 $525,000 $599,000 $580,000 $589,500 $589,500 $639,500 $625,000 $649,000 $630,000 $675,000 $635,000 $649,000 $642,000 $639,900 $650,000 $669,000 $660,000 $749,900 $725,000 $729,000 $729,000 $769,000 $755,000 $800,000 $800,000 $850,000 $850,000 $642,000 $625,550

925 925

$513.41 $567.57 $448.22 $519.38 $424.02 $525,88 $430.80 $535.89 $572.69 $500.38 $488.22 $490.91 $630.22 $568.99 $570.85 $522.16

Plan C Plan C Plan D

1294 1135 1474

T-3 T-2

09/03/20

3120 Sunset

1198

Plan D

11/18/20

3034 Sunset

1198 1474 1198 1135 1319 1485 1485 1198 1406 1489

Plan D

06/16/20

4506 LaBrea

T-2

07/20/20 07/31/20 04/06/21 10/08/20 11/16/20 02/28/20 07/09/21 07/16/21

2967 Harbor 4534 LaBrea 3480 Sunset 3320 Sunset 3340 Sunset 2949 Harbor 4531 La Brea 3125 Harbor

Plan D (end unit)

T-3

T-2

Villa (end unit)

Villa (end unit)

Plan D

Villa

Villa (end unit)

10/20/20

3241 Harbor

$925,000 $925,000

1517

$609.76

Villa (end unit)

04/16/21

Market Average $523.69 Bold: REMAX Represented Buyers, Sellers or Both $671,347 $664,497

The information referenced has been provided by the Ventura County MLS Corporation’s MLS as of July 20, 2021. The listings and sales are not exclusive to RE/MAX Gold Coast Realtors and may have been represented by others. Display of the MLS data is deemed reliable, but not guaranteed by the MLS and prices are subject to change.

See HarborWalk floor plans at:

HarborWalkCondos.com