April 2024


Service For Life !

Insider Tips for Healthy, Wealthy and Happy Living

If you're not already a subscriber to my free e–newsletter e - mail me at Florence@bchrealestate.com to sign up

Florence Gadbois, Realtor CA DRE#01040021 (805) 701 - 8410 E - mail: Florence@BchRealEstate.com

Are You Ready To Make Your Money Work For You?

We work hard for our money, so it should work hard for us, right? In today’s Service For Life ! ® Free consumer newsletter, you’ll learn three low -risk ways to make your money work for you and see your bank account grow.

You’ll also learn about drug delivery services, what gaslighting is and how to stop it, and tips to keeping your days organized – plus fun facts, a trivia challenge, and lots more!

LISTING INVENTORY (months) 2020 2021 2022 2023 2024 2020 2021 2022 2023 2024 2020 2021 2022 2023 2024 CLOSED ESCROWS ACTIVE LISTINGS

January February

23 20 13 14 7

80 22 21 22 20 4.14 1.19 0.92 1.48 1.88 92 23 21 26 24 4.68 1.55 0.53 1.54 1.7 89 17 12 28 20 4.68 0.53 0.92 1.83

11 13 13 20 17 20 27 16 17 18 23 10 8 22 20 11 22 34 26 15 46 30 17 17 32 28 19 17 45 27 14 11 49 26 16 13 19 25 7 11 29 18 15 5



11 thru 3/28

April May June

90 14 22 30 93 29 21 34 78 28 30 35 80 18 47 37 62 34 37 36 51 20 35 34 34 16 37 32 41 20 39 31 32 21 33 23

4.9 0.86 0.88 2.1 4.29 1 1.27 2.27 4.38 0.62 1.86 2.55 4.05 1.23 1.69 2.48 4.78 0.73 1.65 2.23 1.5 0.62 1.85 2.27 1.8 0.9 2.03 2.97 1.23 0.875 2.19 1.62 0.89 0.897 1.26 1.5





November December

I closed two escrows in March, 2355 Vina del Mar, which was purchased by a couple who are retiring and will be living at the beach full time and 2041 Majorca, which is going to be rented until they retire. We are seeing an increase in full time residences at The Colony.

Finally, I want you to know, that you may call me for any reason. And please let me know if a friend, family member or neighbor needs a caring, experienced real estate professional to help in buying or selling.

I truly appreciate your friendship and referrals. Enjoy your issue!

Warmest regards, Florence

Florence Gadbois DRE #01040021 RE/MAX Gold Coast

Get Free money-saving home tips at my web site: BchRealEstate.com

Florenc e’s…

Service For Life ! “Insider Tips For Healthy, Wealthy & Happy Living…”

WARNING: Don’t even think of selling your home without my Free Consumer Guide titled, “How To Avoid 7 Costly

Make Your Money Work For You

Mistakes When Selling Your Home.” Call me right away at 805-701-8410 to learn more…

April 2024 Oxnard, California

Saving money for a rainy day, retirement, a home improvement project, or a bucket list trip — regardless of what you’re saving for, the main thing is that you keep as much of your hard-earned money as possible. So how do you maximize your earnings and have your money work even harder for you, without the risk of gambling on the stock market? One of the easiest ways to boost your savings account is to make an automatic contribution . Talk with your bank representative about taking either a set amount or a percentage of each deposit and automatically depositing it daily, weekly, or monthly into your savings account. Some banks also offer an option to automatically transfer a dollar amount for each transaction into a savings account. For example, Wells Fargo has a program that automatically transfers $1 from your checking account into your Way2Save Savings account each time you use your debit card for a one-time purchase or pay a bill through online banking. Ask your preferred bank what options they have. What’s the difference? While a typical savings account has an annual percentage yield (APY) of less than 1% of the account balance, a high-yield savings account’s APY can be in excess of 5%, which turns into a lot mor e money. For example, say you have $2,000 in your savings account and your run-of-the-mill savings account has an APY of 0.19%, you will have an annual return of $3.80; a high-yield savings account with an APY of 5.5% will return $110 a year (compounded monthly). A CD — no, not the music kind, but a certificate of deposit — is another way to earn higher interest without any risk. Decide how much money you can easily stash away for a set period of time. When you make your deposit, the interest rate is set and will not fluctuate for the duration of your investment. With current high rates, this could mean great savings for you, and you can’t withdraw for the term of the CD so that keeps temptation to spend at bay. Learn How To Maximize The Value Of Your Home Did you know there’s a free consumer report showing what to fix to net the most value for your home? It’s called “ Make Your Home Show Like A Model Without Breaking The Bank ” and it’s an essential guide to homeowner profits. You can get a free copy by calling me at… 805-701-8410 Speaking of savings accounts, check with your bank to see if they offer an option for a high-yield savings account , or find one through an online bank.

Inside This Issue…

Make Money, Earn Money …Page 1

Drug Delivery Services …Page 2

Signs Of Gaslighting And What To Do …Page 3

Daily Organization Time Savers …Page 3

Answer This Trivia Question And You Could Win $75 Gift Card for Lure Restaurant...Page 4

What’s The Purpose Of A Home Inspection?...Page 4

Get Free money-saving home tips at my web site: BchRealEstate.com

Word of the Month… Studies have shown your income and wealth are directly related to the size and depth of your vocabulary. Here is this month’s word, so you can impress your friends (and maybe even fatten your wallet!)… onomatopoeia (ah-nah-mah-ta-pee-ya) noun Meaning: a word that sounds like what it’s naming Sample Sentence: Onomatopoeia includes words that spell the sounds animals make, like moo or meow , as well as sounds like achoo! Have A Laugh When is it impossible to plant any flowers? When you haven’t botany. Spring Cleaning For Your Smartphone It’s easy to overdo it when it comes to downloading apps onto your smartphone. We need this one for on street parking, that one to find nearby restaurants, and then there are the social media apps. This spring, why not add cleaning up your smartphone to your cleaning plans? These tips can help: • Delete. Take a look at the apps you use regularly, and delete those you don’t. Extra apps can drain battery life even if you aren’t actively using them. Organize . Create folders, like social media or travel, and move the apps you use inside. Store. Send your photos to the cloud, where you’ll still be able to see them while freeing up memory on your phone at the same time. • •

Drug Stores That Make Home Visits

When you are sick or not feeling well, the last thing you want to do is run errands. And when the doctor writes a prescription, the idea of sitting in a pharmacy waiting area until it’s filled is not appealing whatsoever. Luckily there is a new option when it comes to filling prescriptions — drug delivery services. In addition to national drug store chains like CVS, Rite Aid, and Walgreens, online drug stores provide delivery service right to your home. Here are three services to consider: Amazon has its own online pharmacy; it launched in 2020 and is available for Amazon Prime members. What may be surprising is that it can help save you money: compare medicine costs using your insurance co-pay, without insurance and using a Prime Discount to find the least expensive option. Free home delivery, Amazon Prime $14.99/month. • CostPlusDrugs.com : This online pharmacy provides lower prices on generic drugs only. You might not be able to use your insurance or Medicare on this site, but the savings could be well worth cash pay if not. Cost: medication cost, plus shipping and taxes. • Capsule.com : This online pharmacy coordinates with your doctor and old pharmacy to transfer prescriptions the same day and deliver when you need it. Capsule tracks refills, too, so you will never go without your prescription. Free home delivery. • Pharmacy.Amazon.com : It’s probably not surprising that

Quotes To Live By… “ To plant a garden is to believe in tomorrow .”

– Audrey Hepburn, actress

“Despite the forecast, live like it’s spring.”

– Lilly Pulitzer, fashion designer

“ If you change the way you look at things, the things you look at change .” – Wayne Dyer, motivational speaker

Get Free money-saving home tips at my web site: BchRealEstate.com

Shut Down Gaslighting Gaslighting has been a buzz word for a while now, but what is it, exactly? According to the Cleveland Clinic, gaslighting is “emotional manipulation and insensitivity to your feelings.” S igns that you’re experience gaslighting include doubting your feelings; questioning your judgement; feeling vulnerable, insecure, alone, disappointed in yourself, confused; second- guessing yourself; and wondering what’s wrong with you, to name a few. These feelings are normal in moderation, but if it’s the same person always making you feel that way, it’s time t o evaluate your relationship. One of the first things you can do to put an end to gaslighting is to set clear, healthy boundaries with the person gaslighting you to give yourself space physically and emotionally. For example, this could mean not talking to them if they raise their voice. Following through and enforcing those boundaries shows you’re serious. Try talking to friends or family for outside perspectives. This can help you clarify if you’re experiencing gaslighting , and remind you that you aren’t making things up. Therapy and talking things over with a counselor can help, as they can assist you in identifying gaslighting.

Brain Teaser… What must be broken before you can use it?

(See page 4 for the answer.)

What’s My Home Worth? If you want to know your home’s current value, I will gladly conduct a Maximum Value Home Audit . Request this “no charge” in -depth home value analysis by calling me at: 805-701 8410 . Keep Fresh Flowers Longer Fresh flowers always brighten a room, so the longer they last the better! Here, a few tips for breathing new life into your fresh flowers. • Cut 1 to 2 inches off the stems before placing in vase. • Remove any leaves that will fall below the water line. • Add 2 tablespoons each apple cider vinegar and water to a vase before adding flowers. Did You Know? A lot of bird species migrate throughout the year, but did you know that the Arctic tern has the longest migration of any animal in the entire world? Weighing in at under half-a-pound and with a wingspan of just under 30 inches, the Arctic tern is small but mighty: it has been thought to migrate about 25,000 miles annually, but a recent scientific study suggests that it may fly twice that distance! Pet Prescription Websites Whether you’re shopping for flea and tick preventatives for your pet, or need to fill a prescription, you may be able to find what you need for less online. www.1800petmeds.com.com – An online veterinary pharmacy licensed to dispense prescription medications in all 50 states. • Change water every 2 or 3 days.

Would You Like To Know How Much Your Neighbor’s Home Listed Or Sold For?

Maybe you’re just curious. Or maybe you want to know how much your home is worth. Either way, I can help…with no “sales pitches” or run arounds. Call me at 805-701-8410 and I’ll give you all the facts.

An Organized Life Albert Einstein may have said, “Organized people are just too lazy to go looking for what they want,” but I’ll take it. Being organized at home, work and in our everyday lives can free up so much time, and energy! Here are some small ways we can keep ourselves organized every day. • Designate a space for your house keys, wallet and phone so you can always find them when dashing out the door. • Place a small recycling bin or basket where you open your mail. Toss anything you don’t need into the bin so it’s ready to be put out on your next recycling day. • Turn off smartphone notifications to keep from distractions throughout the day. • When it’s laundry day, fold and put away your clothes and linens right away. • An oldie but a goodie: create a to-do list each morning (or the night before) so you know what to tackle each day.

www.petcarerx.com – Pet meds and supplies, all in one place.

www.chewy.com – Your go-to website for pet meds, food, toys and more.

Get Free money-saving home tips at my web site: BchRealEstate.com

Thanks For Thinking of Me!

“Who Else Wants To Win $75 Gift Card for Lure Restaurant ?”

Did you know I can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping me in mind with your referrals…and spreading the word about my services.

Guess who won last month’s Trivia Question? I’m pleased to announce the lucky winner of last month’s quiz. And the winner is …drum roll please: Ron Rowen of The Colony.

Brain Teaser Answer: An egg.

What is the highest-grossing movie of all time, without taking inflation into account? a) Gone With the Wind b) Barbie c) Star Wars d) Avatar

Benefits Of A Cold Plunge Plunging yourself into freezing cold water may not seem like something you should do, but there’s a reason it’s been in practice in Nordic countries for centuries; in fact, cold plunging dates back to 3500 B.C. Once you get through the “cold shock,” you may notice a few things happening to your body and mind, like reduced pain from inflammation, improved circulation, lesser muscle soreness after a workout and even a brighter mood. You may also find that your focus is sharper after a cold plunge, and that you sleep better, too. Go ahead, take the plunge! How To Clean Eyeglasses So many smudges on your glasses you can barely see? Look no further than dish soap and lukewarm water to get them sparkling clean. Be sure to clean the frames, too! Dry with soft microfiber. THANK YOU for reading my Service For Life ! ® personal newsletter. I wanted to produce a newsletter that has great content and is fun and valuable to you. Your constructive feedback is always welcome. Florence Gadbois CA DRE #01040021 RE/MAX Gold Coast 805-701-8410 florence@BchRealstate.com BchRealEstate.com

The answer is d) Avatar, which holds the title of the overall highest grossing film, earning more than $2 billion in 2009 and $2.749 billion in its first box office run. So let’s move on to this month’s trivia question. Who sent Christopher Columbus off to explore the New World? a) King Henry VII and Elizabeth of York, England

b) King Louis XII and Joan of France, France c) King Ferdinand II and Queen Isabella, Spain d) King James IV, Scotland

Call Me At 805-701-8410 OR Email Me At florence@BchRealEstate.com And You Could Be One Of My Next Winners!

Real Estate Corner…

Q. What’s the purpose of a home inspection?

A. A home inspection is performed after the buyer and seller have entered into a written contract. It’s a review of the home’s condition, including the heating system, attic, foundation, and a mold review. The point is to identify any area of the home that needs replacement or repair. You’ll use the report to set the final price of your purchase. You may choose to buy the house and make the repairs, or you may walk away from the property if the costs would be too high for your budget and the sellers refuse to lower the price or make the repairs. You can get your earnest money back provided your contract has a “sale contingent on inspection” clause. You’ll also need to get an appraisal, which serves to assess a value to the property. You need to know that the property you’ve selected will appraise at or above the amount you’ve contracted to pay for i t.

Disclaimer: The information contained in this letter is intended for informational purposes. It should not substitute as legal, accounting, investment, medical or other professional services advice. Always seek a competent professional for answers to your specific questions. This letter is not intended to solicit real estate properties currently for sale.

Do you have a real estate question you want answered? Feel free to call me at 805-701-8410. Perhaps I’ll feature it in my next issue!

Get Free money-saving home tips at my web site: BchRealEstate.com

Florence’s…. Colony MarketWatch ™ Here’s Neighborhood Home Information For The Colony To Help You Evaluate The Value Of Your Investment. ”

Active Listings …




Sq. Ft.

Floor Plan

Asking Price


2 2 2 2

2 2 2 2

1459 1217 1627 1368


$849,888 $910,000 $949,888 $980,000 $922,444

Antigua Majorca



2155 Martinique


Market Average

In Escrow - Accepting Back Up Offers … Address



Sq. Ft.

Floor Plan

Asking Price

1915 Majorca Market Average





$998,888 $998,888

Sold Propert ies… (03/01/23 Thru 03/25/24) Address List $ Sale $



Floor Plan

Date Sold

2212 Martinique 1905 Majorca 2043 Majorca 4475 Antigua 2227 Martinique 2360 Vina del Mar 2151 Martinique

$695,000 $749,000 $795,888 $799,000 $839,888 $999,900 $839,000

$685,000 $739,00 $795,888 $799,000 $840,000 $884,000 $892,000

1113 1217 1218 1217 1459 2692 1627

$615.45 $607.23 $653.44 $655.99 $575.74 $328.38 $548.25

Martinique (Phase I)



05/23/23 11/14/23 05/25/23 03/22/23 04/26/23

Martinique Martinique


Costa de Oro



2067 Majorca







2135 Martinique







2041 Majorca






03/25/24 07/05/23

4481 Antigua

$895,000 $925,000

$895,000 $903,000

1217 1549

$653.96 $582,00


2117 Martinique



1971 Majorca






10/10/23 10/18/23 10/27/23 10/27/23

2335 Vina del Mar 2263 Martinique

$965,000 $984,000

$965,000 $975,000

2059 1628

$468.67 $598.89 $706.39 $529.66

San Tropez


4700 San Sebastian $1,246,888 $1,150,000 1628

Capri (Ambassador)

2123 Vina del Mar

$1,285,000 $1,250,000 2360

Vina del Mar


2337 Vina del Mar

$1,450,000 $1,300,000 2360


Vina del Mar


2355 Vina del Mar

$1,595,000 $1,595,000 2692


Costa de Oro

03/18/24 03/22/24

2335 Vina del Mar Market Average

$1,595,000 $1,610,000 2059

$550.85 $595.60

San Tropez

$ 1,018,112 $ 994,949

RE/MAX represented buyer, seller or both.

Florence represented buyer, seller or both

Properties as of March 25, 2024 and may not be listed by RE/MAX. Information herein has not been verified, is not guaranteed, and is subject to change

Florence’s… MarketWatch ™

“ Here’s Neighborhood Home Information For HarborWalk To Help You Evaluate The Value Of Your Investment. ”

Active Listings … none Address

List $

Sq.Ft Floor Plan

Sunset Lane

$575,000 $739,000 $795,000 $995,520 $776,130

925 925

Plan C Plan C Plan D


Sunset Lane

1198 1406



Market Average

Pending … none

Sold Properties (01/01/2023 – 03/28/2024 Address List $ Sale $

Sq.Ft. $/sq.ft

Floor Plan

Date Sold

4536 La Brea 3600 Sunset 2957 Harbor 3330 Sunset 3140 Sunset 3334 Sunset 3225 La Brea 3604 Sunset 3224 Sunset

$699,000 $729,000 $699,000 $799,000 $749,000 $789,000 $899,000 $899,000 $865,000

$675,000 $682,000 $690,000 $692,500 $730,000 $750,000 $825,000 $859,000 $865,000

1135 1135

$594.71 $600.88 $745.95 $469.49 $564.14 $508.47 $555.56 $651.25 $617.42 $676.39 $685.11

T-3 T-3

11/02/23 02/07/24 02/02/23 01/04/24 08/31/23 03/08/24 11/21/23 06/30/23 02/25/22 03/21/23 05/05/23


Plan C

1475 1294 1475 1485 1319 1401 1474 1518


Plan D


Villa (end unit)



3544 Sunset




3241 Harbor




3380 Sunset





Villa (end unit)


Market Average $617.07 Bold: REMAX Represented Buyers, Sellers or Both $831,250 $782,937

The information referenced has been provided by the Ventura County MLS Corporation’s MLS as of March 28, 2024 The listings and sales are not exclusive to RE/MAX Gold Coast Realtors and may have been represented by others. Display of the MLS data is deemed reliable, but not guaranteed by the MLS and prices are subject to change.

See HarborWalk floor plans at: HarborWalkCondos.com

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